▼ 0.50% · 3.625%
HK$22,061
−HK$1,384/mo
▼ 0.25% · 3.875%
HK$22,748
−HK$697/mo
Today · 4.125%
HK$23,445
baseline
▲ 0.50% · 4.625%
HK$24,871
+HK$1,426/mo
Deposit HK$4.84M · loan HK$4.84M · min. income ≈ HK$46,890/mo (50% DSR)
Upfront cash ≈ HK$5.17M (deposit + AVD stamp duty HK$337,496 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$24,543
−HK$1,326/mo
▼ 0.25% · 3.875%
HK$25,201
−HK$668/mo
Today · 4.125%
HK$25,869
baseline
▲ 0.50% · 4.625%
HK$27,233
+HK$1,364/mo
Deposit HK$4.84M · loan HK$4.84M · min. income ≈ HK$51,738/mo (50% DSR)
Upfront cash ≈ HK$5.17M (deposit + AVD stamp duty HK$337,496 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$24,268
−HK$1,521/mo
▼ 0.25% · 3.875%
HK$25,022
−HK$767/mo
Today · 4.125%
HK$25,789
baseline
▲ 0.50% · 4.625%
HK$27,359
+HK$1,570/mo
Deposit HK$4.35M · loan HK$5.32M · min. income ≈ HK$51,578/mo (50% DSR)
Upfront cash ≈ HK$4.69M (deposit + AVD stamp duty HK$337,496 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$26,997
−HK$1,459/mo
▼ 0.25% · 3.875%
HK$27,721
−HK$735/mo
Today · 4.125%
HK$28,456
baseline
▲ 0.50% · 4.625%
HK$29,956
+HK$1,500/mo
Deposit HK$4.35M · loan HK$5.32M · min. income ≈ HK$56,912/mo (50% DSR)
Upfront cash ≈ HK$4.69M (deposit + AVD stamp duty HK$337,496 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$26,474
−HK$1,660/mo
▼ 0.25% · 3.875%
HK$27,297
−HK$837/mo
Today · 4.125%
HK$28,134
baseline
▲ 0.50% · 4.625%
HK$29,846
+HK$1,712/mo
Deposit HK$3.87M · loan HK$5.80M · min. income ≈ HK$56,268/mo (50% DSR)
Upfront cash ≈ HK$4.21M (deposit + AVD stamp duty HK$337,496 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$29,452
−HK$1,591/mo
▼ 0.25% · 3.875%
HK$30,242
−HK$801/mo
Today · 4.125%
HK$31,043
baseline
▲ 0.50% · 4.625%
HK$32,679
+HK$1,636/mo
Deposit HK$3.87M · loan HK$5.80M · min. income ≈ HK$62,086/mo (50% DSR)
Upfront cash ≈ HK$4.21M (deposit + AVD stamp duty HK$337,496 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$28,680
−HK$1,798/mo
▼ 0.25% · 3.875%
HK$29,572
−HK$906/mo
Today · 4.125%
HK$30,478
baseline
▲ 0.50% · 4.625%
HK$32,333
+HK$1,855/mo
Deposit HK$3.39M · loan HK$6.29M · min. income ≈ HK$60,956/mo (50% DSR)
Upfront cash ≈ HK$3.72M (deposit + AVD stamp duty HK$337,496 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$31,906
−HK$1,724/mo
▼ 0.25% · 3.875%
HK$32,762
−HK$868/mo
Today · 4.125%
HK$33,630
baseline
▲ 0.50% · 4.625%
HK$35,402
+HK$1,772/mo
Deposit HK$3.39M · loan HK$6.29M · min. income ≈ HK$67,260/mo (50% DSR)
Upfront cash ≈ HK$3.72M (deposit + AVD stamp duty HK$337,496 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$30,886
−HK$1,937/mo
▼ 0.25% · 3.875%
HK$31,847
−HK$976/mo
Today · 4.125%
HK$32,823
baseline
▲ 0.50% · 4.625%
HK$34,820
+HK$1,997/mo
Deposit HK$2.90M · loan HK$6.77M · min. income ≈ HK$65,646/mo (50% DSR)
Upfront cash ≈ HK$3.24M (deposit + AVD stamp duty HK$337,496 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$34,360
−HK$1,857/mo
▼ 0.25% · 3.875%
HK$35,282
−HK$935/mo
Today · 4.125%
HK$36,217
baseline
▲ 0.50% · 4.625%
HK$38,126
+HK$1,909/mo
Deposit HK$2.90M · loan HK$6.77M · min. income ≈ HK$72,434/mo (50% DSR)
Upfront cash ≈ HK$3.24M (deposit + AVD stamp duty HK$337,496 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$33,092
−HK$2,075/mo
▼ 0.25% · 3.875%
HK$34,121
−HK$1,046/mo
Today · 4.125%
HK$35,167
baseline
▲ 0.50% · 4.625%
HK$37,307
+HK$2,140/mo
Deposit HK$2.42M · loan HK$7.26M · min. income ≈ HK$70,334/mo (50% DSR)
Upfront cash ≈ HK$2.76M (deposit + AVD stamp duty HK$337,496 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$36,815
−HK$1,989/mo
▼ 0.25% · 3.875%
HK$37,802
−HK$1,002/mo
Today · 4.125%
HK$38,804
baseline
▲ 0.50% · 4.625%
HK$40,849
+HK$2,045/mo
Deposit HK$2.42M · loan HK$7.26M · min. income ≈ HK$77,608/mo (50% DSR)
Upfront cash ≈ HK$2.76M (deposit + AVD stamp duty HK$337,496 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$35,298
−HK$2,214/mo
▼ 0.25% · 3.875%
HK$36,396
−HK$1,116/mo
Today · 4.125%
HK$37,512
baseline
▲ 0.50% · 4.625%
HK$39,794
+HK$2,282/mo
Deposit HK$1.93M · loan HK$7.74M · min. income ≈ HK$75,024/mo (50% DSR)
Upfront cash ≈ HK$2.27M (deposit + AVD stamp duty HK$337,496 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$39,269
−HK$2,121/mo
▼ 0.25% · 3.875%
HK$40,322
−HK$1,068/mo
Today · 4.125%
HK$41,390
baseline
▲ 0.50% · 4.625%
HK$43,572
+HK$2,182/mo
Deposit HK$1.93M · loan HK$7.74M · min. income ≈ HK$82,780/mo (50% DSR)
Upfront cash ≈ HK$2.27M (deposit + AVD stamp duty HK$337,496 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$37,504
−HK$2,352/mo
▼ 0.25% · 3.875%
HK$38,671
−HK$1,185/mo
Today · 4.125%
HK$39,856
baseline
▲ 0.50% · 4.625%
HK$42,281
+HK$2,425/mo
Deposit HK$1.45M · loan HK$8.22M · min. income ≈ HK$79,712/mo (50% DSR)
Upfront cash ≈ HK$1.79M (deposit + AVD stamp duty HK$337,496 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$41,723
−HK$2,254/mo
▼ 0.25% · 3.875%
HK$42,842
−HK$1,135/mo
Today · 4.125%
HK$43,977
baseline
▲ 0.50% · 4.625%
HK$46,296
+HK$2,319/mo
Deposit HK$1.45M · loan HK$8.22M · min. income ≈ HK$87,954/mo (50% DSR)
Upfront cash ≈ HK$1.79M (deposit + AVD stamp duty HK$337,496 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$39,711
−HK$2,490/mo
▼ 0.25% · 3.875%
HK$40,946
−HK$1,255/mo
Today · 4.125%
HK$42,201
baseline
▲ 0.50% · 4.625%
HK$44,769
+HK$2,568/mo
Deposit HK$967K · loan HK$8.71M · min. income ≈ HK$84,402/mo (50% DSR)
Upfront cash ≈ HK$1.30M (deposit + AVD stamp duty HK$337,496 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$44,178
−HK$2,386/mo
▼ 0.25% · 3.875%
HK$45,362
−HK$1,202/mo
Today · 4.125%
HK$46,564
baseline
▲ 0.50% · 4.625%
HK$49,019
+HK$2,455/mo
Deposit HK$967K · loan HK$8.71M · min. income ≈ HK$93,128/mo (50% DSR)
Upfront cash ≈ HK$1.30M (deposit + AVD stamp duty HK$337,496 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).