▼ 0.50% · 3.625%
HK$21,026
−HK$1,318/mo
▼ 0.25% · 3.875%
HK$21,680
−HK$664/mo
Today · 4.125%
HK$22,344
baseline
▲ 0.50% · 4.625%
HK$23,704
+HK$1,360/mo
Deposit HK$4.61M · loan HK$4.61M · min. income ≈ HK$44,688/mo (50% DSR)
Upfront cash ≈ HK$4.90M (deposit + AVD stamp duty HK$292,082 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$23,391
−HK$1,264/mo
▼ 0.25% · 3.875%
HK$24,018
−HK$637/mo
Today · 4.125%
HK$24,655
baseline
▲ 0.50% · 4.625%
HK$25,954
+HK$1,299/mo
Deposit HK$4.61M · loan HK$4.61M · min. income ≈ HK$49,310/mo (50% DSR)
Upfront cash ≈ HK$4.90M (deposit + AVD stamp duty HK$292,082 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$23,128
−HK$1,451/mo
▼ 0.25% · 3.875%
HK$23,848
−HK$731/mo
Today · 4.125%
HK$24,579
baseline
▲ 0.50% · 4.625%
HK$26,074
+HK$1,495/mo
Deposit HK$4.15M · loan HK$5.07M · min. income ≈ HK$49,158/mo (50% DSR)
Upfront cash ≈ HK$4.44M (deposit + AVD stamp duty HK$292,082 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$25,730
−HK$1,390/mo
▼ 0.25% · 3.875%
HK$26,420
−HK$700/mo
Today · 4.125%
HK$27,120
baseline
▲ 0.50% · 4.625%
HK$28,550
+HK$1,430/mo
Deposit HK$4.15M · loan HK$5.07M · min. income ≈ HK$54,240/mo (50% DSR)
Upfront cash ≈ HK$4.44M (deposit + AVD stamp duty HK$292,082 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$25,231
−HK$1,582/mo
▼ 0.25% · 3.875%
HK$26,016
−HK$797/mo
Today · 4.125%
HK$26,813
baseline
▲ 0.50% · 4.625%
HK$28,445
+HK$1,632/mo
Deposit HK$3.69M · loan HK$5.53M · min. income ≈ HK$53,626/mo (50% DSR)
Upfront cash ≈ HK$3.98M (deposit + AVD stamp duty HK$292,082 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$28,069
−HK$1,517/mo
▼ 0.25% · 3.875%
HK$28,822
−HK$764/mo
Today · 4.125%
HK$29,586
baseline
▲ 0.50% · 4.625%
HK$31,145
+HK$1,559/mo
Deposit HK$3.69M · loan HK$5.53M · min. income ≈ HK$59,172/mo (50% DSR)
Upfront cash ≈ HK$3.98M (deposit + AVD stamp duty HK$292,082 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$27,334
−HK$1,714/mo
▼ 0.25% · 3.875%
HK$28,184
−HK$864/mo
Today · 4.125%
HK$29,048
baseline
▲ 0.50% · 4.625%
HK$30,815
+HK$1,767/mo
Deposit HK$3.23M · loan HK$5.99M · min. income ≈ HK$58,096/mo (50% DSR)
Upfront cash ≈ HK$3.52M (deposit + AVD stamp duty HK$292,082 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$30,408
−HK$1,643/mo
▼ 0.25% · 3.875%
HK$31,224
−HK$827/mo
Today · 4.125%
HK$32,051
baseline
▲ 0.50% · 4.625%
HK$33,741
+HK$1,690/mo
Deposit HK$3.23M · loan HK$5.99M · min. income ≈ HK$64,102/mo (50% DSR)
Upfront cash ≈ HK$3.52M (deposit + AVD stamp duty HK$292,082 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$29,436
−HK$1,846/mo
▼ 0.25% · 3.875%
HK$30,352
−HK$930/mo
Today · 4.125%
HK$31,282
baseline
▲ 0.50% · 4.625%
HK$33,185
+HK$1,903/mo
Deposit HK$2.77M · loan HK$6.45M · min. income ≈ HK$62,564/mo (50% DSR)
Upfront cash ≈ HK$3.06M (deposit + AVD stamp duty HK$292,082 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$32,747
−HK$1,770/mo
▼ 0.25% · 3.875%
HK$33,626
−HK$891/mo
Today · 4.125%
HK$34,517
baseline
▲ 0.50% · 4.625%
HK$36,336
+HK$1,819/mo
Deposit HK$2.77M · loan HK$6.45M · min. income ≈ HK$69,034/mo (50% DSR)
Upfront cash ≈ HK$3.06M (deposit + AVD stamp duty HK$292,082 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$31,539
−HK$1,977/mo
▼ 0.25% · 3.875%
HK$32,520
−HK$996/mo
Today · 4.125%
HK$33,516
baseline
▲ 0.50% · 4.625%
HK$35,556
+HK$2,040/mo
Deposit HK$2.31M · loan HK$6.92M · min. income ≈ HK$67,032/mo (50% DSR)
Upfront cash ≈ HK$2.60M (deposit + AVD stamp duty HK$292,082 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$35,087
−HK$1,895/mo
▼ 0.25% · 3.875%
HK$36,028
−HK$954/mo
Today · 4.125%
HK$36,982
baseline
▲ 0.50% · 4.625%
HK$38,932
+HK$1,950/mo
Deposit HK$2.31M · loan HK$6.92M · min. income ≈ HK$73,964/mo (50% DSR)
Upfront cash ≈ HK$2.60M (deposit + AVD stamp duty HK$292,082 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$33,641
−HK$2,110/mo
▼ 0.25% · 3.875%
HK$34,688
−HK$1,063/mo
Today · 4.125%
HK$35,751
baseline
▲ 0.50% · 4.625%
HK$37,926
+HK$2,175/mo
Deposit HK$1.84M · loan HK$7.38M · min. income ≈ HK$71,502/mo (50% DSR)
Upfront cash ≈ HK$2.14M (deposit + AVD stamp duty HK$292,082 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$37,426
−HK$2,022/mo
▼ 0.25% · 3.875%
HK$38,429
−HK$1,019/mo
Today · 4.125%
HK$39,448
baseline
▲ 0.50% · 4.625%
HK$41,527
+HK$2,079/mo
Deposit HK$1.84M · loan HK$7.38M · min. income ≈ HK$78,896/mo (50% DSR)
Upfront cash ≈ HK$2.14M (deposit + AVD stamp duty HK$292,082 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$35,744
−HK$2,241/mo
▼ 0.25% · 3.875%
HK$36,856
−HK$1,129/mo
Today · 4.125%
HK$37,985
baseline
▲ 0.50% · 4.625%
HK$40,297
+HK$2,312/mo
Deposit HK$1.38M · loan HK$7.84M · min. income ≈ HK$75,970/mo (50% DSR)
Upfront cash ≈ HK$1.68M (deposit + AVD stamp duty HK$292,082 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$39,765
−HK$2,148/mo
▼ 0.25% · 3.875%
HK$40,831
−HK$1,082/mo
Today · 4.125%
HK$41,913
baseline
▲ 0.50% · 4.625%
HK$44,122
+HK$2,209/mo
Deposit HK$1.38M · loan HK$7.84M · min. income ≈ HK$83,826/mo (50% DSR)
Upfront cash ≈ HK$1.68M (deposit + AVD stamp duty HK$292,082 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$37,846
−HK$2,374/mo
▼ 0.25% · 3.875%
HK$39,024
−HK$1,196/mo
Today · 4.125%
HK$40,220
baseline
▲ 0.50% · 4.625%
HK$42,667
+HK$2,447/mo
Deposit HK$922K · loan HK$8.30M · min. income ≈ HK$80,440/mo (50% DSR)
Upfront cash ≈ HK$1.21M (deposit + AVD stamp duty HK$292,082 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$42,104
−HK$2,275/mo
▼ 0.25% · 3.875%
HK$43,233
−HK$1,146/mo
Today · 4.125%
HK$44,379
baseline
▲ 0.50% · 4.625%
HK$46,718
+HK$2,339/mo
Deposit HK$922K · loan HK$8.30M · min. income ≈ HK$88,758/mo (50% DSR)
Upfront cash ≈ HK$1.21M (deposit + AVD stamp duty HK$292,082 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).