▼ 0.50% · 3.625%
HK$17,107
−HK$1,073/mo
▼ 0.25% · 3.875%
HK$17,639
−HK$541/mo
Today · 4.125%
HK$18,180
baseline
▲ 0.50% · 4.625%
HK$19,286
+HK$1,106/mo
Deposit HK$3.75M · loan HK$3.75M · min. income ≈ HK$36,360/mo (50% DSR)
Upfront cash ≈ HK$3.98M (deposit + AVD stamp duty HK$225,066 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$19,031
−HK$1,028/mo
▼ 0.25% · 3.875%
HK$19,542
−HK$517/mo
Today · 4.125%
HK$20,059
baseline
▲ 0.50% · 4.625%
HK$21,117
+HK$1,058/mo
Deposit HK$3.75M · loan HK$3.75M · min. income ≈ HK$40,118/mo (50% DSR)
Upfront cash ≈ HK$3.98M (deposit + AVD stamp duty HK$225,066 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$18,818
−HK$1,180/mo
▼ 0.25% · 3.875%
HK$19,403
−HK$595/mo
Today · 4.125%
HK$19,998
baseline
▲ 0.50% · 4.625%
HK$21,214
+HK$1,216/mo
Deposit HK$3.38M · loan HK$4.13M · min. income ≈ HK$39,996/mo (50% DSR)
Upfront cash ≈ HK$3.60M (deposit + AVD stamp duty HK$225,066 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$20,934
−HK$1,131/mo
▼ 0.25% · 3.875%
HK$21,496
−HK$569/mo
Today · 4.125%
HK$22,065
baseline
▲ 0.50% · 4.625%
HK$23,228
+HK$1,163/mo
Deposit HK$3.38M · loan HK$4.13M · min. income ≈ HK$44,130/mo (50% DSR)
Upfront cash ≈ HK$3.60M (deposit + AVD stamp duty HK$225,066 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$20,528
−HK$1,288/mo
▼ 0.25% · 3.875%
HK$21,167
−HK$649/mo
Today · 4.125%
HK$21,816
baseline
▲ 0.50% · 4.625%
HK$23,143
+HK$1,327/mo
Deposit HK$3.00M · loan HK$4.50M · min. income ≈ HK$43,632/mo (50% DSR)
Upfront cash ≈ HK$3.23M (deposit + AVD stamp duty HK$225,066 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$22,837
−HK$1,234/mo
▼ 0.25% · 3.875%
HK$23,450
−HK$621/mo
Today · 4.125%
HK$24,071
baseline
▲ 0.50% · 4.625%
HK$25,340
+HK$1,269/mo
Deposit HK$3.00M · loan HK$4.50M · min. income ≈ HK$48,142/mo (50% DSR)
Upfront cash ≈ HK$3.23M (deposit + AVD stamp duty HK$225,066 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$22,239
−HK$1,395/mo
▼ 0.25% · 3.875%
HK$22,931
−HK$703/mo
Today · 4.125%
HK$23,634
baseline
▲ 0.50% · 4.625%
HK$25,072
+HK$1,438/mo
Deposit HK$2.63M · loan HK$4.88M · min. income ≈ HK$47,268/mo (50% DSR)
Upfront cash ≈ HK$2.85M (deposit + AVD stamp duty HK$225,066 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$24,741
−HK$1,336/mo
▼ 0.25% · 3.875%
HK$25,404
−HK$673/mo
Today · 4.125%
HK$26,077
baseline
▲ 0.50% · 4.625%
HK$27,452
+HK$1,375/mo
Deposit HK$2.63M · loan HK$4.88M · min. income ≈ HK$52,154/mo (50% DSR)
Upfront cash ≈ HK$2.85M (deposit + AVD stamp duty HK$225,066 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$23,950
−HK$1,502/mo
▼ 0.25% · 3.875%
HK$24,695
−HK$757/mo
Today · 4.125%
HK$25,452
baseline
▲ 0.50% · 4.625%
HK$27,000
+HK$1,548/mo
Deposit HK$2.25M · loan HK$5.25M · min. income ≈ HK$50,904/mo (50% DSR)
Upfront cash ≈ HK$2.48M (deposit + AVD stamp duty HK$225,066 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$26,644
−HK$1,439/mo
▼ 0.25% · 3.875%
HK$27,358
−HK$725/mo
Today · 4.125%
HK$28,083
baseline
▲ 0.50% · 4.625%
HK$29,564
+HK$1,481/mo
Deposit HK$2.25M · loan HK$5.25M · min. income ≈ HK$56,166/mo (50% DSR)
Upfront cash ≈ HK$2.48M (deposit + AVD stamp duty HK$225,066 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$25,660
−HK$1,609/mo
▼ 0.25% · 3.875%
HK$26,459
−HK$810/mo
Today · 4.125%
HK$27,269
baseline
▲ 0.50% · 4.625%
HK$28,929
+HK$1,660/mo
Deposit HK$1.88M · loan HK$5.63M · min. income ≈ HK$54,538/mo (50% DSR)
Upfront cash ≈ HK$2.10M (deposit + AVD stamp duty HK$225,066 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$28,547
−HK$1,542/mo
▼ 0.25% · 3.875%
HK$29,312
−HK$777/mo
Today · 4.125%
HK$30,089
baseline
▲ 0.50% · 4.625%
HK$31,675
+HK$1,586/mo
Deposit HK$1.88M · loan HK$5.63M · min. income ≈ HK$60,178/mo (50% DSR)
Upfront cash ≈ HK$2.10M (deposit + AVD stamp duty HK$225,066 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$27,371
−HK$1,716/mo
▼ 0.25% · 3.875%
HK$28,222
−HK$865/mo
Today · 4.125%
HK$29,087
baseline
▲ 0.50% · 4.625%
HK$30,857
+HK$1,770/mo
Deposit HK$1.50M · loan HK$6.00M · min. income ≈ HK$58,174/mo (50% DSR)
Upfront cash ≈ HK$1.73M (deposit + AVD stamp duty HK$225,066 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$30,450
−HK$1,645/mo
▼ 0.25% · 3.875%
HK$31,267
−HK$828/mo
Today · 4.125%
HK$32,095
baseline
▲ 0.50% · 4.625%
HK$33,787
+HK$1,692/mo
Deposit HK$1.50M · loan HK$6.00M · min. income ≈ HK$64,190/mo (50% DSR)
Upfront cash ≈ HK$1.73M (deposit + AVD stamp duty HK$225,066 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$29,082
−HK$1,823/mo
▼ 0.25% · 3.875%
HK$29,986
−HK$919/mo
Today · 4.125%
HK$30,905
baseline
▲ 0.50% · 4.625%
HK$32,786
+HK$1,881/mo
Deposit HK$1.13M · loan HK$6.38M · min. income ≈ HK$61,810/mo (50% DSR)
Upfront cash ≈ HK$1.35M (deposit + AVD stamp duty HK$225,066 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$32,353
−HK$1,748/mo
▼ 0.25% · 3.875%
HK$33,221
−HK$880/mo
Today · 4.125%
HK$34,101
baseline
▲ 0.50% · 4.625%
HK$35,899
+HK$1,798/mo
Deposit HK$1.13M · loan HK$6.38M · min. income ≈ HK$68,202/mo (50% DSR)
Upfront cash ≈ HK$1.35M (deposit + AVD stamp duty HK$225,066 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$30,792
−HK$1,931/mo
▼ 0.25% · 3.875%
HK$31,750
−HK$973/mo
Today · 4.125%
HK$32,723
baseline
▲ 0.50% · 4.625%
HK$34,715
+HK$1,992/mo
Deposit HK$750K · loan HK$6.75M · min. income ≈ HK$65,446/mo (50% DSR)
Upfront cash ≈ HK$975K (deposit + AVD stamp duty HK$225,066 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$34,256
−HK$1,851/mo
▼ 0.25% · 3.875%
HK$35,175
−HK$932/mo
Today · 4.125%
HK$36,107
baseline
▲ 0.50% · 4.625%
HK$38,010
+HK$1,903/mo
Deposit HK$750K · loan HK$6.75M · min. income ≈ HK$72,214/mo (50% DSR)
Upfront cash ≈ HK$975K (deposit + AVD stamp duty HK$225,066 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).