▼ 0.50% · 3.625%
HK$21,390
−HK$1,341/mo
▼ 0.25% · 3.875%
HK$22,055
−HK$676/mo
Today · 4.125%
HK$22,731
baseline
▲ 0.50% · 4.625%
HK$24,114
+HK$1,383/mo
Deposit HK$4.69M · loan HK$4.69M · min. income ≈ HK$45,462/mo (50% DSR)
Upfront cash ≈ HK$5.00M (deposit + AVD stamp duty HK$308,042 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$23,796
−HK$1,286/mo
▼ 0.25% · 3.875%
HK$24,434
−HK$648/mo
Today · 4.125%
HK$25,082
baseline
▲ 0.50% · 4.625%
HK$26,404
+HK$1,322/mo
Deposit HK$4.69M · loan HK$4.69M · min. income ≈ HK$50,164/mo (50% DSR)
Upfront cash ≈ HK$5.00M (deposit + AVD stamp duty HK$308,042 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$23,529
−HK$1,475/mo
▼ 0.25% · 3.875%
HK$24,261
−HK$743/mo
Today · 4.125%
HK$25,004
baseline
▲ 0.50% · 4.625%
HK$26,526
+HK$1,522/mo
Deposit HK$4.22M · loan HK$5.16M · min. income ≈ HK$50,008/mo (50% DSR)
Upfront cash ≈ HK$4.53M (deposit + AVD stamp duty HK$308,042 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$26,175
−HK$1,415/mo
▼ 0.25% · 3.875%
HK$26,877
−HK$713/mo
Today · 4.125%
HK$27,590
baseline
▲ 0.50% · 4.625%
HK$29,044
+HK$1,454/mo
Deposit HK$4.22M · loan HK$5.16M · min. income ≈ HK$55,180/mo (50% DSR)
Upfront cash ≈ HK$4.53M (deposit + AVD stamp duty HK$308,042 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$25,668
−HK$1,609/mo
▼ 0.25% · 3.875%
HK$26,466
−HK$811/mo
Today · 4.125%
HK$27,277
baseline
▲ 0.50% · 4.625%
HK$28,937
+HK$1,660/mo
Deposit HK$3.75M · loan HK$5.63M · min. income ≈ HK$54,554/mo (50% DSR)
Upfront cash ≈ HK$4.06M (deposit + AVD stamp duty HK$308,042 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$28,555
−HK$1,543/mo
▼ 0.25% · 3.875%
HK$29,321
−HK$777/mo
Today · 4.125%
HK$30,098
baseline
▲ 0.50% · 4.625%
HK$31,684
+HK$1,586/mo
Deposit HK$3.75M · loan HK$5.63M · min. income ≈ HK$60,196/mo (50% DSR)
Upfront cash ≈ HK$4.06M (deposit + AVD stamp duty HK$308,042 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$27,807
−HK$1,743/mo
▼ 0.25% · 3.875%
HK$28,672
−HK$878/mo
Today · 4.125%
HK$29,550
baseline
▲ 0.50% · 4.625%
HK$31,348
+HK$1,798/mo
Deposit HK$3.28M · loan HK$6.10M · min. income ≈ HK$59,100/mo (50% DSR)
Upfront cash ≈ HK$3.59M (deposit + AVD stamp duty HK$308,042 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$30,935
−HK$1,671/mo
▼ 0.25% · 3.875%
HK$31,764
−HK$842/mo
Today · 4.125%
HK$32,606
baseline
▲ 0.50% · 4.625%
HK$34,325
+HK$1,719/mo
Deposit HK$3.28M · loan HK$6.10M · min. income ≈ HK$65,212/mo (50% DSR)
Upfront cash ≈ HK$3.59M (deposit + AVD stamp duty HK$308,042 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$29,946
−HK$1,878/mo
▼ 0.25% · 3.875%
HK$30,877
−HK$947/mo
Today · 4.125%
HK$31,824
baseline
▲ 0.50% · 4.625%
HK$33,760
+HK$1,936/mo
Deposit HK$2.81M · loan HK$6.57M · min. income ≈ HK$63,648/mo (50% DSR)
Upfront cash ≈ HK$3.12M (deposit + AVD stamp duty HK$308,042 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$33,314
−HK$1,800/mo
▼ 0.25% · 3.875%
HK$34,208
−HK$906/mo
Today · 4.125%
HK$35,114
baseline
▲ 0.50% · 4.625%
HK$36,965
+HK$1,851/mo
Deposit HK$2.81M · loan HK$6.57M · min. income ≈ HK$70,228/mo (50% DSR)
Upfront cash ≈ HK$3.12M (deposit + AVD stamp duty HK$308,042 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$32,085
−HK$2,012/mo
▼ 0.25% · 3.875%
HK$33,083
−HK$1,014/mo
Today · 4.125%
HK$34,097
baseline
▲ 0.50% · 4.625%
HK$36,171
+HK$2,074/mo
Deposit HK$2.35M · loan HK$7.04M · min. income ≈ HK$68,194/mo (50% DSR)
Upfront cash ≈ HK$2.65M (deposit + AVD stamp duty HK$308,042 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$35,694
−HK$1,928/mo
▼ 0.25% · 3.875%
HK$36,651
−HK$971/mo
Today · 4.125%
HK$37,622
baseline
▲ 0.50% · 4.625%
HK$39,605
+HK$1,983/mo
Deposit HK$2.35M · loan HK$7.04M · min. income ≈ HK$75,244/mo (50% DSR)
Upfront cash ≈ HK$2.65M (deposit + AVD stamp duty HK$308,042 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$34,224
−HK$2,146/mo
▼ 0.25% · 3.875%
HK$35,288
−HK$1,082/mo
Today · 4.125%
HK$36,370
baseline
▲ 0.50% · 4.625%
HK$38,583
+HK$2,213/mo
Deposit HK$1.88M · loan HK$7.50M · min. income ≈ HK$72,740/mo (50% DSR)
Upfront cash ≈ HK$2.18M (deposit + AVD stamp duty HK$308,042 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$38,073
−HK$2,057/mo
▼ 0.25% · 3.875%
HK$39,095
−HK$1,035/mo
Today · 4.125%
HK$40,130
baseline
▲ 0.50% · 4.625%
HK$42,246
+HK$2,116/mo
Deposit HK$1.88M · loan HK$7.50M · min. income ≈ HK$80,260/mo (50% DSR)
Upfront cash ≈ HK$2.18M (deposit + AVD stamp duty HK$308,042 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$36,363
−HK$2,280/mo
▼ 0.25% · 3.875%
HK$37,494
−HK$1,149/mo
Today · 4.125%
HK$38,643
baseline
▲ 0.50% · 4.625%
HK$40,994
+HK$2,351/mo
Deposit HK$1.41M · loan HK$7.97M · min. income ≈ HK$77,286/mo (50% DSR)
Upfront cash ≈ HK$1.72M (deposit + AVD stamp duty HK$308,042 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$40,453
−HK$2,186/mo
▼ 0.25% · 3.875%
HK$41,538
−HK$1,101/mo
Today · 4.125%
HK$42,639
baseline
▲ 0.50% · 4.625%
HK$44,886
+HK$2,247/mo
Deposit HK$1.41M · loan HK$7.97M · min. income ≈ HK$85,278/mo (50% DSR)
Upfront cash ≈ HK$1.72M (deposit + AVD stamp duty HK$308,042 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$38,502
−HK$2,414/mo
▼ 0.25% · 3.875%
HK$39,699
−HK$1,217/mo
Today · 4.125%
HK$40,916
baseline
▲ 0.50% · 4.625%
HK$43,406
+HK$2,490/mo
Deposit HK$938K · loan HK$8.44M · min. income ≈ HK$81,832/mo (50% DSR)
Upfront cash ≈ HK$1.25M (deposit + AVD stamp duty HK$308,042 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$42,833
−HK$2,314/mo
▼ 0.25% · 3.875%
HK$43,981
−HK$1,166/mo
Today · 4.125%
HK$45,147
baseline
▲ 0.50% · 4.625%
HK$47,526
+HK$2,379/mo
Deposit HK$938K · loan HK$8.44M · min. income ≈ HK$90,294/mo (50% DSR)
Upfront cash ≈ HK$1.25M (deposit + AVD stamp duty HK$308,042 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).