▼ 0.50% · 3.625%
HK$22,763
−HK$1,427/mo
▼ 0.25% · 3.875%
HK$23,471
−HK$719/mo
Today · 4.125%
HK$24,190
baseline
▲ 0.50% · 4.625%
HK$25,662
+HK$1,472/mo
Deposit HK$4.99M · loan HK$4.99M · min. income ≈ HK$48,380/mo (50% DSR)
Upfront cash ≈ HK$5.36M (deposit + AVD stamp duty HK$368,244 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$25,323
−HK$1,368/mo
▼ 0.25% · 3.875%
HK$26,002
−HK$689/mo
Today · 4.125%
HK$26,691
baseline
▲ 0.50% · 4.625%
HK$28,098
+HK$1,407/mo
Deposit HK$4.99M · loan HK$4.99M · min. income ≈ HK$53,382/mo (50% DSR)
Upfront cash ≈ HK$5.36M (deposit + AVD stamp duty HK$368,244 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$25,039
−HK$1,570/mo
▼ 0.25% · 3.875%
HK$25,818
−HK$791/mo
Today · 4.125%
HK$26,609
baseline
▲ 0.50% · 4.625%
HK$28,228
+HK$1,619/mo
Deposit HK$4.49M · loan HK$5.49M · min. income ≈ HK$53,218/mo (50% DSR)
Upfront cash ≈ HK$4.86M (deposit + AVD stamp duty HK$368,244 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$27,855
−HK$1,505/mo
▼ 0.25% · 3.875%
HK$28,602
−HK$758/mo
Today · 4.125%
HK$29,360
baseline
▲ 0.50% · 4.625%
HK$30,908
+HK$1,548/mo
Deposit HK$4.49M · loan HK$5.49M · min. income ≈ HK$58,720/mo (50% DSR)
Upfront cash ≈ HK$4.86M (deposit + AVD stamp duty HK$368,244 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$27,315
−HK$1,713/mo
▼ 0.25% · 3.875%
HK$28,165
−HK$863/mo
Today · 4.125%
HK$29,028
baseline
▲ 0.50% · 4.625%
HK$30,794
+HK$1,766/mo
Deposit HK$3.99M · loan HK$5.99M · min. income ≈ HK$58,056/mo (50% DSR)
Upfront cash ≈ HK$4.36M (deposit + AVD stamp duty HK$368,244 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$30,388
−HK$1,641/mo
▼ 0.25% · 3.875%
HK$31,203
−HK$826/mo
Today · 4.125%
HK$32,029
baseline
▲ 0.50% · 4.625%
HK$33,718
+HK$1,689/mo
Deposit HK$3.99M · loan HK$5.99M · min. income ≈ HK$64,058/mo (50% DSR)
Upfront cash ≈ HK$4.36M (deposit + AVD stamp duty HK$368,244 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$29,591
−HK$1,856/mo
▼ 0.25% · 3.875%
HK$30,512
−HK$935/mo
Today · 4.125%
HK$31,447
baseline
▲ 0.50% · 4.625%
HK$33,360
+HK$1,913/mo
Deposit HK$3.49M · loan HK$6.49M · min. income ≈ HK$62,894/mo (50% DSR)
Upfront cash ≈ HK$3.86M (deposit + AVD stamp duty HK$368,244 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$32,920
−HK$1,779/mo
▼ 0.25% · 3.875%
HK$33,803
−HK$896/mo
Today · 4.125%
HK$34,699
baseline
▲ 0.50% · 4.625%
HK$36,528
+HK$1,829/mo
Deposit HK$3.49M · loan HK$6.49M · min. income ≈ HK$69,398/mo (50% DSR)
Upfront cash ≈ HK$3.86M (deposit + AVD stamp duty HK$368,244 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$31,868
−HK$1,998/mo
▼ 0.25% · 3.875%
HK$32,859
−HK$1,007/mo
Today · 4.125%
HK$33,866
baseline
▲ 0.50% · 4.625%
HK$35,927
+HK$2,061/mo
Deposit HK$2.99M · loan HK$6.99M · min. income ≈ HK$67,732/mo (50% DSR)
Upfront cash ≈ HK$3.36M (deposit + AVD stamp duty HK$368,244 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$35,452
−HK$1,916/mo
▼ 0.25% · 3.875%
HK$36,403
−HK$965/mo
Today · 4.125%
HK$37,368
baseline
▲ 0.50% · 4.625%
HK$39,337
+HK$1,969/mo
Deposit HK$2.99M · loan HK$6.99M · min. income ≈ HK$74,736/mo (50% DSR)
Upfront cash ≈ HK$3.36M (deposit + AVD stamp duty HK$368,244 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$34,144
−HK$2,141/mo
▼ 0.25% · 3.875%
HK$35,206
−HK$1,079/mo
Today · 4.125%
HK$36,285
baseline
▲ 0.50% · 4.625%
HK$38,493
+HK$2,208/mo
Deposit HK$2.50M · loan HK$7.49M · min. income ≈ HK$72,570/mo (50% DSR)
Upfront cash ≈ HK$2.86M (deposit + AVD stamp duty HK$368,244 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$37,985
−HK$2,052/mo
▼ 0.25% · 3.875%
HK$39,003
−HK$1,034/mo
Today · 4.125%
HK$40,037
baseline
▲ 0.50% · 4.625%
HK$42,147
+HK$2,110/mo
Deposit HK$2.50M · loan HK$7.49M · min. income ≈ HK$80,074/mo (50% DSR)
Upfront cash ≈ HK$2.86M (deposit + AVD stamp duty HK$368,244 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$36,420
−HK$2,284/mo
▼ 0.25% · 3.875%
HK$37,553
−HK$1,151/mo
Today · 4.125%
HK$38,704
baseline
▲ 0.50% · 4.625%
HK$41,059
+HK$2,355/mo
Deposit HK$2.00M · loan HK$7.99M · min. income ≈ HK$77,408/mo (50% DSR)
Upfront cash ≈ HK$2.36M (deposit + AVD stamp duty HK$368,244 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$40,517
−HK$2,189/mo
▼ 0.25% · 3.875%
HK$41,604
−HK$1,102/mo
Today · 4.125%
HK$42,706
baseline
▲ 0.50% · 4.625%
HK$44,957
+HK$2,251/mo
Deposit HK$2.00M · loan HK$7.99M · min. income ≈ HK$85,412/mo (50% DSR)
Upfront cash ≈ HK$2.36M (deposit + AVD stamp duty HK$368,244 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$38,696
−HK$2,427/mo
▼ 0.25% · 3.875%
HK$39,900
−HK$1,223/mo
Today · 4.125%
HK$41,123
baseline
▲ 0.50% · 4.625%
HK$43,625
+HK$2,502/mo
Deposit HK$1.50M · loan HK$8.49M · min. income ≈ HK$82,246/mo (50% DSR)
Upfront cash ≈ HK$1.87M (deposit + AVD stamp duty HK$368,244 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$43,049
−HK$2,326/mo
▼ 0.25% · 3.875%
HK$44,204
−HK$1,171/mo
Today · 4.125%
HK$45,375
baseline
▲ 0.50% · 4.625%
HK$47,767
+HK$2,392/mo
Deposit HK$1.50M · loan HK$8.49M · min. income ≈ HK$90,750/mo (50% DSR)
Upfront cash ≈ HK$1.87M (deposit + AVD stamp duty HK$368,244 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$40,973
−HK$2,569/mo
▼ 0.25% · 3.875%
HK$42,247
−HK$1,295/mo
Today · 4.125%
HK$43,542
baseline
▲ 0.50% · 4.625%
HK$46,191
+HK$2,649/mo
Deposit HK$998K · loan HK$8.98M · min. income ≈ HK$87,084/mo (50% DSR)
Upfront cash ≈ HK$1.37M (deposit + AVD stamp duty HK$368,244 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$45,582
−HK$2,462/mo
▼ 0.25% · 3.875%
HK$46,804
−HK$1,240/mo
Today · 4.125%
HK$48,044
baseline
▲ 0.50% · 4.625%
HK$50,577
+HK$2,533/mo
Deposit HK$998K · loan HK$8.98M · min. income ≈ HK$96,088/mo (50% DSR)
Upfront cash ≈ HK$1.37M (deposit + AVD stamp duty HK$368,244 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).