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At today's rate and a 90% mortgage, the deposit on this unit is about HK$762K, with repayments around HK$33,226/mo for the first 5 years.
The H-plan's cap is the P-plan rate, so with HIBOR where it is both price at 4.125% today. The H-plan is only cheaper once 1M HIBOR falls below 2.825%.
Deposit HK$762K · loan HK$6.86M · min. income ≈ HK$66,452/mo (50% DSR)
Upfront cash ≈ HK$990K (deposit + AVD stamp duty HK$228,521 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).
of income on repayments ·
QoL Matrix
Family-friendly — 26 schools within a 1 km walk.
Everyday convenience — 25 shopping and daily-needs spots nearby.
Healthcare close by — 5 hospitals/clinics within 1 km.
Green space & leisure — 12 parks, libraries and sports venues nearby.
Location
Unit Information
- Floor
- 45/F
- Flat
- G
- Saleable Area
- 737 Saleable ft²
- Gross Area
- 1,000 ft²
- Efficiency
- 74%
- District
- Islands District · New Territories West
- School net (POA)
- 98
Transaction History
| Date | Price | Gain / loss |
|---|---|---|
| 2024-08-21 | HK$7.50M | −11.8% 3.1y · −4.0%/yr |
| 2021-07-12 | HK$8.50M | +57.4% 5.3y · 11.0%/yr |
| 2016-04-14 | HK$5.40M | +20.0% 5.1y · 4.0%/yr |
| 2011-03-10 | HK$4.50M | +45.2% |
| 2005-05-26 | HK$3.10M | +19.2% |
| 2004-10-02 | HK$2.60M | +32.7% |
| 2004-02-26 | HK$1.96M | — |