▼ 0.50% · 3.625%
HK$18,398
−HK$1,153/mo
▼ 0.25% · 3.875%
HK$18,970
−HK$581/mo
Today · 4.125%
HK$19,551
baseline
▲ 0.50% · 4.625%
HK$20,741
+HK$1,190/mo
Deposit HK$4.03M · loan HK$4.03M · min. income ≈ HK$39,102/mo (50% DSR)
Upfront cash ≈ HK$4.28M (deposit + AVD stamp duty HK$242,048 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$20,467
−HK$1,106/mo
▼ 0.25% · 3.875%
HK$21,016
−HK$557/mo
Today · 4.125%
HK$21,573
baseline
▲ 0.50% · 4.625%
HK$22,710
+HK$1,137/mo
Deposit HK$4.03M · loan HK$4.03M · min. income ≈ HK$43,146/mo (50% DSR)
Upfront cash ≈ HK$4.28M (deposit + AVD stamp duty HK$242,048 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$20,237
−HK$1,270/mo
▼ 0.25% · 3.875%
HK$20,867
−HK$640/mo
Today · 4.125%
HK$21,507
baseline
▲ 0.50% · 4.625%
HK$22,815
+HK$1,308/mo
Deposit HK$3.63M · loan HK$4.44M · min. income ≈ HK$43,014/mo (50% DSR)
Upfront cash ≈ HK$3.87M (deposit + AVD stamp duty HK$242,048 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$22,514
−HK$1,216/mo
▼ 0.25% · 3.875%
HK$23,118
−HK$612/mo
Today · 4.125%
HK$23,730
baseline
▲ 0.50% · 4.625%
HK$24,981
+HK$1,251/mo
Deposit HK$3.63M · loan HK$4.44M · min. income ≈ HK$47,460/mo (50% DSR)
Upfront cash ≈ HK$3.87M (deposit + AVD stamp duty HK$242,048 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$22,077
−HK$1,385/mo
▼ 0.25% · 3.875%
HK$22,764
−HK$698/mo
Today · 4.125%
HK$23,462
baseline
▲ 0.50% · 4.625%
HK$24,889
+HK$1,427/mo
Deposit HK$3.23M · loan HK$4.84M · min. income ≈ HK$46,924/mo (50% DSR)
Upfront cash ≈ HK$3.47M (deposit + AVD stamp duty HK$242,048 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$24,561
−HK$1,327/mo
▼ 0.25% · 3.875%
HK$25,219
−HK$669/mo
Today · 4.125%
HK$25,888
baseline
▲ 0.50% · 4.625%
HK$27,252
+HK$1,364/mo
Deposit HK$3.23M · loan HK$4.84M · min. income ≈ HK$51,776/mo (50% DSR)
Upfront cash ≈ HK$3.47M (deposit + AVD stamp duty HK$242,048 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$23,917
−HK$1,500/mo
▼ 0.25% · 3.875%
HK$24,661
−HK$756/mo
Today · 4.125%
HK$25,417
baseline
▲ 0.50% · 4.625%
HK$26,963
+HK$1,546/mo
Deposit HK$2.82M · loan HK$5.24M · min. income ≈ HK$50,834/mo (50% DSR)
Upfront cash ≈ HK$3.07M (deposit + AVD stamp duty HK$242,048 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$26,607
−HK$1,438/mo
▼ 0.25% · 3.875%
HK$27,321
−HK$724/mo
Today · 4.125%
HK$28,045
baseline
▲ 0.50% · 4.625%
HK$29,523
+HK$1,478/mo
Deposit HK$2.82M · loan HK$5.24M · min. income ≈ HK$56,090/mo (50% DSR)
Upfront cash ≈ HK$3.07M (deposit + AVD stamp duty HK$242,048 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$25,757
−HK$1,615/mo
▼ 0.25% · 3.875%
HK$26,558
−HK$814/mo
Today · 4.125%
HK$27,372
baseline
▲ 0.50% · 4.625%
HK$29,037
+HK$1,665/mo
Deposit HK$2.42M · loan HK$5.65M · min. income ≈ HK$54,744/mo (50% DSR)
Upfront cash ≈ HK$2.66M (deposit + AVD stamp duty HK$242,048 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$28,654
−HK$1,548/mo
▼ 0.25% · 3.875%
HK$29,423
−HK$779/mo
Today · 4.125%
HK$30,202
baseline
▲ 0.50% · 4.625%
HK$31,794
+HK$1,592/mo
Deposit HK$2.42M · loan HK$5.65M · min. income ≈ HK$60,404/mo (50% DSR)
Upfront cash ≈ HK$2.66M (deposit + AVD stamp duty HK$242,048 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$27,597
−HK$1,730/mo
▼ 0.25% · 3.875%
HK$28,455
−HK$872/mo
Today · 4.125%
HK$29,327
baseline
▲ 0.50% · 4.625%
HK$31,112
+HK$1,785/mo
Deposit HK$2.02M · loan HK$6.05M · min. income ≈ HK$58,654/mo (50% DSR)
Upfront cash ≈ HK$2.26M (deposit + AVD stamp duty HK$242,048 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$30,701
−HK$1,659/mo
▼ 0.25% · 3.875%
HK$31,524
−HK$836/mo
Today · 4.125%
HK$32,360
baseline
▲ 0.50% · 4.625%
HK$34,065
+HK$1,705/mo
Deposit HK$2.02M · loan HK$6.05M · min. income ≈ HK$64,720/mo (50% DSR)
Upfront cash ≈ HK$2.26M (deposit + AVD stamp duty HK$242,048 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$29,436
−HK$1,846/mo
▼ 0.25% · 3.875%
HK$30,352
−HK$930/mo
Today · 4.125%
HK$31,282
baseline
▲ 0.50% · 4.625%
HK$33,186
+HK$1,904/mo
Deposit HK$1.61M · loan HK$6.45M · min. income ≈ HK$62,564/mo (50% DSR)
Upfront cash ≈ HK$1.86M (deposit + AVD stamp duty HK$242,048 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$32,748
−HK$1,769/mo
▼ 0.25% · 3.875%
HK$33,626
−HK$891/mo
Today · 4.125%
HK$34,517
baseline
▲ 0.50% · 4.625%
HK$36,336
+HK$1,819/mo
Deposit HK$1.61M · loan HK$6.45M · min. income ≈ HK$69,034/mo (50% DSR)
Upfront cash ≈ HK$1.86M (deposit + AVD stamp duty HK$242,048 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$31,276
−HK$1,961/mo
▼ 0.25% · 3.875%
HK$32,249
−HK$988/mo
Today · 4.125%
HK$33,237
baseline
▲ 0.50% · 4.625%
HK$35,260
+HK$2,023/mo
Deposit HK$1.21M · loan HK$6.86M · min. income ≈ HK$66,474/mo (50% DSR)
Upfront cash ≈ HK$1.45M (deposit + AVD stamp duty HK$242,048 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$34,794
−HK$1,880/mo
▼ 0.25% · 3.875%
HK$35,727
−HK$947/mo
Today · 4.125%
HK$36,674
baseline
▲ 0.50% · 4.625%
HK$38,607
+HK$1,933/mo
Deposit HK$1.21M · loan HK$6.86M · min. income ≈ HK$73,348/mo (50% DSR)
Upfront cash ≈ HK$1.45M (deposit + AVD stamp duty HK$242,048 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$33,116
−HK$2,077/mo
▼ 0.25% · 3.875%
HK$34,146
−HK$1,047/mo
Today · 4.125%
HK$35,193
baseline
▲ 0.50% · 4.625%
HK$37,334
+HK$2,141/mo
Deposit HK$807K · loan HK$7.26M · min. income ≈ HK$70,386/mo (50% DSR)
Upfront cash ≈ HK$1.05M (deposit + AVD stamp duty HK$242,048 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$36,841
−HK$1,990/mo
▼ 0.25% · 3.875%
HK$37,829
−HK$1,002/mo
Today · 4.125%
HK$38,831
baseline
▲ 0.50% · 4.625%
HK$40,878
+HK$2,047/mo
Deposit HK$807K · loan HK$7.26M · min. income ≈ HK$77,662/mo (50% DSR)
Upfront cash ≈ HK$1.05M (deposit + AVD stamp duty HK$242,048 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).