▼ 0.50% · 3.625%
HK$16,155
−HK$1,013/mo
▼ 0.25% · 3.875%
HK$16,658
−HK$510/mo
Today · 4.125%
HK$17,168
baseline
▲ 0.50% · 4.625%
HK$18,213
+HK$1,045/mo
Deposit HK$3.54M · loan HK$3.54M · min. income ≈ HK$34,336/mo (50% DSR)
Upfront cash ≈ HK$3.75M (deposit + AVD stamp duty HK$212,542 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$17,972
−HK$971/mo
▼ 0.25% · 3.875%
HK$18,454
−HK$489/mo
Today · 4.125%
HK$18,943
baseline
▲ 0.50% · 4.625%
HK$19,942
+HK$999/mo
Deposit HK$3.54M · loan HK$3.54M · min. income ≈ HK$37,886/mo (50% DSR)
Upfront cash ≈ HK$3.75M (deposit + AVD stamp duty HK$212,542 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$17,770
−HK$1,115/mo
▼ 0.25% · 3.875%
HK$18,323
−HK$562/mo
Today · 4.125%
HK$18,885
baseline
▲ 0.50% · 4.625%
HK$20,034
+HK$1,149/mo
Deposit HK$3.19M · loan HK$3.90M · min. income ≈ HK$37,770/mo (50% DSR)
Upfront cash ≈ HK$3.40M (deposit + AVD stamp duty HK$212,542 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$19,769
−HK$1,069/mo
▼ 0.25% · 3.875%
HK$20,300
−HK$538/mo
Today · 4.125%
HK$20,838
baseline
▲ 0.50% · 4.625%
HK$21,936
+HK$1,098/mo
Deposit HK$3.19M · loan HK$3.90M · min. income ≈ HK$41,676/mo (50% DSR)
Upfront cash ≈ HK$3.40M (deposit + AVD stamp duty HK$212,542 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$19,386
−HK$1,216/mo
▼ 0.25% · 3.875%
HK$19,989
−HK$613/mo
Today · 4.125%
HK$20,602
baseline
▲ 0.50% · 4.625%
HK$21,855
+HK$1,253/mo
Deposit HK$2.83M · loan HK$4.25M · min. income ≈ HK$41,204/mo (50% DSR)
Upfront cash ≈ HK$3.05M (deposit + AVD stamp duty HK$212,542 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$21,567
−HK$1,165/mo
▼ 0.25% · 3.875%
HK$22,145
−HK$587/mo
Today · 4.125%
HK$22,732
baseline
▲ 0.50% · 4.625%
HK$23,930
+HK$1,198/mo
Deposit HK$2.83M · loan HK$4.25M · min. income ≈ HK$45,464/mo (50% DSR)
Upfront cash ≈ HK$3.05M (deposit + AVD stamp duty HK$212,542 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$21,001
−HK$1,317/mo
▼ 0.25% · 3.875%
HK$21,655
−HK$663/mo
Today · 4.125%
HK$22,318
baseline
▲ 0.50% · 4.625%
HK$23,676
+HK$1,358/mo
Deposit HK$2.48M · loan HK$4.61M · min. income ≈ HK$44,636/mo (50% DSR)
Upfront cash ≈ HK$2.69M (deposit + AVD stamp duty HK$212,542 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$23,364
−HK$1,262/mo
▼ 0.25% · 3.875%
HK$23,991
−HK$635/mo
Today · 4.125%
HK$24,626
baseline
▲ 0.50% · 4.625%
HK$25,924
+HK$1,298/mo
Deposit HK$2.48M · loan HK$4.61M · min. income ≈ HK$49,252/mo (50% DSR)
Upfront cash ≈ HK$2.69M (deposit + AVD stamp duty HK$212,542 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$22,617
−HK$1,418/mo
▼ 0.25% · 3.875%
HK$23,321
−HK$714/mo
Today · 4.125%
HK$24,035
baseline
▲ 0.50% · 4.625%
HK$25,498
+HK$1,463/mo
Deposit HK$2.13M · loan HK$4.96M · min. income ≈ HK$48,070/mo (50% DSR)
Upfront cash ≈ HK$2.34M (deposit + AVD stamp duty HK$212,542 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$25,161
−HK$1,360/mo
▼ 0.25% · 3.875%
HK$25,836
−HK$685/mo
Today · 4.125%
HK$26,521
baseline
▲ 0.50% · 4.625%
HK$27,918
+HK$1,397/mo
Deposit HK$2.13M · loan HK$4.96M · min. income ≈ HK$53,042/mo (50% DSR)
Upfront cash ≈ HK$2.34M (deposit + AVD stamp duty HK$212,542 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$24,232
−HK$1,520/mo
▼ 0.25% · 3.875%
HK$24,986
−HK$766/mo
Today · 4.125%
HK$25,752
baseline
▲ 0.50% · 4.625%
HK$27,319
+HK$1,567/mo
Deposit HK$1.77M · loan HK$5.31M · min. income ≈ HK$51,504/mo (50% DSR)
Upfront cash ≈ HK$1.98M (deposit + AVD stamp duty HK$212,542 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$26,958
−HK$1,457/mo
▼ 0.25% · 3.875%
HK$27,681
−HK$734/mo
Today · 4.125%
HK$28,415
baseline
▲ 0.50% · 4.625%
HK$29,913
+HK$1,498/mo
Deposit HK$1.77M · loan HK$5.31M · min. income ≈ HK$56,830/mo (50% DSR)
Upfront cash ≈ HK$1.98M (deposit + AVD stamp duty HK$212,542 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$25,848
−HK$1,621/mo
▼ 0.25% · 3.875%
HK$26,652
−HK$817/mo
Today · 4.125%
HK$27,469
baseline
▲ 0.50% · 4.625%
HK$29,140
+HK$1,671/mo
Deposit HK$1.42M · loan HK$5.67M · min. income ≈ HK$54,938/mo (50% DSR)
Upfront cash ≈ HK$1.63M (deposit + AVD stamp duty HK$212,542 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$28,756
−HK$1,553/mo
▼ 0.25% · 3.875%
HK$29,527
−HK$782/mo
Today · 4.125%
HK$30,309
baseline
▲ 0.50% · 4.625%
HK$31,907
+HK$1,598/mo
Deposit HK$1.42M · loan HK$5.67M · min. income ≈ HK$60,618/mo (50% DSR)
Upfront cash ≈ HK$1.63M (deposit + AVD stamp duty HK$212,542 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$27,463
−HK$1,723/mo
▼ 0.25% · 3.875%
HK$28,318
−HK$868/mo
Today · 4.125%
HK$29,186
baseline
▲ 0.50% · 4.625%
HK$30,962
+HK$1,776/mo
Deposit HK$1.06M · loan HK$6.02M · min. income ≈ HK$58,372/mo (50% DSR)
Upfront cash ≈ HK$1.28M (deposit + AVD stamp duty HK$212,542 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$30,553
−HK$1,651/mo
▼ 0.25% · 3.875%
HK$31,372
−HK$832/mo
Today · 4.125%
HK$32,204
baseline
▲ 0.50% · 4.625%
HK$33,901
+HK$1,697/mo
Deposit HK$1.06M · loan HK$6.02M · min. income ≈ HK$64,408/mo (50% DSR)
Upfront cash ≈ HK$1.28M (deposit + AVD stamp duty HK$212,542 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$29,079
−HK$1,823/mo
▼ 0.25% · 3.875%
HK$29,984
−HK$918/mo
Today · 4.125%
HK$30,902
baseline
▲ 0.50% · 4.625%
HK$32,783
+HK$1,881/mo
Deposit HK$708K · loan HK$6.38M · min. income ≈ HK$61,804/mo (50% DSR)
Upfront cash ≈ HK$921K (deposit + AVD stamp duty HK$212,542 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$32,350
−HK$1,748/mo
▼ 0.25% · 3.875%
HK$33,218
−HK$880/mo
Today · 4.125%
HK$34,098
baseline
▲ 0.50% · 4.625%
HK$35,895
+HK$1,797/mo
Deposit HK$708K · loan HK$6.38M · min. income ≈ HK$68,196/mo (50% DSR)
Upfront cash ≈ HK$921K (deposit + AVD stamp duty HK$212,542 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).