▼ 0.50% · 3.625%
HK$13,702
−HK$859/mo
▼ 0.25% · 3.875%
HK$14,128
−HK$433/mo
Today · 4.125%
HK$14,561
baseline
▲ 0.50% · 4.625%
HK$15,448
+HK$887/mo
Deposit HK$3.00M · loan HK$3.00M · min. income ≈ HK$29,122/mo (50% DSR)
Upfront cash ≈ HK$3.14M (deposit + AVD stamp duty HK$135,908 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$15,244
−HK$823/mo
▼ 0.25% · 3.875%
HK$15,652
−HK$415/mo
Today · 4.125%
HK$16,067
baseline
▲ 0.50% · 4.625%
HK$16,914
+HK$847/mo
Deposit HK$3.00M · loan HK$3.00M · min. income ≈ HK$32,134/mo (50% DSR)
Upfront cash ≈ HK$3.14M (deposit + AVD stamp duty HK$135,908 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$15,072
−HK$946/mo
▼ 0.25% · 3.875%
HK$15,541
−HK$477/mo
Today · 4.125%
HK$16,018
baseline
▲ 0.50% · 4.625%
HK$16,992
+HK$974/mo
Deposit HK$2.70M · loan HK$3.30M · min. income ≈ HK$32,036/mo (50% DSR)
Upfront cash ≈ HK$2.84M (deposit + AVD stamp duty HK$135,908 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$16,768
−HK$906/mo
▼ 0.25% · 3.875%
HK$17,218
−HK$456/mo
Today · 4.125%
HK$17,674
baseline
▲ 0.50% · 4.625%
HK$18,605
+HK$931/mo
Deposit HK$2.70M · loan HK$3.30M · min. income ≈ HK$35,348/mo (50% DSR)
Upfront cash ≈ HK$2.84M (deposit + AVD stamp duty HK$135,908 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$16,443
−HK$1,031/mo
▼ 0.25% · 3.875%
HK$16,954
−HK$520/mo
Today · 4.125%
HK$17,474
baseline
▲ 0.50% · 4.625%
HK$18,537
+HK$1,063/mo
Deposit HK$2.40M · loan HK$3.61M · min. income ≈ HK$34,948/mo (50% DSR)
Upfront cash ≈ HK$2.54M (deposit + AVD stamp duty HK$135,908 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$18,292
−HK$989/mo
▼ 0.25% · 3.875%
HK$18,783
−HK$498/mo
Today · 4.125%
HK$19,281
baseline
▲ 0.50% · 4.625%
HK$20,297
+HK$1,016/mo
Deposit HK$2.40M · loan HK$3.61M · min. income ≈ HK$38,562/mo (50% DSR)
Upfront cash ≈ HK$2.54M (deposit + AVD stamp duty HK$135,908 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$17,813
−HK$1,117/mo
▼ 0.25% · 3.875%
HK$18,367
−HK$563/mo
Today · 4.125%
HK$18,930
baseline
▲ 0.50% · 4.625%
HK$20,082
+HK$1,152/mo
Deposit HK$2.10M · loan HK$3.91M · min. income ≈ HK$37,860/mo (50% DSR)
Upfront cash ≈ HK$2.24M (deposit + AVD stamp duty HK$135,908 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$19,817
−HK$1,070/mo
▼ 0.25% · 3.875%
HK$20,348
−HK$539/mo
Today · 4.125%
HK$20,887
baseline
▲ 0.50% · 4.625%
HK$21,988
+HK$1,101/mo
Deposit HK$2.10M · loan HK$3.91M · min. income ≈ HK$41,774/mo (50% DSR)
Upfront cash ≈ HK$2.24M (deposit + AVD stamp duty HK$135,908 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$19,183
−HK$1,203/mo
▼ 0.25% · 3.875%
HK$19,780
−HK$606/mo
Today · 4.125%
HK$20,386
baseline
▲ 0.50% · 4.625%
HK$21,627
+HK$1,241/mo
Deposit HK$1.80M · loan HK$4.21M · min. income ≈ HK$40,772/mo (50% DSR)
Upfront cash ≈ HK$1.94M (deposit + AVD stamp duty HK$135,908 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$21,341
−HK$1,153/mo
▼ 0.25% · 3.875%
HK$21,913
−HK$581/mo
Today · 4.125%
HK$22,494
baseline
▲ 0.50% · 4.625%
HK$23,680
+HK$1,186/mo
Deposit HK$1.80M · loan HK$4.21M · min. income ≈ HK$44,988/mo (50% DSR)
Upfront cash ≈ HK$1.94M (deposit + AVD stamp duty HK$135,908 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$20,553
−HK$1,289/mo
▼ 0.25% · 3.875%
HK$21,193
−HK$649/mo
Today · 4.125%
HK$21,842
baseline
▲ 0.50% · 4.625%
HK$23,171
+HK$1,329/mo
Deposit HK$1.50M · loan HK$4.51M · min. income ≈ HK$43,684/mo (50% DSR)
Upfront cash ≈ HK$1.64M (deposit + AVD stamp duty HK$135,908 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$22,865
−HK$1,236/mo
▼ 0.25% · 3.875%
HK$23,479
−HK$622/mo
Today · 4.125%
HK$24,101
baseline
▲ 0.50% · 4.625%
HK$25,371
+HK$1,270/mo
Deposit HK$1.50M · loan HK$4.51M · min. income ≈ HK$48,202/mo (50% DSR)
Upfront cash ≈ HK$1.64M (deposit + AVD stamp duty HK$135,908 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$21,924
−HK$1,374/mo
▼ 0.25% · 3.875%
HK$22,606
−HK$692/mo
Today · 4.125%
HK$23,298
baseline
▲ 0.50% · 4.625%
HK$24,716
+HK$1,418/mo
Deposit HK$1.20M · loan HK$4.81M · min. income ≈ HK$46,596/mo (50% DSR)
Upfront cash ≈ HK$1.34M (deposit + AVD stamp duty HK$135,908 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$24,390
−HK$1,317/mo
▼ 0.25% · 3.875%
HK$25,044
−HK$663/mo
Today · 4.125%
HK$25,707
baseline
▲ 0.50% · 4.625%
HK$27,063
+HK$1,356/mo
Deposit HK$1.20M · loan HK$4.81M · min. income ≈ HK$51,414/mo (50% DSR)
Upfront cash ≈ HK$1.34M (deposit + AVD stamp duty HK$135,908 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$23,294
−HK$1,461/mo
▼ 0.25% · 3.875%
HK$24,018
−HK$737/mo
Today · 4.125%
HK$24,755
baseline
▲ 0.50% · 4.625%
HK$26,261
+HK$1,506/mo
Deposit HK$901K · loan HK$5.11M · min. income ≈ HK$49,510/mo (50% DSR)
Upfront cash ≈ HK$1.04M (deposit + AVD stamp duty HK$135,908 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$25,914
−HK$1,400/mo
▼ 0.25% · 3.875%
HK$26,609
−HK$705/mo
Today · 4.125%
HK$27,314
baseline
▲ 0.50% · 4.625%
HK$28,754
+HK$1,440/mo
Deposit HK$901K · loan HK$5.11M · min. income ≈ HK$54,628/mo (50% DSR)
Upfront cash ≈ HK$1.04M (deposit + AVD stamp duty HK$135,908 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$24,664
−HK$1,547/mo
▼ 0.25% · 3.875%
HK$25,431
−HK$780/mo
Today · 4.125%
HK$26,211
baseline
▲ 0.50% · 4.625%
HK$27,806
+HK$1,595/mo
Deposit HK$601K · loan HK$5.41M · min. income ≈ HK$52,422/mo (50% DSR)
Upfront cash ≈ HK$737K (deposit + AVD stamp duty HK$135,908 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$27,438
−HK$1,483/mo
▼ 0.25% · 3.875%
HK$28,174
−HK$747/mo
Today · 4.125%
HK$28,921
baseline
▲ 0.50% · 4.625%
HK$30,445
+HK$1,524/mo
Deposit HK$601K · loan HK$5.41M · min. income ≈ HK$57,842/mo (50% DSR)
Upfront cash ≈ HK$737K (deposit + AVD stamp duty HK$135,908 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).