▼ 0.50% · 3.625%
HK$21,021
−HK$1,318/mo
▼ 0.25% · 3.875%
HK$21,675
−HK$664/mo
Today · 4.125%
HK$22,339
baseline
▲ 0.50% · 4.625%
HK$23,699
+HK$1,360/mo
Deposit HK$4.61M · loan HK$4.61M · min. income ≈ HK$44,678/mo (50% DSR)
Upfront cash ≈ HK$4.90M (deposit + AVD stamp duty HK$291,877 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$23,386
−HK$1,263/mo
▼ 0.25% · 3.875%
HK$24,013
−HK$636/mo
Today · 4.125%
HK$24,649
baseline
▲ 0.50% · 4.625%
HK$25,949
+HK$1,300/mo
Deposit HK$4.61M · loan HK$4.61M · min. income ≈ HK$49,298/mo (50% DSR)
Upfront cash ≈ HK$4.90M (deposit + AVD stamp duty HK$291,877 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$23,123
−HK$1,450/mo
▼ 0.25% · 3.875%
HK$23,843
−HK$730/mo
Today · 4.125%
HK$24,573
baseline
▲ 0.50% · 4.625%
HK$26,069
+HK$1,496/mo
Deposit HK$4.15M · loan HK$5.07M · min. income ≈ HK$49,146/mo (50% DSR)
Upfront cash ≈ HK$4.44M (deposit + AVD stamp duty HK$291,877 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$25,724
−HK$1,390/mo
▼ 0.25% · 3.875%
HK$26,414
−HK$700/mo
Today · 4.125%
HK$27,114
baseline
▲ 0.50% · 4.625%
HK$28,543
+HK$1,429/mo
Deposit HK$4.15M · loan HK$5.07M · min. income ≈ HK$54,228/mo (50% DSR)
Upfront cash ≈ HK$4.44M (deposit + AVD stamp duty HK$291,877 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$25,225
−HK$1,582/mo
▼ 0.25% · 3.875%
HK$26,010
−HK$797/mo
Today · 4.125%
HK$26,807
baseline
▲ 0.50% · 4.625%
HK$28,438
+HK$1,631/mo
Deposit HK$3.69M · loan HK$5.53M · min. income ≈ HK$53,614/mo (50% DSR)
Upfront cash ≈ HK$3.98M (deposit + AVD stamp duty HK$291,877 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$28,063
−HK$1,516/mo
▼ 0.25% · 3.875%
HK$28,816
−HK$763/mo
Today · 4.125%
HK$29,579
baseline
▲ 0.50% · 4.625%
HK$31,138
+HK$1,559/mo
Deposit HK$3.69M · loan HK$5.53M · min. income ≈ HK$59,158/mo (50% DSR)
Upfront cash ≈ HK$3.98M (deposit + AVD stamp duty HK$291,877 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$27,327
−HK$1,714/mo
▼ 0.25% · 3.875%
HK$28,178
−HK$863/mo
Today · 4.125%
HK$29,041
baseline
▲ 0.50% · 4.625%
HK$30,808
+HK$1,767/mo
Deposit HK$3.23M · loan HK$5.99M · min. income ≈ HK$58,082/mo (50% DSR)
Upfront cash ≈ HK$3.52M (deposit + AVD stamp duty HK$291,877 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$30,402
−HK$1,642/mo
▼ 0.25% · 3.875%
HK$31,217
−HK$827/mo
Today · 4.125%
HK$32,044
baseline
▲ 0.50% · 4.625%
HK$33,733
+HK$1,689/mo
Deposit HK$3.23M · loan HK$5.99M · min. income ≈ HK$64,088/mo (50% DSR)
Upfront cash ≈ HK$3.52M (deposit + AVD stamp duty HK$291,877 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$29,430
−HK$1,845/mo
▼ 0.25% · 3.875%
HK$30,345
−HK$930/mo
Today · 4.125%
HK$31,275
baseline
▲ 0.50% · 4.625%
HK$33,178
+HK$1,903/mo
Deposit HK$2.77M · loan HK$6.45M · min. income ≈ HK$62,550/mo (50% DSR)
Upfront cash ≈ HK$3.06M (deposit + AVD stamp duty HK$291,877 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$32,740
−HK$1,769/mo
▼ 0.25% · 3.875%
HK$33,618
−HK$891/mo
Today · 4.125%
HK$34,509
baseline
▲ 0.50% · 4.625%
HK$36,328
+HK$1,819/mo
Deposit HK$2.77M · loan HK$6.45M · min. income ≈ HK$69,018/mo (50% DSR)
Upfront cash ≈ HK$3.06M (deposit + AVD stamp duty HK$291,877 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$31,532
−HK$1,977/mo
▼ 0.25% · 3.875%
HK$32,513
−HK$996/mo
Today · 4.125%
HK$33,509
baseline
▲ 0.50% · 4.625%
HK$35,548
+HK$2,039/mo
Deposit HK$2.30M · loan HK$6.91M · min. income ≈ HK$67,018/mo (50% DSR)
Upfront cash ≈ HK$2.60M (deposit + AVD stamp duty HK$291,877 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$35,079
−HK$1,895/mo
▼ 0.25% · 3.875%
HK$36,020
−HK$954/mo
Today · 4.125%
HK$36,974
baseline
▲ 0.50% · 4.625%
HK$38,923
+HK$1,949/mo
Deposit HK$2.30M · loan HK$6.91M · min. income ≈ HK$73,948/mo (50% DSR)
Upfront cash ≈ HK$2.60M (deposit + AVD stamp duty HK$291,877 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$33,634
−HK$2,109/mo
▼ 0.25% · 3.875%
HK$34,680
−HK$1,063/mo
Today · 4.125%
HK$35,743
baseline
▲ 0.50% · 4.625%
HK$37,918
+HK$2,175/mo
Deposit HK$1.84M · loan HK$7.38M · min. income ≈ HK$71,486/mo (50% DSR)
Upfront cash ≈ HK$2.14M (deposit + AVD stamp duty HK$291,877 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$37,417
−HK$2,022/mo
▼ 0.25% · 3.875%
HK$38,421
−HK$1,018/mo
Today · 4.125%
HK$39,439
baseline
▲ 0.50% · 4.625%
HK$41,518
+HK$2,079/mo
Deposit HK$1.84M · loan HK$7.38M · min. income ≈ HK$78,878/mo (50% DSR)
Upfront cash ≈ HK$2.14M (deposit + AVD stamp duty HK$291,877 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$35,736
−HK$2,241/mo
▼ 0.25% · 3.875%
HK$36,848
−HK$1,129/mo
Today · 4.125%
HK$37,977
baseline
▲ 0.50% · 4.625%
HK$40,288
+HK$2,311/mo
Deposit HK$1.38M · loan HK$7.84M · min. income ≈ HK$75,954/mo (50% DSR)
Upfront cash ≈ HK$1.67M (deposit + AVD stamp duty HK$291,877 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$39,756
−HK$2,148/mo
▼ 0.25% · 3.875%
HK$40,822
−HK$1,082/mo
Today · 4.125%
HK$41,904
baseline
▲ 0.50% · 4.625%
HK$44,113
+HK$2,209/mo
Deposit HK$1.38M · loan HK$7.84M · min. income ≈ HK$83,808/mo (50% DSR)
Upfront cash ≈ HK$1.67M (deposit + AVD stamp duty HK$291,877 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$37,838
−HK$2,373/mo
▼ 0.25% · 3.875%
HK$39,015
−HK$1,196/mo
Today · 4.125%
HK$40,211
baseline
▲ 0.50% · 4.625%
HK$42,658
+HK$2,447/mo
Deposit HK$922K · loan HK$8.30M · min. income ≈ HK$80,422/mo (50% DSR)
Upfront cash ≈ HK$1.21M (deposit + AVD stamp duty HK$291,877 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$42,094
−HK$2,275/mo
▼ 0.25% · 3.875%
HK$43,223
−HK$1,146/mo
Today · 4.125%
HK$44,369
baseline
▲ 0.50% · 4.625%
HK$46,707
+HK$2,338/mo
Deposit HK$922K · loan HK$8.30M · min. income ≈ HK$88,738/mo (50% DSR)
Upfront cash ≈ HK$1.21M (deposit + AVD stamp duty HK$291,877 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).