▼ 0.50% · 3.625%
HK$20,797
−HK$1,304/mo
▼ 0.25% · 3.875%
HK$21,444
−HK$657/mo
Today · 4.125%
HK$22,101
baseline
▲ 0.50% · 4.625%
HK$23,446
+HK$1,345/mo
Deposit HK$4.56M · loan HK$4.56M · min. income ≈ HK$44,202/mo (50% DSR)
Upfront cash ≈ HK$4.84M (deposit + AVD stamp duty HK$282,049 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$23,137
−HK$1,250/mo
▼ 0.25% · 3.875%
HK$23,757
−HK$630/mo
Today · 4.125%
HK$24,387
baseline
▲ 0.50% · 4.625%
HK$25,672
+HK$1,285/mo
Deposit HK$4.56M · loan HK$4.56M · min. income ≈ HK$48,774/mo (50% DSR)
Upfront cash ≈ HK$4.84M (deposit + AVD stamp duty HK$282,049 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$22,877
−HK$1,434/mo
▼ 0.25% · 3.875%
HK$23,588
−HK$723/mo
Today · 4.125%
HK$24,311
baseline
▲ 0.50% · 4.625%
HK$25,791
+HK$1,480/mo
Deposit HK$4.10M · loan HK$5.02M · min. income ≈ HK$48,622/mo (50% DSR)
Upfront cash ≈ HK$4.39M (deposit + AVD stamp duty HK$282,049 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$25,450
−HK$1,375/mo
▼ 0.25% · 3.875%
HK$26,133
−HK$692/mo
Today · 4.125%
HK$26,825
baseline
▲ 0.50% · 4.625%
HK$28,239
+HK$1,414/mo
Deposit HK$4.10M · loan HK$5.02M · min. income ≈ HK$53,650/mo (50% DSR)
Upfront cash ≈ HK$4.39M (deposit + AVD stamp duty HK$282,049 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$24,956
−HK$1,565/mo
▼ 0.25% · 3.875%
HK$25,733
−HK$788/mo
Today · 4.125%
HK$26,521
baseline
▲ 0.50% · 4.625%
HK$28,135
+HK$1,614/mo
Deposit HK$3.65M · loan HK$5.47M · min. income ≈ HK$53,042/mo (50% DSR)
Upfront cash ≈ HK$3.93M (deposit + AVD stamp duty HK$282,049 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$27,764
−HK$1,500/mo
▼ 0.25% · 3.875%
HK$28,508
−HK$756/mo
Today · 4.125%
HK$29,264
baseline
▲ 0.50% · 4.625%
HK$30,806
+HK$1,542/mo
Deposit HK$3.65M · loan HK$5.47M · min. income ≈ HK$58,528/mo (50% DSR)
Upfront cash ≈ HK$3.93M (deposit + AVD stamp duty HK$282,049 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$27,036
−HK$1,696/mo
▼ 0.25% · 3.875%
HK$27,877
−HK$855/mo
Today · 4.125%
HK$28,732
baseline
▲ 0.50% · 4.625%
HK$30,480
+HK$1,748/mo
Deposit HK$3.19M · loan HK$5.93M · min. income ≈ HK$57,464/mo (50% DSR)
Upfront cash ≈ HK$3.47M (deposit + AVD stamp duty HK$282,049 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$30,077
−HK$1,625/mo
▼ 0.25% · 3.875%
HK$30,884
−HK$818/mo
Today · 4.125%
HK$31,702
baseline
▲ 0.50% · 4.625%
HK$33,374
+HK$1,672/mo
Deposit HK$3.19M · loan HK$5.93M · min. income ≈ HK$63,404/mo (50% DSR)
Upfront cash ≈ HK$3.47M (deposit + AVD stamp duty HK$282,049 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$29,116
−HK$1,826/mo
▼ 0.25% · 3.875%
HK$30,022
−HK$920/mo
Today · 4.125%
HK$30,942
baseline
▲ 0.50% · 4.625%
HK$32,824
+HK$1,882/mo
Deposit HK$2.74M · loan HK$6.38M · min. income ≈ HK$61,884/mo (50% DSR)
Upfront cash ≈ HK$3.02M (deposit + AVD stamp duty HK$282,049 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$32,391
−HK$1,750/mo
▼ 0.25% · 3.875%
HK$33,260
−HK$881/mo
Today · 4.125%
HK$34,141
baseline
▲ 0.50% · 4.625%
HK$35,941
+HK$1,800/mo
Deposit HK$2.74M · loan HK$6.38M · min. income ≈ HK$68,282/mo (50% DSR)
Upfront cash ≈ HK$3.02M (deposit + AVD stamp duty HK$282,049 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$31,196
−HK$1,956/mo
▼ 0.25% · 3.875%
HK$32,166
−HK$986/mo
Today · 4.125%
HK$33,152
baseline
▲ 0.50% · 4.625%
HK$35,169
+HK$2,017/mo
Deposit HK$2.28M · loan HK$6.84M · min. income ≈ HK$66,304/mo (50% DSR)
Upfront cash ≈ HK$2.56M (deposit + AVD stamp duty HK$282,049 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$34,705
−HK$1,875/mo
▼ 0.25% · 3.875%
HK$35,636
−HK$944/mo
Today · 4.125%
HK$36,580
baseline
▲ 0.50% · 4.625%
HK$38,508
+HK$1,928/mo
Deposit HK$2.28M · loan HK$6.84M · min. income ≈ HK$73,160/mo (50% DSR)
Upfront cash ≈ HK$2.56M (deposit + AVD stamp duty HK$282,049 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$33,275
−HK$2,087/mo
▼ 0.25% · 3.875%
HK$34,310
−HK$1,052/mo
Today · 4.125%
HK$35,362
baseline
▲ 0.50% · 4.625%
HK$37,514
+HK$2,152/mo
Deposit HK$1.82M · loan HK$7.30M · min. income ≈ HK$70,724/mo (50% DSR)
Upfront cash ≈ HK$2.11M (deposit + AVD stamp duty HK$282,049 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$37,018
−HK$2,000/mo
▼ 0.25% · 3.875%
HK$38,011
−HK$1,007/mo
Today · 4.125%
HK$39,018
baseline
▲ 0.50% · 4.625%
HK$41,075
+HK$2,057/mo
Deposit HK$1.82M · loan HK$7.30M · min. income ≈ HK$78,036/mo (50% DSR)
Upfront cash ≈ HK$2.11M (deposit + AVD stamp duty HK$282,049 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$35,355
−HK$2,217/mo
▼ 0.25% · 3.875%
HK$36,455
−HK$1,117/mo
Today · 4.125%
HK$37,572
baseline
▲ 0.50% · 4.625%
HK$39,858
+HK$2,286/mo
Deposit HK$1.37M · loan HK$7.75M · min. income ≈ HK$75,144/mo (50% DSR)
Upfront cash ≈ HK$1.65M (deposit + AVD stamp duty HK$282,049 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$39,332
−HK$2,125/mo
▼ 0.25% · 3.875%
HK$40,387
−HK$1,070/mo
Today · 4.125%
HK$41,457
baseline
▲ 0.50% · 4.625%
HK$43,642
+HK$2,185/mo
Deposit HK$1.37M · loan HK$7.75M · min. income ≈ HK$82,914/mo (50% DSR)
Upfront cash ≈ HK$1.65M (deposit + AVD stamp duty HK$282,049 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$37,435
−HK$2,347/mo
▼ 0.25% · 3.875%
HK$38,599
−HK$1,183/mo
Today · 4.125%
HK$39,782
baseline
▲ 0.50% · 4.625%
HK$42,203
+HK$2,421/mo
Deposit HK$912K · loan HK$8.21M · min. income ≈ HK$79,564/mo (50% DSR)
Upfront cash ≈ HK$1.19M (deposit + AVD stamp duty HK$282,049 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$41,646
−HK$2,250/mo
▼ 0.25% · 3.875%
HK$42,763
−HK$1,133/mo
Today · 4.125%
HK$43,896
baseline
▲ 0.50% · 4.625%
HK$46,210
+HK$2,314/mo
Deposit HK$912K · loan HK$8.21M · min. income ≈ HK$87,792/mo (50% DSR)
Upfront cash ≈ HK$1.19M (deposit + AVD stamp duty HK$282,049 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).