▼ 0.50% · 3.625%
HK$19,755
−HK$1,239/mo
▼ 0.25% · 3.875%
HK$20,369
−HK$625/mo
Today · 4.125%
HK$20,994
baseline
▲ 0.50% · 4.625%
HK$22,271
+HK$1,277/mo
Deposit HK$4.33M · loan HK$4.33M · min. income ≈ HK$41,988/mo (50% DSR)
Upfront cash ≈ HK$4.59M (deposit + AVD stamp duty HK$259,902 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$21,977
−HK$1,187/mo
▼ 0.25% · 3.875%
HK$22,566
−HK$598/mo
Today · 4.125%
HK$23,164
baseline
▲ 0.50% · 4.625%
HK$24,385
+HK$1,221/mo
Deposit HK$4.33M · loan HK$4.33M · min. income ≈ HK$46,328/mo (50% DSR)
Upfront cash ≈ HK$4.59M (deposit + AVD stamp duty HK$259,902 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$21,730
−HK$1,363/mo
▼ 0.25% · 3.875%
HK$22,406
−HK$687/mo
Today · 4.125%
HK$23,093
baseline
▲ 0.50% · 4.625%
HK$24,498
+HK$1,405/mo
Deposit HK$3.90M · loan HK$4.76M · min. income ≈ HK$46,186/mo (50% DSR)
Upfront cash ≈ HK$4.16M (deposit + AVD stamp duty HK$259,902 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$24,175
−HK$1,306/mo
▼ 0.25% · 3.875%
HK$24,823
−HK$658/mo
Today · 4.125%
HK$25,481
baseline
▲ 0.50% · 4.625%
HK$26,824
+HK$1,343/mo
Deposit HK$3.90M · loan HK$4.76M · min. income ≈ HK$50,962/mo (50% DSR)
Upfront cash ≈ HK$4.16M (deposit + AVD stamp duty HK$259,902 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$23,706
−HK$1,486/mo
▼ 0.25% · 3.875%
HK$24,443
−HK$749/mo
Today · 4.125%
HK$25,192
baseline
▲ 0.50% · 4.625%
HK$26,725
+HK$1,533/mo
Deposit HK$3.47M · loan HK$5.20M · min. income ≈ HK$50,384/mo (50% DSR)
Upfront cash ≈ HK$3.73M (deposit + AVD stamp duty HK$259,902 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$26,372
−HK$1,425/mo
▼ 0.25% · 3.875%
HK$27,080
−HK$717/mo
Today · 4.125%
HK$27,797
baseline
▲ 0.50% · 4.625%
HK$29,262
+HK$1,465/mo
Deposit HK$3.47M · loan HK$5.20M · min. income ≈ HK$55,594/mo (50% DSR)
Upfront cash ≈ HK$3.73M (deposit + AVD stamp duty HK$259,902 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$25,681
−HK$1,611/mo
▼ 0.25% · 3.875%
HK$26,480
−HK$812/mo
Today · 4.125%
HK$27,292
baseline
▲ 0.50% · 4.625%
HK$28,952
+HK$1,660/mo
Deposit HK$3.03M · loan HK$5.63M · min. income ≈ HK$54,584/mo (50% DSR)
Upfront cash ≈ HK$3.29M (deposit + AVD stamp duty HK$259,902 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$28,570
−HK$1,544/mo
▼ 0.25% · 3.875%
HK$29,336
−HK$778/mo
Today · 4.125%
HK$30,114
baseline
▲ 0.50% · 4.625%
HK$31,701
+HK$1,587/mo
Deposit HK$3.03M · loan HK$5.63M · min. income ≈ HK$60,228/mo (50% DSR)
Upfront cash ≈ HK$3.29M (deposit + AVD stamp duty HK$259,902 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$27,657
−HK$1,734/mo
▼ 0.25% · 3.875%
HK$28,517
−HK$874/mo
Today · 4.125%
HK$29,391
baseline
▲ 0.50% · 4.625%
HK$31,179
+HK$1,788/mo
Deposit HK$2.60M · loan HK$6.06M · min. income ≈ HK$58,782/mo (50% DSR)
Upfront cash ≈ HK$2.86M (deposit + AVD stamp duty HK$259,902 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$30,768
−HK$1,662/mo
▼ 0.25% · 3.875%
HK$31,593
−HK$837/mo
Today · 4.125%
HK$32,430
baseline
▲ 0.50% · 4.625%
HK$34,139
+HK$1,709/mo
Deposit HK$2.60M · loan HK$6.06M · min. income ≈ HK$64,860/mo (50% DSR)
Upfront cash ≈ HK$2.86M (deposit + AVD stamp duty HK$259,902 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$29,632
−HK$1,858/mo
▼ 0.25% · 3.875%
HK$30,554
−HK$936/mo
Today · 4.125%
HK$31,490
baseline
▲ 0.50% · 4.625%
HK$33,406
+HK$1,916/mo
Deposit HK$2.17M · loan HK$6.50M · min. income ≈ HK$62,980/mo (50% DSR)
Upfront cash ≈ HK$2.43M (deposit + AVD stamp duty HK$259,902 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$32,965
−HK$1,781/mo
▼ 0.25% · 3.875%
HK$33,850
−HK$896/mo
Today · 4.125%
HK$34,746
baseline
▲ 0.50% · 4.625%
HK$36,578
+HK$1,832/mo
Deposit HK$2.17M · loan HK$6.50M · min. income ≈ HK$69,492/mo (50% DSR)
Upfront cash ≈ HK$2.43M (deposit + AVD stamp duty HK$259,902 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$31,608
−HK$1,982/mo
▼ 0.25% · 3.875%
HK$32,591
−HK$999/mo
Today · 4.125%
HK$33,590
baseline
▲ 0.50% · 4.625%
HK$35,633
+HK$2,043/mo
Deposit HK$1.73M · loan HK$6.93M · min. income ≈ HK$67,180/mo (50% DSR)
Upfront cash ≈ HK$1.99M (deposit + AVD stamp duty HK$259,902 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$35,163
−HK$1,900/mo
▼ 0.25% · 3.875%
HK$36,106
−HK$957/mo
Today · 4.125%
HK$37,063
baseline
▲ 0.50% · 4.625%
HK$39,016
+HK$1,953/mo
Deposit HK$1.73M · loan HK$6.93M · min. income ≈ HK$74,126/mo (50% DSR)
Upfront cash ≈ HK$1.99M (deposit + AVD stamp duty HK$259,902 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$33,583
−HK$2,106/mo
▼ 0.25% · 3.875%
HK$34,628
−HK$1,061/mo
Today · 4.125%
HK$35,689
baseline
▲ 0.50% · 4.625%
HK$37,861
+HK$2,172/mo
Deposit HK$1.30M · loan HK$7.36M · min. income ≈ HK$71,378/mo (50% DSR)
Upfront cash ≈ HK$1.56M (deposit + AVD stamp duty HK$259,902 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$37,361
−HK$2,018/mo
▼ 0.25% · 3.875%
HK$38,363
−HK$1,016/mo
Today · 4.125%
HK$39,379
baseline
▲ 0.50% · 4.625%
HK$41,455
+HK$2,076/mo
Deposit HK$1.30M · loan HK$7.36M · min. income ≈ HK$78,758/mo (50% DSR)
Upfront cash ≈ HK$1.56M (deposit + AVD stamp duty HK$259,902 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$35,558
−HK$2,230/mo
▼ 0.25% · 3.875%
HK$36,665
−HK$1,123/mo
Today · 4.125%
HK$37,788
baseline
▲ 0.50% · 4.625%
HK$40,088
+HK$2,300/mo
Deposit HK$866K · loan HK$7.80M · min. income ≈ HK$75,576/mo (50% DSR)
Upfront cash ≈ HK$1.13M (deposit + AVD stamp duty HK$259,902 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$39,558
−HK$2,138/mo
▼ 0.25% · 3.875%
HK$40,619
−HK$1,077/mo
Today · 4.125%
HK$41,696
baseline
▲ 0.50% · 4.625%
HK$43,894
+HK$2,198/mo
Deposit HK$866K · loan HK$7.80M · min. income ≈ HK$83,392/mo (50% DSR)
Upfront cash ≈ HK$1.13M (deposit + AVD stamp duty HK$259,902 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).