▼ 0.50% · 3.625%
HK$15,189
−HK$952/mo
▼ 0.25% · 3.875%
HK$15,661
−HK$480/mo
Today · 4.125%
HK$16,141
baseline
▲ 0.50% · 4.625%
HK$17,124
+HK$983/mo
Deposit HK$3.33M · loan HK$3.33M · min. income ≈ HK$32,282/mo (50% DSR)
Upfront cash ≈ HK$3.53M (deposit + AVD stamp duty HK$199,833 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$16,898
−HK$913/mo
▼ 0.25% · 3.875%
HK$17,351
−HK$460/mo
Today · 4.125%
HK$17,811
baseline
▲ 0.50% · 4.625%
HK$18,749
+HK$938/mo
Deposit HK$3.33M · loan HK$3.33M · min. income ≈ HK$35,622/mo (50% DSR)
Upfront cash ≈ HK$3.53M (deposit + AVD stamp duty HK$199,833 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$16,708
−HK$1,048/mo
▼ 0.25% · 3.875%
HK$17,228
−HK$528/mo
Today · 4.125%
HK$17,756
baseline
▲ 0.50% · 4.625%
HK$18,836
+HK$1,080/mo
Deposit HK$3.00M · loan HK$3.66M · min. income ≈ HK$35,512/mo (50% DSR)
Upfront cash ≈ HK$3.20M (deposit + AVD stamp duty HK$199,833 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$18,587
−HK$1,005/mo
▼ 0.25% · 3.875%
HK$19,086
−HK$506/mo
Today · 4.125%
HK$19,592
baseline
▲ 0.50% · 4.625%
HK$20,624
+HK$1,032/mo
Deposit HK$3.00M · loan HK$3.66M · min. income ≈ HK$39,184/mo (50% DSR)
Upfront cash ≈ HK$3.20M (deposit + AVD stamp duty HK$199,833 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$18,227
−HK$1,143/mo
▼ 0.25% · 3.875%
HK$18,794
−HK$576/mo
Today · 4.125%
HK$19,370
baseline
▲ 0.50% · 4.625%
HK$20,548
+HK$1,178/mo
Deposit HK$2.66M · loan HK$4.00M · min. income ≈ HK$38,740/mo (50% DSR)
Upfront cash ≈ HK$2.86M (deposit + AVD stamp duty HK$199,833 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$20,277
−HK$1,096/mo
▼ 0.25% · 3.875%
HK$20,821
−HK$552/mo
Today · 4.125%
HK$21,373
baseline
▲ 0.50% · 4.625%
HK$22,499
+HK$1,126/mo
Deposit HK$2.66M · loan HK$4.00M · min. income ≈ HK$42,746/mo (50% DSR)
Upfront cash ≈ HK$2.86M (deposit + AVD stamp duty HK$199,833 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$19,746
−HK$1,238/mo
▼ 0.25% · 3.875%
HK$20,360
−HK$624/mo
Today · 4.125%
HK$20,984
baseline
▲ 0.50% · 4.625%
HK$22,261
+HK$1,277/mo
Deposit HK$2.33M · loan HK$4.33M · min. income ≈ HK$41,968/mo (50% DSR)
Upfront cash ≈ HK$2.53M (deposit + AVD stamp duty HK$199,833 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$21,967
−HK$1,187/mo
▼ 0.25% · 3.875%
HK$22,556
−HK$598/mo
Today · 4.125%
HK$23,154
baseline
▲ 0.50% · 4.625%
HK$24,374
+HK$1,220/mo
Deposit HK$2.33M · loan HK$4.33M · min. income ≈ HK$46,308/mo (50% DSR)
Upfront cash ≈ HK$2.53M (deposit + AVD stamp duty HK$199,833 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$21,265
−HK$1,333/mo
▼ 0.25% · 3.875%
HK$21,926
−HK$672/mo
Today · 4.125%
HK$22,598
baseline
▲ 0.50% · 4.625%
HK$23,973
+HK$1,375/mo
Deposit HK$2.00M · loan HK$4.66M · min. income ≈ HK$45,196/mo (50% DSR)
Upfront cash ≈ HK$2.20M (deposit + AVD stamp duty HK$199,833 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$23,657
−HK$1,278/mo
▼ 0.25% · 3.875%
HK$24,291
−HK$644/mo
Today · 4.125%
HK$24,935
baseline
▲ 0.50% · 4.625%
HK$26,249
+HK$1,314/mo
Deposit HK$2.00M · loan HK$4.66M · min. income ≈ HK$49,870/mo (50% DSR)
Upfront cash ≈ HK$2.20M (deposit + AVD stamp duty HK$199,833 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$22,784
−HK$1,428/mo
▼ 0.25% · 3.875%
HK$23,492
−HK$720/mo
Today · 4.125%
HK$24,212
baseline
▲ 0.50% · 4.625%
HK$25,685
+HK$1,473/mo
Deposit HK$1.67M · loan HK$5.00M · min. income ≈ HK$48,424/mo (50% DSR)
Upfront cash ≈ HK$1.87M (deposit + AVD stamp duty HK$199,833 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$25,346
−HK$1,370/mo
▼ 0.25% · 3.875%
HK$26,026
−HK$690/mo
Today · 4.125%
HK$26,716
baseline
▲ 0.50% · 4.625%
HK$28,124
+HK$1,408/mo
Deposit HK$1.67M · loan HK$5.00M · min. income ≈ HK$53,432/mo (50% DSR)
Upfront cash ≈ HK$1.87M (deposit + AVD stamp duty HK$199,833 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$24,302
−HK$1,524/mo
▼ 0.25% · 3.875%
HK$25,058
−HK$768/mo
Today · 4.125%
HK$25,826
baseline
▲ 0.50% · 4.625%
HK$27,398
+HK$1,572/mo
Deposit HK$1.33M · loan HK$5.33M · min. income ≈ HK$51,652/mo (50% DSR)
Upfront cash ≈ HK$1.53M (deposit + AVD stamp duty HK$199,833 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$27,036
−HK$1,461/mo
▼ 0.25% · 3.875%
HK$27,761
−HK$736/mo
Today · 4.125%
HK$28,497
baseline
▲ 0.50% · 4.625%
HK$29,999
+HK$1,502/mo
Deposit HK$1.33M · loan HK$5.33M · min. income ≈ HK$56,994/mo (50% DSR)
Upfront cash ≈ HK$1.53M (deposit + AVD stamp duty HK$199,833 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$25,821
−HK$1,620/mo
▼ 0.25% · 3.875%
HK$26,625
−HK$816/mo
Today · 4.125%
HK$27,441
baseline
▲ 0.50% · 4.625%
HK$29,110
+HK$1,669/mo
Deposit HK$999K · loan HK$5.66M · min. income ≈ HK$54,882/mo (50% DSR)
Upfront cash ≈ HK$1.20M (deposit + AVD stamp duty HK$199,833 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$28,726
−HK$1,552/mo
▼ 0.25% · 3.875%
HK$29,496
−HK$782/mo
Today · 4.125%
HK$30,278
baseline
▲ 0.50% · 4.625%
HK$31,874
+HK$1,596/mo
Deposit HK$999K · loan HK$5.66M · min. income ≈ HK$60,556/mo (50% DSR)
Upfront cash ≈ HK$1.20M (deposit + AVD stamp duty HK$199,833 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$27,340
−HK$1,715/mo
▼ 0.25% · 3.875%
HK$28,191
−HK$864/mo
Today · 4.125%
HK$29,055
baseline
▲ 0.50% · 4.625%
HK$30,823
+HK$1,768/mo
Deposit HK$666K · loan HK$5.99M · min. income ≈ HK$58,110/mo (50% DSR)
Upfront cash ≈ HK$866K (deposit + AVD stamp duty HK$199,833 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$30,416
−HK$1,643/mo
▼ 0.25% · 3.875%
HK$31,231
−HK$828/mo
Today · 4.125%
HK$32,059
baseline
▲ 0.50% · 4.625%
HK$33,749
+HK$1,690/mo
Deposit HK$666K · loan HK$5.99M · min. income ≈ HK$64,118/mo (50% DSR)
Upfront cash ≈ HK$866K (deposit + AVD stamp duty HK$199,833 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).