▼ 0.50% · 3.625%
HK$15,677
−HK$983/mo
▼ 0.25% · 3.875%
HK$16,164
−HK$496/mo
Today · 4.125%
HK$16,660
baseline
▲ 0.50% · 4.625%
HK$17,674
+HK$1,014/mo
Deposit HK$3.44M · loan HK$3.44M · min. income ≈ HK$33,320/mo (50% DSR)
Upfront cash ≈ HK$3.64M (deposit + AVD stamp duty HK$206,251 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$17,440
−HK$943/mo
▼ 0.25% · 3.875%
HK$17,908
−HK$475/mo
Today · 4.125%
HK$18,383
baseline
▲ 0.50% · 4.625%
HK$19,352
+HK$969/mo
Deposit HK$3.44M · loan HK$3.44M · min. income ≈ HK$36,766/mo (50% DSR)
Upfront cash ≈ HK$3.64M (deposit + AVD stamp duty HK$206,251 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$17,245
−HK$1,081/mo
▼ 0.25% · 3.875%
HK$17,781
−HK$545/mo
Today · 4.125%
HK$18,326
baseline
▲ 0.50% · 4.625%
HK$19,441
+HK$1,115/mo
Deposit HK$3.09M · loan HK$3.78M · min. income ≈ HK$36,652/mo (50% DSR)
Upfront cash ≈ HK$3.30M (deposit + AVD stamp duty HK$206,251 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$19,184
−HK$1,037/mo
▼ 0.25% · 3.875%
HK$19,699
−HK$522/mo
Today · 4.125%
HK$20,221
baseline
▲ 0.50% · 4.625%
HK$21,287
+HK$1,066/mo
Deposit HK$3.09M · loan HK$3.78M · min. income ≈ HK$40,442/mo (50% DSR)
Upfront cash ≈ HK$3.30M (deposit + AVD stamp duty HK$206,251 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$18,812
−HK$1,180/mo
▼ 0.25% · 3.875%
HK$19,397
−HK$595/mo
Today · 4.125%
HK$19,992
baseline
▲ 0.50% · 4.625%
HK$21,208
+HK$1,216/mo
Deposit HK$2.75M · loan HK$4.13M · min. income ≈ HK$39,984/mo (50% DSR)
Upfront cash ≈ HK$2.96M (deposit + AVD stamp duty HK$206,251 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$20,928
−HK$1,131/mo
▼ 0.25% · 3.875%
HK$21,490
−HK$569/mo
Today · 4.125%
HK$22,059
baseline
▲ 0.50% · 4.625%
HK$23,222
+HK$1,163/mo
Deposit HK$2.75M · loan HK$4.13M · min. income ≈ HK$44,118/mo (50% DSR)
Upfront cash ≈ HK$2.96M (deposit + AVD stamp duty HK$206,251 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$20,380
−HK$1,278/mo
▼ 0.25% · 3.875%
HK$21,014
−HK$644/mo
Today · 4.125%
HK$21,658
baseline
▲ 0.50% · 4.625%
HK$22,976
+HK$1,318/mo
Deposit HK$2.41M · loan HK$4.47M · min. income ≈ HK$43,316/mo (50% DSR)
Upfront cash ≈ HK$2.61M (deposit + AVD stamp duty HK$206,251 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$22,672
−HK$1,225/mo
▼ 0.25% · 3.875%
HK$23,280
−HK$617/mo
Today · 4.125%
HK$23,897
baseline
▲ 0.50% · 4.625%
HK$25,157
+HK$1,260/mo
Deposit HK$2.41M · loan HK$4.47M · min. income ≈ HK$47,794/mo (50% DSR)
Upfront cash ≈ HK$2.61M (deposit + AVD stamp duty HK$206,251 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$21,948
−HK$1,376/mo
▼ 0.25% · 3.875%
HK$22,630
−HK$694/mo
Today · 4.125%
HK$23,324
baseline
▲ 0.50% · 4.625%
HK$24,743
+HK$1,419/mo
Deposit HK$2.06M · loan HK$4.81M · min. income ≈ HK$46,648/mo (50% DSR)
Upfront cash ≈ HK$2.27M (deposit + AVD stamp duty HK$206,251 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$24,416
−HK$1,320/mo
▼ 0.25% · 3.875%
HK$25,071
−HK$665/mo
Today · 4.125%
HK$25,736
baseline
▲ 0.50% · 4.625%
HK$27,092
+HK$1,356/mo
Deposit HK$2.06M · loan HK$4.81M · min. income ≈ HK$51,472/mo (50% DSR)
Upfront cash ≈ HK$2.27M (deposit + AVD stamp duty HK$206,251 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$23,515
−HK$1,475/mo
▼ 0.25% · 3.875%
HK$24,247
−HK$743/mo
Today · 4.125%
HK$24,990
baseline
▲ 0.50% · 4.625%
HK$26,510
+HK$1,520/mo
Deposit HK$1.72M · loan HK$5.16M · min. income ≈ HK$49,980/mo (50% DSR)
Upfront cash ≈ HK$1.93M (deposit + AVD stamp duty HK$206,251 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$26,160
−HK$1,414/mo
▼ 0.25% · 3.875%
HK$26,862
−HK$712/mo
Today · 4.125%
HK$27,574
baseline
▲ 0.50% · 4.625%
HK$29,027
+HK$1,453/mo
Deposit HK$1.72M · loan HK$5.16M · min. income ≈ HK$55,148/mo (50% DSR)
Upfront cash ≈ HK$1.93M (deposit + AVD stamp duty HK$206,251 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$25,083
−HK$1,573/mo
▼ 0.25% · 3.875%
HK$25,863
−HK$793/mo
Today · 4.125%
HK$26,656
baseline
▲ 0.50% · 4.625%
HK$28,278
+HK$1,622/mo
Deposit HK$1.38M · loan HK$5.50M · min. income ≈ HK$53,312/mo (50% DSR)
Upfront cash ≈ HK$1.58M (deposit + AVD stamp duty HK$206,251 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$27,904
−HK$1,508/mo
▼ 0.25% · 3.875%
HK$28,653
−HK$759/mo
Today · 4.125%
HK$29,412
baseline
▲ 0.50% · 4.625%
HK$30,962
+HK$1,550/mo
Deposit HK$1.38M · loan HK$5.50M · min. income ≈ HK$58,824/mo (50% DSR)
Upfront cash ≈ HK$1.58M (deposit + AVD stamp duty HK$206,251 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$26,651
−HK$1,671/mo
▼ 0.25% · 3.875%
HK$27,480
−HK$842/mo
Today · 4.125%
HK$28,322
baseline
▲ 0.50% · 4.625%
HK$30,045
+HK$1,723/mo
Deposit HK$1.03M · loan HK$5.84M · min. income ≈ HK$56,644/mo (50% DSR)
Upfront cash ≈ HK$1.24M (deposit + AVD stamp duty HK$206,251 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$29,649
−HK$1,601/mo
▼ 0.25% · 3.875%
HK$30,444
−HK$806/mo
Today · 4.125%
HK$31,250
baseline
▲ 0.50% · 4.625%
HK$32,898
+HK$1,648/mo
Deposit HK$1.03M · loan HK$5.84M · min. income ≈ HK$62,500/mo (50% DSR)
Upfront cash ≈ HK$1.24M (deposit + AVD stamp duty HK$206,251 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$28,218
−HK$1,770/mo
▼ 0.25% · 3.875%
HK$29,096
−HK$892/mo
Today · 4.125%
HK$29,988
baseline
▲ 0.50% · 4.625%
HK$31,812
+HK$1,824/mo
Deposit HK$688K · loan HK$6.19M · min. income ≈ HK$59,976/mo (50% DSR)
Upfront cash ≈ HK$894K (deposit + AVD stamp duty HK$206,251 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$31,393
−HK$1,696/mo
▼ 0.25% · 3.875%
HK$32,234
−HK$855/mo
Today · 4.125%
HK$33,089
baseline
▲ 0.50% · 4.625%
HK$34,833
+HK$1,744/mo
Deposit HK$688K · loan HK$6.19M · min. income ≈ HK$66,178/mo (50% DSR)
Upfront cash ≈ HK$894K (deposit + AVD stamp duty HK$206,251 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).