▼ 0.50% · 3.625%
HK$20,563
−HK$1,290/mo
▼ 0.25% · 3.875%
HK$21,203
−HK$650/mo
Today · 4.125%
HK$21,853
baseline
▲ 0.50% · 4.625%
HK$23,182
+HK$1,329/mo
Deposit HK$4.51M · loan HK$4.51M · min. income ≈ HK$43,706/mo (50% DSR)
Upfront cash ≈ HK$4.78M (deposit + AVD stamp duty HK$271,792 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$22,876
−HK$1,236/mo
▼ 0.25% · 3.875%
HK$23,490
−HK$622/mo
Today · 4.125%
HK$24,112
baseline
▲ 0.50% · 4.625%
HK$25,383
+HK$1,271/mo
Deposit HK$4.51M · loan HK$4.51M · min. income ≈ HK$48,224/mo (50% DSR)
Upfront cash ≈ HK$4.78M (deposit + AVD stamp duty HK$271,792 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$22,619
−HK$1,419/mo
▼ 0.25% · 3.875%
HK$23,323
−HK$715/mo
Today · 4.125%
HK$24,038
baseline
▲ 0.50% · 4.625%
HK$25,501
+HK$1,463/mo
Deposit HK$4.06M · loan HK$4.96M · min. income ≈ HK$48,076/mo (50% DSR)
Upfront cash ≈ HK$4.33M (deposit + AVD stamp duty HK$271,792 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$25,164
−HK$1,359/mo
▼ 0.25% · 3.875%
HK$25,839
−HK$684/mo
Today · 4.125%
HK$26,523
baseline
▲ 0.50% · 4.625%
HK$27,922
+HK$1,399/mo
Deposit HK$4.06M · loan HK$4.96M · min. income ≈ HK$53,046/mo (50% DSR)
Upfront cash ≈ HK$4.33M (deposit + AVD stamp duty HK$271,792 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$24,676
−HK$1,547/mo
▼ 0.25% · 3.875%
HK$25,443
−HK$780/mo
Today · 4.125%
HK$26,223
baseline
▲ 0.50% · 4.625%
HK$27,819
+HK$1,596/mo
Deposit HK$3.61M · loan HK$5.41M · min. income ≈ HK$52,446/mo (50% DSR)
Upfront cash ≈ HK$3.88M (deposit + AVD stamp duty HK$271,792 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$27,452
−HK$1,483/mo
▼ 0.25% · 3.875%
HK$28,188
−HK$747/mo
Today · 4.125%
HK$28,935
baseline
▲ 0.50% · 4.625%
HK$30,460
+HK$1,525/mo
Deposit HK$3.61M · loan HK$5.41M · min. income ≈ HK$57,870/mo (50% DSR)
Upfront cash ≈ HK$3.88M (deposit + AVD stamp duty HK$271,792 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$26,732
−HK$1,676/mo
▼ 0.25% · 3.875%
HK$27,564
−HK$844/mo
Today · 4.125%
HK$28,408
baseline
▲ 0.50% · 4.625%
HK$30,137
+HK$1,729/mo
Deposit HK$3.16M · loan HK$5.86M · min. income ≈ HK$56,816/mo (50% DSR)
Upfront cash ≈ HK$3.43M (deposit + AVD stamp duty HK$271,792 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$29,739
−HK$1,607/mo
▼ 0.25% · 3.875%
HK$30,537
−HK$809/mo
Today · 4.125%
HK$31,346
baseline
▲ 0.50% · 4.625%
HK$32,998
+HK$1,652/mo
Deposit HK$3.16M · loan HK$5.86M · min. income ≈ HK$62,692/mo (50% DSR)
Upfront cash ≈ HK$3.43M (deposit + AVD stamp duty HK$271,792 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$28,788
−HK$1,806/mo
▼ 0.25% · 3.875%
HK$29,684
−HK$910/mo
Today · 4.125%
HK$30,594
baseline
▲ 0.50% · 4.625%
HK$32,455
+HK$1,861/mo
Deposit HK$2.71M · loan HK$6.31M · min. income ≈ HK$61,188/mo (50% DSR)
Upfront cash ≈ HK$2.98M (deposit + AVD stamp duty HK$271,792 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$32,027
−HK$1,730/mo
▼ 0.25% · 3.875%
HK$32,886
−HK$871/mo
Today · 4.125%
HK$33,757
baseline
▲ 0.50% · 4.625%
HK$35,537
+HK$1,780/mo
Deposit HK$2.71M · loan HK$6.31M · min. income ≈ HK$67,514/mo (50% DSR)
Upfront cash ≈ HK$2.98M (deposit + AVD stamp duty HK$271,792 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$30,845
−HK$1,934/mo
▼ 0.25% · 3.875%
HK$31,804
−HK$975/mo
Today · 4.125%
HK$32,779
baseline
▲ 0.50% · 4.625%
HK$34,773
+HK$1,994/mo
Deposit HK$2.25M · loan HK$6.76M · min. income ≈ HK$65,558/mo (50% DSR)
Upfront cash ≈ HK$2.53M (deposit + AVD stamp duty HK$271,792 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$34,314
−HK$1,854/mo
▼ 0.25% · 3.875%
HK$35,235
−HK$933/mo
Today · 4.125%
HK$36,168
baseline
▲ 0.50% · 4.625%
HK$38,075
+HK$1,907/mo
Deposit HK$2.25M · loan HK$6.76M · min. income ≈ HK$72,336/mo (50% DSR)
Upfront cash ≈ HK$2.53M (deposit + AVD stamp duty HK$271,792 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$32,901
−HK$2,063/mo
▼ 0.25% · 3.875%
HK$33,924
−HK$1,040/mo
Today · 4.125%
HK$34,964
baseline
▲ 0.50% · 4.625%
HK$37,092
+HK$2,128/mo
Deposit HK$1.80M · loan HK$7.21M · min. income ≈ HK$69,928/mo (50% DSR)
Upfront cash ≈ HK$2.08M (deposit + AVD stamp duty HK$271,792 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$36,602
−HK$1,978/mo
▼ 0.25% · 3.875%
HK$37,584
−HK$996/mo
Today · 4.125%
HK$38,580
baseline
▲ 0.50% · 4.625%
HK$40,613
+HK$2,033/mo
Deposit HK$1.80M · loan HK$7.21M · min. income ≈ HK$77,160/mo (50% DSR)
Upfront cash ≈ HK$2.08M (deposit + AVD stamp duty HK$271,792 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$34,957
−HK$2,192/mo
▼ 0.25% · 3.875%
HK$36,045
−HK$1,104/mo
Today · 4.125%
HK$37,149
baseline
▲ 0.50% · 4.625%
HK$39,410
+HK$2,261/mo
Deposit HK$1.35M · loan HK$7.67M · min. income ≈ HK$74,298/mo (50% DSR)
Upfront cash ≈ HK$1.62M (deposit + AVD stamp duty HK$271,792 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$38,890
−HK$2,101/mo
▼ 0.25% · 3.875%
HK$39,933
−HK$1,058/mo
Today · 4.125%
HK$40,991
baseline
▲ 0.50% · 4.625%
HK$43,151
+HK$2,160/mo
Deposit HK$1.35M · loan HK$7.67M · min. income ≈ HK$81,982/mo (50% DSR)
Upfront cash ≈ HK$1.62M (deposit + AVD stamp duty HK$271,792 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$37,014
−HK$2,321/mo
▼ 0.25% · 3.875%
HK$38,165
−HK$1,170/mo
Today · 4.125%
HK$39,335
baseline
▲ 0.50% · 4.625%
HK$41,728
+HK$2,393/mo
Deposit HK$902K · loan HK$8.12M · min. income ≈ HK$78,670/mo (50% DSR)
Upfront cash ≈ HK$1.17M (deposit + AVD stamp duty HK$271,792 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$41,177
−HK$2,225/mo
▼ 0.25% · 3.875%
HK$42,282
−HK$1,120/mo
Today · 4.125%
HK$43,402
baseline
▲ 0.50% · 4.625%
HK$45,690
+HK$2,288/mo
Deposit HK$902K · loan HK$8.12M · min. income ≈ HK$86,804/mo (50% DSR)
Upfront cash ≈ HK$1.17M (deposit + AVD stamp duty HK$271,792 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).