▼ 0.50% · 3.625%
HK$20,186
−HK$1,266/mo
▼ 0.25% · 3.875%
HK$20,814
−HK$638/mo
Today · 4.125%
HK$21,452
baseline
▲ 0.50% · 4.625%
HK$22,758
+HK$1,306/mo
Deposit HK$4.43M · loan HK$4.43M · min. income ≈ HK$42,904/mo (50% DSR)
Upfront cash ≈ HK$4.69M (deposit + AVD stamp duty HK$265,582 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$22,457
−HK$1,214/mo
▼ 0.25% · 3.875%
HK$23,060
−HK$611/mo
Today · 4.125%
HK$23,671
baseline
▲ 0.50% · 4.625%
HK$24,918
+HK$1,247/mo
Deposit HK$4.43M · loan HK$4.43M · min. income ≈ HK$47,342/mo (50% DSR)
Upfront cash ≈ HK$4.69M (deposit + AVD stamp duty HK$265,582 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$22,205
−HK$1,393/mo
▼ 0.25% · 3.875%
HK$22,896
−HK$702/mo
Today · 4.125%
HK$23,598
baseline
▲ 0.50% · 4.625%
HK$25,033
+HK$1,435/mo
Deposit HK$3.98M · loan HK$4.87M · min. income ≈ HK$47,196/mo (50% DSR)
Upfront cash ≈ HK$4.25M (deposit + AVD stamp duty HK$265,582 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$24,703
−HK$1,335/mo
▼ 0.25% · 3.875%
HK$25,366
−HK$672/mo
Today · 4.125%
HK$26,038
baseline
▲ 0.50% · 4.625%
HK$27,410
+HK$1,372/mo
Deposit HK$3.98M · loan HK$4.87M · min. income ≈ HK$52,076/mo (50% DSR)
Upfront cash ≈ HK$4.25M (deposit + AVD stamp duty HK$265,582 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$24,224
−HK$1,519/mo
▼ 0.25% · 3.875%
HK$24,977
−HK$766/mo
Today · 4.125%
HK$25,743
baseline
▲ 0.50% · 4.625%
HK$27,309
+HK$1,566/mo
Deposit HK$3.54M · loan HK$5.31M · min. income ≈ HK$51,486/mo (50% DSR)
Upfront cash ≈ HK$3.81M (deposit + AVD stamp duty HK$265,582 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$26,949
−HK$1,456/mo
▼ 0.25% · 3.875%
HK$27,671
−HK$734/mo
Today · 4.125%
HK$28,405
baseline
▲ 0.50% · 4.625%
HK$29,902
+HK$1,497/mo
Deposit HK$3.54M · loan HK$5.31M · min. income ≈ HK$56,810/mo (50% DSR)
Upfront cash ≈ HK$3.81M (deposit + AVD stamp duty HK$265,582 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$26,242
−HK$1,646/mo
▼ 0.25% · 3.875%
HK$27,059
−HK$829/mo
Today · 4.125%
HK$27,888
baseline
▲ 0.50% · 4.625%
HK$29,585
+HK$1,697/mo
Deposit HK$3.10M · loan HK$5.75M · min. income ≈ HK$55,776/mo (50% DSR)
Upfront cash ≈ HK$3.36M (deposit + AVD stamp duty HK$265,582 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$29,194
−HK$1,578/mo
▼ 0.25% · 3.875%
HK$29,977
−HK$795/mo
Today · 4.125%
HK$30,772
baseline
▲ 0.50% · 4.625%
HK$32,394
+HK$1,622/mo
Deposit HK$3.10M · loan HK$5.75M · min. income ≈ HK$61,544/mo (50% DSR)
Upfront cash ≈ HK$3.36M (deposit + AVD stamp duty HK$265,582 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$28,261
−HK$1,772/mo
▼ 0.25% · 3.875%
HK$29,140
−HK$893/mo
Today · 4.125%
HK$30,033
baseline
▲ 0.50% · 4.625%
HK$31,861
+HK$1,828/mo
Deposit HK$2.66M · loan HK$6.20M · min. income ≈ HK$60,066/mo (50% DSR)
Upfront cash ≈ HK$2.92M (deposit + AVD stamp duty HK$265,582 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$31,440
−HK$1,699/mo
▼ 0.25% · 3.875%
HK$32,283
−HK$856/mo
Today · 4.125%
HK$33,139
baseline
▲ 0.50% · 4.625%
HK$34,886
+HK$1,747/mo
Deposit HK$2.66M · loan HK$6.20M · min. income ≈ HK$66,278/mo (50% DSR)
Upfront cash ≈ HK$2.92M (deposit + AVD stamp duty HK$265,582 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$30,280
−HK$1,899/mo
▼ 0.25% · 3.875%
HK$31,222
−HK$957/mo
Today · 4.125%
HK$32,179
baseline
▲ 0.50% · 4.625%
HK$34,137
+HK$1,958/mo
Deposit HK$2.21M · loan HK$6.64M · min. income ≈ HK$64,358/mo (50% DSR)
Upfront cash ≈ HK$2.48M (deposit + AVD stamp duty HK$265,582 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$33,686
−HK$1,820/mo
▼ 0.25% · 3.875%
HK$34,589
−HK$917/mo
Today · 4.125%
HK$35,506
baseline
▲ 0.50% · 4.625%
HK$37,377
+HK$1,871/mo
Deposit HK$2.21M · loan HK$6.64M · min. income ≈ HK$71,012/mo (50% DSR)
Upfront cash ≈ HK$2.48M (deposit + AVD stamp duty HK$265,582 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$32,298
−HK$2,026/mo
▼ 0.25% · 3.875%
HK$33,303
−HK$1,021/mo
Today · 4.125%
HK$34,324
baseline
▲ 0.50% · 4.625%
HK$36,412
+HK$2,088/mo
Deposit HK$1.77M · loan HK$7.08M · min. income ≈ HK$68,648/mo (50% DSR)
Upfront cash ≈ HK$2.04M (deposit + AVD stamp duty HK$265,582 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$35,932
−HK$1,941/mo
▼ 0.25% · 3.875%
HK$36,895
−HK$978/mo
Today · 4.125%
HK$37,873
baseline
▲ 0.50% · 4.625%
HK$39,869
+HK$1,996/mo
Deposit HK$1.77M · loan HK$7.08M · min. income ≈ HK$75,746/mo (50% DSR)
Upfront cash ≈ HK$2.04M (deposit + AVD stamp duty HK$265,582 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$34,317
−HK$2,152/mo
▼ 0.25% · 3.875%
HK$35,384
−HK$1,085/mo
Today · 4.125%
HK$36,469
baseline
▲ 0.50% · 4.625%
HK$38,688
+HK$2,219/mo
Deposit HK$1.33M · loan HK$7.52M · min. income ≈ HK$72,938/mo (50% DSR)
Upfront cash ≈ HK$1.59M (deposit + AVD stamp duty HK$265,582 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$38,177
−HK$2,063/mo
▼ 0.25% · 3.875%
HK$39,201
−HK$1,039/mo
Today · 4.125%
HK$40,240
baseline
▲ 0.50% · 4.625%
HK$42,361
+HK$2,121/mo
Deposit HK$1.33M · loan HK$7.52M · min. income ≈ HK$80,480/mo (50% DSR)
Upfront cash ≈ HK$1.59M (deposit + AVD stamp duty HK$265,582 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$36,336
−HK$2,278/mo
▼ 0.25% · 3.875%
HK$37,466
−HK$1,148/mo
Today · 4.125%
HK$38,614
baseline
▲ 0.50% · 4.625%
HK$40,964
+HK$2,350/mo
Deposit HK$885K · loan HK$7.97M · min. income ≈ HK$77,228/mo (50% DSR)
Upfront cash ≈ HK$1.15M (deposit + AVD stamp duty HK$265,582 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$40,423
−HK$2,184/mo
▼ 0.25% · 3.875%
HK$41,507
−HK$1,100/mo
Today · 4.125%
HK$42,607
baseline
▲ 0.50% · 4.625%
HK$44,853
+HK$2,246/mo
Deposit HK$885K · loan HK$7.97M · min. income ≈ HK$85,214/mo (50% DSR)
Upfront cash ≈ HK$1.15M (deposit + AVD stamp duty HK$265,582 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).