▼ 0.50% · 3.625%
HK$20,787
−HK$1,303/mo
▼ 0.25% · 3.875%
HK$21,433
−HK$657/mo
Today · 4.125%
HK$22,090
baseline
▲ 0.50% · 4.625%
HK$23,434
+HK$1,344/mo
Deposit HK$4.56M · loan HK$4.56M · min. income ≈ HK$44,180/mo (50% DSR)
Upfront cash ≈ HK$4.84M (deposit + AVD stamp duty HK$281,592 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$23,125
−HK$1,249/mo
▼ 0.25% · 3.875%
HK$23,745
−HK$629/mo
Today · 4.125%
HK$24,374
baseline
▲ 0.50% · 4.625%
HK$25,659
+HK$1,285/mo
Deposit HK$4.56M · loan HK$4.56M · min. income ≈ HK$48,748/mo (50% DSR)
Upfront cash ≈ HK$4.84M (deposit + AVD stamp duty HK$281,592 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$22,865
−HK$1,434/mo
▼ 0.25% · 3.875%
HK$23,577
−HK$722/mo
Today · 4.125%
HK$24,299
baseline
▲ 0.50% · 4.625%
HK$25,778
+HK$1,479/mo
Deposit HK$4.10M · loan HK$5.01M · min. income ≈ HK$48,598/mo (50% DSR)
Upfront cash ≈ HK$4.38M (deposit + AVD stamp duty HK$281,592 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$25,437
−HK$1,375/mo
▼ 0.25% · 3.875%
HK$26,120
−HK$692/mo
Today · 4.125%
HK$26,812
baseline
▲ 0.50% · 4.625%
HK$28,225
+HK$1,413/mo
Deposit HK$4.10M · loan HK$5.01M · min. income ≈ HK$53,624/mo (50% DSR)
Upfront cash ≈ HK$4.38M (deposit + AVD stamp duty HK$281,592 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$24,944
−HK$1,564/mo
▼ 0.25% · 3.875%
HK$25,720
−HK$788/mo
Today · 4.125%
HK$26,508
baseline
▲ 0.50% · 4.625%
HK$28,121
+HK$1,613/mo
Deposit HK$3.65M · loan HK$5.47M · min. income ≈ HK$53,016/mo (50% DSR)
Upfront cash ≈ HK$3.93M (deposit + AVD stamp duty HK$281,592 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$27,750
−HK$1,499/mo
▼ 0.25% · 3.875%
HK$28,494
−HK$755/mo
Today · 4.125%
HK$29,249
baseline
▲ 0.50% · 4.625%
HK$30,791
+HK$1,542/mo
Deposit HK$3.65M · loan HK$5.47M · min. income ≈ HK$58,498/mo (50% DSR)
Upfront cash ≈ HK$3.93M (deposit + AVD stamp duty HK$281,592 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$27,023
−HK$1,694/mo
▼ 0.25% · 3.875%
HK$27,863
−HK$854/mo
Today · 4.125%
HK$28,717
baseline
▲ 0.50% · 4.625%
HK$30,465
+HK$1,748/mo
Deposit HK$3.19M · loan HK$5.93M · min. income ≈ HK$57,434/mo (50% DSR)
Upfront cash ≈ HK$3.47M (deposit + AVD stamp duty HK$281,592 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$30,062
−HK$1,625/mo
▼ 0.25% · 3.875%
HK$30,869
−HK$818/mo
Today · 4.125%
HK$31,687
baseline
▲ 0.50% · 4.625%
HK$33,357
+HK$1,670/mo
Deposit HK$3.19M · loan HK$5.93M · min. income ≈ HK$63,374/mo (50% DSR)
Upfront cash ≈ HK$3.47M (deposit + AVD stamp duty HK$281,592 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$29,101
−HK$1,825/mo
▼ 0.25% · 3.875%
HK$30,006
−HK$920/mo
Today · 4.125%
HK$30,926
baseline
▲ 0.50% · 4.625%
HK$32,808
+HK$1,882/mo
Deposit HK$2.73M · loan HK$6.38M · min. income ≈ HK$61,852/mo (50% DSR)
Upfront cash ≈ HK$3.02M (deposit + AVD stamp duty HK$281,592 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$32,375
−HK$1,749/mo
▼ 0.25% · 3.875%
HK$33,243
−HK$881/mo
Today · 4.125%
HK$34,124
baseline
▲ 0.50% · 4.625%
HK$35,923
+HK$1,799/mo
Deposit HK$2.73M · loan HK$6.38M · min. income ≈ HK$68,248/mo (50% DSR)
Upfront cash ≈ HK$3.02M (deposit + AVD stamp duty HK$281,592 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$31,180
−HK$1,955/mo
▼ 0.25% · 3.875%
HK$32,150
−HK$985/mo
Today · 4.125%
HK$33,135
baseline
▲ 0.50% · 4.625%
HK$35,151
+HK$2,016/mo
Deposit HK$2.28M · loan HK$6.84M · min. income ≈ HK$66,270/mo (50% DSR)
Upfront cash ≈ HK$2.56M (deposit + AVD stamp duty HK$281,592 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$34,687
−HK$1,874/mo
▼ 0.25% · 3.875%
HK$35,618
−HK$943/mo
Today · 4.125%
HK$36,561
baseline
▲ 0.50% · 4.625%
HK$38,489
+HK$1,928/mo
Deposit HK$2.28M · loan HK$6.84M · min. income ≈ HK$73,122/mo (50% DSR)
Upfront cash ≈ HK$2.56M (deposit + AVD stamp duty HK$281,592 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$33,259
−HK$2,085/mo
▼ 0.25% · 3.875%
HK$34,293
−HK$1,051/mo
Today · 4.125%
HK$35,344
baseline
▲ 0.50% · 4.625%
HK$37,495
+HK$2,151/mo
Deposit HK$1.82M · loan HK$7.29M · min. income ≈ HK$70,688/mo (50% DSR)
Upfront cash ≈ HK$2.10M (deposit + AVD stamp duty HK$281,592 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$37,000
−HK$1,999/mo
▼ 0.25% · 3.875%
HK$37,992
−HK$1,007/mo
Today · 4.125%
HK$38,999
baseline
▲ 0.50% · 4.625%
HK$41,055
+HK$2,056/mo
Deposit HK$1.82M · loan HK$7.29M · min. income ≈ HK$77,998/mo (50% DSR)
Upfront cash ≈ HK$2.10M (deposit + AVD stamp duty HK$281,592 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$35,337
−HK$2,216/mo
▼ 0.25% · 3.875%
HK$36,436
−HK$1,117/mo
Today · 4.125%
HK$37,553
baseline
▲ 0.50% · 4.625%
HK$39,838
+HK$2,285/mo
Deposit HK$1.37M · loan HK$7.75M · min. income ≈ HK$75,106/mo (50% DSR)
Upfront cash ≈ HK$1.65M (deposit + AVD stamp duty HK$281,592 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$39,312
−HK$2,124/mo
▼ 0.25% · 3.875%
HK$40,367
−HK$1,069/mo
Today · 4.125%
HK$41,436
baseline
▲ 0.50% · 4.625%
HK$43,620
+HK$2,184/mo
Deposit HK$1.37M · loan HK$7.75M · min. income ≈ HK$82,872/mo (50% DSR)
Upfront cash ≈ HK$1.65M (deposit + AVD stamp duty HK$281,592 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$37,416
−HK$2,346/mo
▼ 0.25% · 3.875%
HK$38,580
−HK$1,182/mo
Today · 4.125%
HK$39,762
baseline
▲ 0.50% · 4.625%
HK$42,182
+HK$2,420/mo
Deposit HK$912K · loan HK$8.20M · min. income ≈ HK$79,524/mo (50% DSR)
Upfront cash ≈ HK$1.19M (deposit + AVD stamp duty HK$281,592 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$41,625
−HK$2,249/mo
▼ 0.25% · 3.875%
HK$42,741
−HK$1,133/mo
Today · 4.125%
HK$43,874
baseline
▲ 0.50% · 4.625%
HK$46,186
+HK$2,312/mo
Deposit HK$912K · loan HK$8.20M · min. income ≈ HK$87,748/mo (50% DSR)
Upfront cash ≈ HK$1.19M (deposit + AVD stamp duty HK$281,592 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).