▼ 0.50% · 3.625%
HK$17,826
−HK$1,118/mo
▼ 0.25% · 3.875%
HK$18,381
−HK$563/mo
Today · 4.125%
HK$18,944
baseline
▲ 0.50% · 4.625%
HK$20,097
+HK$1,153/mo
Deposit HK$3.91M · loan HK$3.91M · min. income ≈ HK$37,888/mo (50% DSR)
Upfront cash ≈ HK$4.14M (deposit + AVD stamp duty HK$234,531 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$19,832
−HK$1,071/mo
▼ 0.25% · 3.875%
HK$20,363
−HK$540/mo
Today · 4.125%
HK$20,903
baseline
▲ 0.50% · 4.625%
HK$22,005
+HK$1,102/mo
Deposit HK$3.91M · loan HK$3.91M · min. income ≈ HK$41,806/mo (50% DSR)
Upfront cash ≈ HK$4.14M (deposit + AVD stamp duty HK$234,531 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$19,609
−HK$1,230/mo
▼ 0.25% · 3.875%
HK$20,219
−HK$620/mo
Today · 4.125%
HK$20,839
baseline
▲ 0.50% · 4.625%
HK$22,107
+HK$1,268/mo
Deposit HK$3.52M · loan HK$4.30M · min. income ≈ HK$41,678/mo (50% DSR)
Upfront cash ≈ HK$3.75M (deposit + AVD stamp duty HK$234,531 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$21,815
−HK$1,178/mo
▼ 0.25% · 3.875%
HK$22,400
−HK$593/mo
Today · 4.125%
HK$22,993
baseline
▲ 0.50% · 4.625%
HK$24,205
+HK$1,212/mo
Deposit HK$3.52M · loan HK$4.30M · min. income ≈ HK$45,986/mo (50% DSR)
Upfront cash ≈ HK$3.75M (deposit + AVD stamp duty HK$234,531 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$21,392
−HK$1,341/mo
▼ 0.25% · 3.875%
HK$22,057
−HK$676/mo
Today · 4.125%
HK$22,733
baseline
▲ 0.50% · 4.625%
HK$24,116
+HK$1,383/mo
Deposit HK$3.13M · loan HK$4.69M · min. income ≈ HK$45,466/mo (50% DSR)
Upfront cash ≈ HK$3.36M (deposit + AVD stamp duty HK$234,531 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$23,798
−HK$1,286/mo
▼ 0.25% · 3.875%
HK$24,436
−HK$648/mo
Today · 4.125%
HK$25,084
baseline
▲ 0.50% · 4.625%
HK$26,406
+HK$1,322/mo
Deposit HK$3.13M · loan HK$4.69M · min. income ≈ HK$50,168/mo (50% DSR)
Upfront cash ≈ HK$3.36M (deposit + AVD stamp duty HK$234,531 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$23,174
−HK$1,453/mo
▼ 0.25% · 3.875%
HK$23,895
−HK$732/mo
Today · 4.125%
HK$24,627
baseline
▲ 0.50% · 4.625%
HK$26,126
+HK$1,499/mo
Deposit HK$2.74M · loan HK$5.08M · min. income ≈ HK$49,254/mo (50% DSR)
Upfront cash ≈ HK$2.97M (deposit + AVD stamp duty HK$234,531 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$25,781
−HK$1,393/mo
▼ 0.25% · 3.875%
HK$26,473
−HK$701/mo
Today · 4.125%
HK$27,174
baseline
▲ 0.50% · 4.625%
HK$28,606
+HK$1,432/mo
Deposit HK$2.74M · loan HK$5.08M · min. income ≈ HK$54,348/mo (50% DSR)
Upfront cash ≈ HK$2.97M (deposit + AVD stamp duty HK$234,531 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$24,957
−HK$1,565/mo
▼ 0.25% · 3.875%
HK$25,733
−HK$789/mo
Today · 4.125%
HK$26,522
baseline
▲ 0.50% · 4.625%
HK$28,136
+HK$1,614/mo
Deposit HK$2.35M · loan HK$5.47M · min. income ≈ HK$53,044/mo (50% DSR)
Upfront cash ≈ HK$2.58M (deposit + AVD stamp duty HK$234,531 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$27,764
−HK$1,500/mo
▼ 0.25% · 3.875%
HK$28,509
−HK$755/mo
Today · 4.125%
HK$29,264
baseline
▲ 0.50% · 4.625%
HK$30,807
+HK$1,543/mo
Deposit HK$2.35M · loan HK$5.47M · min. income ≈ HK$58,528/mo (50% DSR)
Upfront cash ≈ HK$2.58M (deposit + AVD stamp duty HK$234,531 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$26,739
−HK$1,677/mo
▼ 0.25% · 3.875%
HK$27,571
−HK$845/mo
Today · 4.125%
HK$28,416
baseline
▲ 0.50% · 4.625%
HK$30,145
+HK$1,729/mo
Deposit HK$1.95M · loan HK$5.86M · min. income ≈ HK$56,832/mo (50% DSR)
Upfront cash ≈ HK$2.19M (deposit + AVD stamp duty HK$234,531 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$29,747
−HK$1,608/mo
▼ 0.25% · 3.875%
HK$30,545
−HK$810/mo
Today · 4.125%
HK$31,355
baseline
▲ 0.50% · 4.625%
HK$33,007
+HK$1,652/mo
Deposit HK$1.95M · loan HK$5.86M · min. income ≈ HK$62,710/mo (50% DSR)
Upfront cash ≈ HK$2.19M (deposit + AVD stamp duty HK$234,531 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$28,522
−HK$1,789/mo
▼ 0.25% · 3.875%
HK$29,409
−HK$902/mo
Today · 4.125%
HK$30,311
baseline
▲ 0.50% · 4.625%
HK$32,155
+HK$1,844/mo
Deposit HK$1.56M · loan HK$6.25M · min. income ≈ HK$60,622/mo (50% DSR)
Upfront cash ≈ HK$1.80M (deposit + AVD stamp duty HK$234,531 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$31,731
−HK$1,714/mo
▼ 0.25% · 3.875%
HK$32,582
−HK$863/mo
Today · 4.125%
HK$33,445
baseline
▲ 0.50% · 4.625%
HK$35,208
+HK$1,763/mo
Deposit HK$1.56M · loan HK$6.25M · min. income ≈ HK$66,890/mo (50% DSR)
Upfront cash ≈ HK$1.80M (deposit + AVD stamp duty HK$234,531 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$30,305
−HK$1,900/mo
▼ 0.25% · 3.875%
HK$31,247
−HK$958/mo
Today · 4.125%
HK$32,205
baseline
▲ 0.50% · 4.625%
HK$34,165
+HK$1,960/mo
Deposit HK$1.17M · loan HK$6.65M · min. income ≈ HK$64,410/mo (50% DSR)
Upfront cash ≈ HK$1.41M (deposit + AVD stamp duty HK$234,531 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$33,714
−HK$1,821/mo
▼ 0.25% · 3.875%
HK$34,618
−HK$917/mo
Today · 4.125%
HK$35,535
baseline
▲ 0.50% · 4.625%
HK$37,408
+HK$1,873/mo
Deposit HK$1.17M · loan HK$6.65M · min. income ≈ HK$71,070/mo (50% DSR)
Upfront cash ≈ HK$1.41M (deposit + AVD stamp duty HK$234,531 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$32,087
−HK$2,013/mo
▼ 0.25% · 3.875%
HK$33,085
−HK$1,015/mo
Today · 4.125%
HK$34,100
baseline
▲ 0.50% · 4.625%
HK$36,174
+HK$2,074/mo
Deposit HK$782K · loan HK$7.04M · min. income ≈ HK$68,200/mo (50% DSR)
Upfront cash ≈ HK$1.02M (deposit + AVD stamp duty HK$234,531 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$35,697
−HK$1,928/mo
▼ 0.25% · 3.875%
HK$36,654
−HK$971/mo
Today · 4.125%
HK$37,625
baseline
▲ 0.50% · 4.625%
HK$39,609
+HK$1,984/mo
Deposit HK$782K · loan HK$7.04M · min. income ≈ HK$75,250/mo (50% DSR)
Upfront cash ≈ HK$1.02M (deposit + AVD stamp duty HK$234,531 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).