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At today's rate and a 90% mortgage, the deposit on this unit is about HK$615K, with repayments around HK$26,837/mo for the first 5 years.
The H-plan's cap is the P-plan rate, so with HIBOR where it is both price at 4.125% today. The H-plan is only cheaper once 1M HIBOR falls below 2.825%.
Deposit HK$615K · loan HK$5.54M · min. income ≈ HK$53,674/mo (50% DSR)
Upfront cash ≈ HK$766K (deposit + AVD stamp duty HK$150,261 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).
of income on repayments ·
QoL Matrix
Excellent connectivity — about 5 min walk to Mass Transit Railway Tung Chung Station Station.
Family-friendly — 25 schools within a 1 km walk.
Everyday convenience — 23 shopping and daily-needs spots nearby.
Healthcare close by — 5 hospitals/clinics within 1 km.
Green space & leisure — 19 parks, libraries and sports venues nearby.
Location
Unit Information
- Floor
- 47/F
- Flat
- D
- Saleable Area
- 516 Saleable ft²
- Gross Area
- 689 ft²
- Efficiency
- 75%
- District
- Islands District · New Territories West
- School net (POA)
- 98
Transaction History
| Date | Price | Gain / loss |
|---|---|---|
| 2025-01-28 | HK$5.98M | −7.7% 5.8y · −1.0%/yr |
| 2019-03-18 | HK$6.48M | +27.8% 6.1y · 5.0%/yr |
| 2013-02-19 | HK$5.07M | +86.4% |
| 2010-04-30 | HK$2.72M | +13.3% |
| 2005-09-14 | HK$2.40M | +58.9% |
| 2003-09-11 | HK$1.51M | — |