▼ 0.50% · 3.625%
HK$22,110
−HK$1,386/mo
▼ 0.25% · 3.875%
HK$22,797
−HK$699/mo
Today · 4.125%
HK$23,496
baseline
▲ 0.50% · 4.625%
HK$24,926
+HK$1,430/mo
Deposit HK$4.85M · loan HK$4.85M · min. income ≈ HK$46,992/mo (50% DSR)
Upfront cash ≈ HK$5.19M (deposit + AVD stamp duty HK$339,614 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$24,597
−HK$1,329/mo
▼ 0.25% · 3.875%
HK$25,256
−HK$670/mo
Today · 4.125%
HK$25,926
baseline
▲ 0.50% · 4.625%
HK$27,292
+HK$1,366/mo
Deposit HK$4.85M · loan HK$4.85M · min. income ≈ HK$51,852/mo (50% DSR)
Upfront cash ≈ HK$5.19M (deposit + AVD stamp duty HK$339,614 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$24,321
−HK$1,525/mo
▼ 0.25% · 3.875%
HK$25,077
−HK$769/mo
Today · 4.125%
HK$25,846
baseline
▲ 0.50% · 4.625%
HK$27,418
+HK$1,572/mo
Deposit HK$4.36M · loan HK$5.33M · min. income ≈ HK$51,692/mo (50% DSR)
Upfront cash ≈ HK$4.70M (deposit + AVD stamp duty HK$339,614 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$27,056
−HK$1,462/mo
▼ 0.25% · 3.875%
HK$27,782
−HK$736/mo
Today · 4.125%
HK$28,518
baseline
▲ 0.50% · 4.625%
HK$30,021
+HK$1,503/mo
Deposit HK$4.36M · loan HK$5.33M · min. income ≈ HK$57,036/mo (50% DSR)
Upfront cash ≈ HK$4.70M (deposit + AVD stamp duty HK$339,614 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$26,532
−HK$1,663/mo
▼ 0.25% · 3.875%
HK$27,357
−HK$838/mo
Today · 4.125%
HK$28,195
baseline
▲ 0.50% · 4.625%
HK$29,911
+HK$1,716/mo
Deposit HK$3.88M · loan HK$5.82M · min. income ≈ HK$56,390/mo (50% DSR)
Upfront cash ≈ HK$4.22M (deposit + AVD stamp duty HK$339,614 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$29,516
−HK$1,595/mo
▼ 0.25% · 3.875%
HK$30,308
−HK$803/mo
Today · 4.125%
HK$31,111
baseline
▲ 0.50% · 4.625%
HK$32,751
+HK$1,640/mo
Deposit HK$3.88M · loan HK$5.82M · min. income ≈ HK$62,222/mo (50% DSR)
Upfront cash ≈ HK$4.22M (deposit + AVD stamp duty HK$339,614 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$28,743
−HK$1,802/mo
▼ 0.25% · 3.875%
HK$29,637
−HK$908/mo
Today · 4.125%
HK$30,545
baseline
▲ 0.50% · 4.625%
HK$32,404
+HK$1,859/mo
Deposit HK$3.39M · loan HK$6.30M · min. income ≈ HK$61,090/mo (50% DSR)
Upfront cash ≈ HK$3.73M (deposit + AVD stamp duty HK$339,614 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$31,976
−HK$1,727/mo
▼ 0.25% · 3.875%
HK$32,833
−HK$870/mo
Today · 4.125%
HK$33,703
baseline
▲ 0.50% · 4.625%
HK$35,480
+HK$1,777/mo
Deposit HK$3.39M · loan HK$6.30M · min. income ≈ HK$67,406/mo (50% DSR)
Upfront cash ≈ HK$3.73M (deposit + AVD stamp duty HK$339,614 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$30,954
−HK$1,941/mo
▼ 0.25% · 3.875%
HK$31,916
−HK$979/mo
Today · 4.125%
HK$32,895
baseline
▲ 0.50% · 4.625%
HK$34,896
+HK$2,001/mo
Deposit HK$2.91M · loan HK$6.79M · min. income ≈ HK$65,790/mo (50% DSR)
Upfront cash ≈ HK$3.25M (deposit + AVD stamp duty HK$339,614 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$34,436
−HK$1,860/mo
▼ 0.25% · 3.875%
HK$35,359
−HK$937/mo
Today · 4.125%
HK$36,296
baseline
▲ 0.50% · 4.625%
HK$38,209
+HK$1,913/mo
Deposit HK$2.91M · loan HK$6.79M · min. income ≈ HK$72,592/mo (50% DSR)
Upfront cash ≈ HK$3.25M (deposit + AVD stamp duty HK$339,614 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$33,165
−HK$2,079/mo
▼ 0.25% · 3.875%
HK$34,196
−HK$1,048/mo
Today · 4.125%
HK$35,244
baseline
▲ 0.50% · 4.625%
HK$37,389
+HK$2,145/mo
Deposit HK$2.42M · loan HK$7.27M · min. income ≈ HK$70,488/mo (50% DSR)
Upfront cash ≈ HK$2.76M (deposit + AVD stamp duty HK$339,614 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$36,895
−HK$1,994/mo
▼ 0.25% · 3.875%
HK$37,885
−HK$1,004/mo
Today · 4.125%
HK$38,889
baseline
▲ 0.50% · 4.625%
HK$40,938
+HK$2,049/mo
Deposit HK$2.42M · loan HK$7.27M · min. income ≈ HK$77,778/mo (50% DSR)
Upfront cash ≈ HK$2.76M (deposit + AVD stamp duty HK$339,614 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$35,375
−HK$2,219/mo
▼ 0.25% · 3.875%
HK$36,476
−HK$1,118/mo
Today · 4.125%
HK$37,594
baseline
▲ 0.50% · 4.625%
HK$39,881
+HK$2,287/mo
Deposit HK$1.94M · loan HK$7.76M · min. income ≈ HK$75,188/mo (50% DSR)
Upfront cash ≈ HK$2.28M (deposit + AVD stamp duty HK$339,614 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$39,355
−HK$2,126/mo
▼ 0.25% · 3.875%
HK$40,410
−HK$1,071/mo
Today · 4.125%
HK$41,481
baseline
▲ 0.50% · 4.625%
HK$43,668
+HK$2,187/mo
Deposit HK$1.94M · loan HK$7.76M · min. income ≈ HK$82,962/mo (50% DSR)
Upfront cash ≈ HK$2.28M (deposit + AVD stamp duty HK$339,614 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$37,586
−HK$2,357/mo
▼ 0.25% · 3.875%
HK$38,756
−HK$1,187/mo
Today · 4.125%
HK$39,943
baseline
▲ 0.50% · 4.625%
HK$42,374
+HK$2,431/mo
Deposit HK$1.45M · loan HK$8.24M · min. income ≈ HK$79,886/mo (50% DSR)
Upfront cash ≈ HK$1.79M (deposit + AVD stamp duty HK$339,614 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$41,815
−HK$2,259/mo
▼ 0.25% · 3.875%
HK$42,936
−HK$1,138/mo
Today · 4.125%
HK$44,074
baseline
▲ 0.50% · 4.625%
HK$46,397
+HK$2,323/mo
Deposit HK$1.45M · loan HK$8.24M · min. income ≈ HK$88,148/mo (50% DSR)
Upfront cash ≈ HK$1.79M (deposit + AVD stamp duty HK$339,614 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$39,797
−HK$2,496/mo
▼ 0.25% · 3.875%
HK$41,035
−HK$1,258/mo
Today · 4.125%
HK$42,293
baseline
▲ 0.50% · 4.625%
HK$44,867
+HK$2,574/mo
Deposit HK$970K · loan HK$8.73M · min. income ≈ HK$84,586/mo (50% DSR)
Upfront cash ≈ HK$1.31M (deposit + AVD stamp duty HK$339,614 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$44,274
−HK$2,392/mo
▼ 0.25% · 3.875%
HK$45,462
−HK$1,204/mo
Today · 4.125%
HK$46,666
baseline
▲ 0.50% · 4.625%
HK$49,126
+HK$2,460/mo
Deposit HK$970K · loan HK$8.73M · min. income ≈ HK$93,332/mo (50% DSR)
Upfront cash ≈ HK$1.31M (deposit + AVD stamp duty HK$339,614 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).