▼ 0.50% · 3.625%
HK$17,759
−HK$1,114/mo
▼ 0.25% · 3.875%
HK$18,311
−HK$562/mo
Today · 4.125%
HK$18,873
baseline
▲ 0.50% · 4.625%
HK$20,021
+HK$1,148/mo
Deposit HK$3.89M · loan HK$3.89M · min. income ≈ HK$37,746/mo (50% DSR)
Upfront cash ≈ HK$4.13M (deposit + AVD stamp duty HK$233,644 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$19,757
−HK$1,067/mo
▼ 0.25% · 3.875%
HK$20,286
−HK$538/mo
Today · 4.125%
HK$20,824
baseline
▲ 0.50% · 4.625%
HK$21,922
+HK$1,098/mo
Deposit HK$3.89M · loan HK$3.89M · min. income ≈ HK$41,648/mo (50% DSR)
Upfront cash ≈ HK$4.13M (deposit + AVD stamp duty HK$233,644 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$19,535
−HK$1,225/mo
▼ 0.25% · 3.875%
HK$20,142
−HK$618/mo
Today · 4.125%
HK$20,760
baseline
▲ 0.50% · 4.625%
HK$22,023
+HK$1,263/mo
Deposit HK$3.50M · loan HK$4.28M · min. income ≈ HK$41,520/mo (50% DSR)
Upfront cash ≈ HK$3.74M (deposit + AVD stamp duty HK$233,644 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$21,732
−HK$1,174/mo
▼ 0.25% · 3.875%
HK$22,315
−HK$591/mo
Today · 4.125%
HK$22,906
baseline
▲ 0.50% · 4.625%
HK$24,114
+HK$1,208/mo
Deposit HK$3.50M · loan HK$4.28M · min. income ≈ HK$45,812/mo (50% DSR)
Upfront cash ≈ HK$3.74M (deposit + AVD stamp duty HK$233,644 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$21,311
−HK$1,336/mo
▼ 0.25% · 3.875%
HK$21,974
−HK$673/mo
Today · 4.125%
HK$22,647
baseline
▲ 0.50% · 4.625%
HK$24,025
+HK$1,378/mo
Deposit HK$3.12M · loan HK$4.67M · min. income ≈ HK$45,294/mo (50% DSR)
Upfront cash ≈ HK$3.35M (deposit + AVD stamp duty HK$233,644 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$23,708
−HK$1,281/mo
▼ 0.25% · 3.875%
HK$24,344
−HK$645/mo
Today · 4.125%
HK$24,989
baseline
▲ 0.50% · 4.625%
HK$26,306
+HK$1,317/mo
Deposit HK$3.12M · loan HK$4.67M · min. income ≈ HK$49,978/mo (50% DSR)
Upfront cash ≈ HK$3.35M (deposit + AVD stamp duty HK$233,644 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$23,087
−HK$1,447/mo
▼ 0.25% · 3.875%
HK$23,805
−HK$729/mo
Today · 4.125%
HK$24,534
baseline
▲ 0.50% · 4.625%
HK$26,027
+HK$1,493/mo
Deposit HK$2.73M · loan HK$5.06M · min. income ≈ HK$49,068/mo (50% DSR)
Upfront cash ≈ HK$2.96M (deposit + AVD stamp duty HK$233,644 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$25,684
−HK$1,387/mo
▼ 0.25% · 3.875%
HK$26,372
−HK$699/mo
Today · 4.125%
HK$27,071
baseline
▲ 0.50% · 4.625%
HK$28,498
+HK$1,427/mo
Deposit HK$2.73M · loan HK$5.06M · min. income ≈ HK$54,142/mo (50% DSR)
Upfront cash ≈ HK$2.96M (deposit + AVD stamp duty HK$233,644 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$24,862
−HK$1,560/mo
▼ 0.25% · 3.875%
HK$25,636
−HK$786/mo
Today · 4.125%
HK$26,422
baseline
▲ 0.50% · 4.625%
HK$28,029
+HK$1,607/mo
Deposit HK$2.34M · loan HK$5.45M · min. income ≈ HK$52,844/mo (50% DSR)
Upfront cash ≈ HK$2.57M (deposit + AVD stamp duty HK$233,644 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$27,659
−HK$1,495/mo
▼ 0.25% · 3.875%
HK$28,401
−HK$753/mo
Today · 4.125%
HK$29,154
baseline
▲ 0.50% · 4.625%
HK$30,690
+HK$1,536/mo
Deposit HK$2.34M · loan HK$5.45M · min. income ≈ HK$58,308/mo (50% DSR)
Upfront cash ≈ HK$2.57M (deposit + AVD stamp duty HK$233,644 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$26,638
−HK$1,671/mo
▼ 0.25% · 3.875%
HK$27,467
−HK$842/mo
Today · 4.125%
HK$28,309
baseline
▲ 0.50% · 4.625%
HK$30,031
+HK$1,722/mo
Deposit HK$1.95M · loan HK$5.84M · min. income ≈ HK$56,618/mo (50% DSR)
Upfront cash ≈ HK$2.18M (deposit + AVD stamp duty HK$233,644 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$29,635
−HK$1,601/mo
▼ 0.25% · 3.875%
HK$30,430
−HK$806/mo
Today · 4.125%
HK$31,236
baseline
▲ 0.50% · 4.625%
HK$32,883
+HK$1,647/mo
Deposit HK$1.95M · loan HK$5.84M · min. income ≈ HK$62,472/mo (50% DSR)
Upfront cash ≈ HK$2.18M (deposit + AVD stamp duty HK$233,644 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$28,414
−HK$1,782/mo
▼ 0.25% · 3.875%
HK$29,298
−HK$898/mo
Today · 4.125%
HK$30,196
baseline
▲ 0.50% · 4.625%
HK$32,033
+HK$1,837/mo
Deposit HK$1.56M · loan HK$6.23M · min. income ≈ HK$60,392/mo (50% DSR)
Upfront cash ≈ HK$1.79M (deposit + AVD stamp duty HK$233,644 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$31,611
−HK$1,707/mo
▼ 0.25% · 3.875%
HK$32,458
−HK$860/mo
Today · 4.125%
HK$33,318
baseline
▲ 0.50% · 4.625%
HK$35,075
+HK$1,757/mo
Deposit HK$1.56M · loan HK$6.23M · min. income ≈ HK$66,636/mo (50% DSR)
Upfront cash ≈ HK$1.79M (deposit + AVD stamp duty HK$233,644 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$30,190
−HK$1,893/mo
▼ 0.25% · 3.875%
HK$31,129
−HK$954/mo
Today · 4.125%
HK$32,083
baseline
▲ 0.50% · 4.625%
HK$34,036
+HK$1,953/mo
Deposit HK$1.17M · loan HK$6.62M · min. income ≈ HK$64,166/mo (50% DSR)
Upfront cash ≈ HK$1.40M (deposit + AVD stamp duty HK$233,644 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$33,586
−HK$1,815/mo
▼ 0.25% · 3.875%
HK$34,487
−HK$914/mo
Today · 4.125%
HK$35,401
baseline
▲ 0.50% · 4.625%
HK$37,267
+HK$1,866/mo
Deposit HK$1.17M · loan HK$6.62M · min. income ≈ HK$70,802/mo (50% DSR)
Upfront cash ≈ HK$1.40M (deposit + AVD stamp duty HK$233,644 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$31,966
−HK$2,005/mo
▼ 0.25% · 3.875%
HK$32,960
−HK$1,011/mo
Today · 4.125%
HK$33,971
baseline
▲ 0.50% · 4.625%
HK$36,038
+HK$2,067/mo
Deposit HK$779K · loan HK$7.01M · min. income ≈ HK$67,942/mo (50% DSR)
Upfront cash ≈ HK$1.01M (deposit + AVD stamp duty HK$233,644 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$35,562
−HK$1,921/mo
▼ 0.25% · 3.875%
HK$36,516
−HK$967/mo
Today · 4.125%
HK$37,483
baseline
▲ 0.50% · 4.625%
HK$39,459
+HK$1,976/mo
Deposit HK$779K · loan HK$7.01M · min. income ≈ HK$74,966/mo (50% DSR)
Upfront cash ≈ HK$1.01M (deposit + AVD stamp duty HK$233,644 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).