▼ 0.50% · 3.625%
HK$15,713
−HK$986/mo
▼ 0.25% · 3.875%
HK$16,202
−HK$497/mo
Today · 4.125%
HK$16,699
baseline
▲ 0.50% · 4.625%
HK$17,715
+HK$1,016/mo
Deposit HK$3.45M · loan HK$3.45M · min. income ≈ HK$33,398/mo (50% DSR)
Upfront cash ≈ HK$3.65M (deposit + AVD stamp duty HK$206,732 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$17,481
−HK$944/mo
▼ 0.25% · 3.875%
HK$17,950
−HK$475/mo
Today · 4.125%
HK$18,425
baseline
▲ 0.50% · 4.625%
HK$19,397
+HK$972/mo
Deposit HK$3.45M · loan HK$3.45M · min. income ≈ HK$36,850/mo (50% DSR)
Upfront cash ≈ HK$3.65M (deposit + AVD stamp duty HK$206,732 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$17,285
−HK$1,084/mo
▼ 0.25% · 3.875%
HK$17,822
−HK$547/mo
Today · 4.125%
HK$18,369
baseline
▲ 0.50% · 4.625%
HK$19,486
+HK$1,117/mo
Deposit HK$3.10M · loan HK$3.79M · min. income ≈ HK$36,738/mo (50% DSR)
Upfront cash ≈ HK$3.31M (deposit + AVD stamp duty HK$206,732 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$19,229
−HK$1,039/mo
▼ 0.25% · 3.875%
HK$19,745
−HK$523/mo
Today · 4.125%
HK$20,268
baseline
▲ 0.50% · 4.625%
HK$21,336
+HK$1,068/mo
Deposit HK$3.10M · loan HK$3.79M · min. income ≈ HK$40,536/mo (50% DSR)
Upfront cash ≈ HK$3.31M (deposit + AVD stamp duty HK$206,732 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$18,856
−HK$1,182/mo
▼ 0.25% · 3.875%
HK$19,443
−HK$595/mo
Today · 4.125%
HK$20,038
baseline
▲ 0.50% · 4.625%
HK$21,258
+HK$1,220/mo
Deposit HK$2.76M · loan HK$4.13M · min. income ≈ HK$40,076/mo (50% DSR)
Upfront cash ≈ HK$2.96M (deposit + AVD stamp duty HK$206,732 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$20,977
−HK$1,133/mo
▼ 0.25% · 3.875%
HK$21,540
−HK$570/mo
Today · 4.125%
HK$22,110
baseline
▲ 0.50% · 4.625%
HK$23,276
+HK$1,166/mo
Deposit HK$2.76M · loan HK$4.13M · min. income ≈ HK$44,220/mo (50% DSR)
Upfront cash ≈ HK$2.96M (deposit + AVD stamp duty HK$206,732 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$20,427
−HK$1,281/mo
▼ 0.25% · 3.875%
HK$21,063
−HK$645/mo
Today · 4.125%
HK$21,708
baseline
▲ 0.50% · 4.625%
HK$23,029
+HK$1,321/mo
Deposit HK$2.41M · loan HK$4.48M · min. income ≈ HK$43,416/mo (50% DSR)
Upfront cash ≈ HK$2.62M (deposit + AVD stamp duty HK$206,732 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$22,725
−HK$1,228/mo
▼ 0.25% · 3.875%
HK$23,335
−HK$618/mo
Today · 4.125%
HK$23,953
baseline
▲ 0.50% · 4.625%
HK$25,216
+HK$1,263/mo
Deposit HK$2.41M · loan HK$4.48M · min. income ≈ HK$47,906/mo (50% DSR)
Upfront cash ≈ HK$2.62M (deposit + AVD stamp duty HK$206,732 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$21,999
−HK$1,379/mo
▼ 0.25% · 3.875%
HK$22,683
−HK$695/mo
Today · 4.125%
HK$23,378
baseline
▲ 0.50% · 4.625%
HK$24,801
+HK$1,423/mo
Deposit HK$2.07M · loan HK$4.82M · min. income ≈ HK$46,756/mo (50% DSR)
Upfront cash ≈ HK$2.27M (deposit + AVD stamp duty HK$206,732 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$24,473
−HK$1,322/mo
▼ 0.25% · 3.875%
HK$25,130
−HK$665/mo
Today · 4.125%
HK$25,795
baseline
▲ 0.50% · 4.625%
HK$27,155
+HK$1,360/mo
Deposit HK$2.07M · loan HK$4.82M · min. income ≈ HK$51,590/mo (50% DSR)
Upfront cash ≈ HK$2.27M (deposit + AVD stamp duty HK$206,732 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$23,570
−HK$1,478/mo
▼ 0.25% · 3.875%
HK$24,303
−HK$745/mo
Today · 4.125%
HK$25,048
baseline
▲ 0.50% · 4.625%
HK$26,572
+HK$1,524/mo
Deposit HK$1.72M · loan HK$5.17M · min. income ≈ HK$50,096/mo (50% DSR)
Upfront cash ≈ HK$1.93M (deposit + AVD stamp duty HK$206,732 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$26,221
−HK$1,417/mo
▼ 0.25% · 3.875%
HK$26,925
−HK$713/mo
Today · 4.125%
HK$27,638
baseline
▲ 0.50% · 4.625%
HK$29,095
+HK$1,457/mo
Deposit HK$1.72M · loan HK$5.17M · min. income ≈ HK$55,276/mo (50% DSR)
Upfront cash ≈ HK$1.93M (deposit + AVD stamp duty HK$206,732 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$25,141
−HK$1,577/mo
▼ 0.25% · 3.875%
HK$25,923
−HK$795/mo
Today · 4.125%
HK$26,718
baseline
▲ 0.50% · 4.625%
HK$28,344
+HK$1,626/mo
Deposit HK$1.38M · loan HK$5.51M · min. income ≈ HK$53,436/mo (50% DSR)
Upfront cash ≈ HK$1.58M (deposit + AVD stamp duty HK$206,732 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$27,969
−HK$1,512/mo
▼ 0.25% · 3.875%
HK$28,720
−HK$761/mo
Today · 4.125%
HK$29,481
baseline
▲ 0.50% · 4.625%
HK$31,035
+HK$1,554/mo
Deposit HK$1.38M · loan HK$5.51M · min. income ≈ HK$58,962/mo (50% DSR)
Upfront cash ≈ HK$1.58M (deposit + AVD stamp duty HK$206,732 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$26,713
−HK$1,675/mo
▼ 0.25% · 3.875%
HK$27,544
−HK$844/mo
Today · 4.125%
HK$28,388
baseline
▲ 0.50% · 4.625%
HK$30,115
+HK$1,727/mo
Deposit HK$1.03M · loan HK$5.86M · min. income ≈ HK$56,776/mo (50% DSR)
Upfront cash ≈ HK$1.24M (deposit + AVD stamp duty HK$206,732 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$29,718
−HK$1,605/mo
▼ 0.25% · 3.875%
HK$30,515
−HK$808/mo
Today · 4.125%
HK$31,323
baseline
▲ 0.50% · 4.625%
HK$32,974
+HK$1,651/mo
Deposit HK$1.03M · loan HK$5.86M · min. income ≈ HK$62,646/mo (50% DSR)
Upfront cash ≈ HK$1.24M (deposit + AVD stamp duty HK$206,732 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$28,284
−HK$1,774/mo
▼ 0.25% · 3.875%
HK$29,164
−HK$894/mo
Today · 4.125%
HK$30,058
baseline
▲ 0.50% · 4.625%
HK$31,887
+HK$1,829/mo
Deposit HK$689K · loan HK$6.20M · min. income ≈ HK$60,116/mo (50% DSR)
Upfront cash ≈ HK$896K (deposit + AVD stamp duty HK$206,732 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$31,466
−HK$1,700/mo
▼ 0.25% · 3.875%
HK$32,310
−HK$856/mo
Today · 4.125%
HK$33,166
baseline
▲ 0.50% · 4.625%
HK$34,914
+HK$1,748/mo
Deposit HK$689K · loan HK$6.20M · min. income ≈ HK$66,332/mo (50% DSR)
Upfront cash ≈ HK$896K (deposit + AVD stamp duty HK$206,732 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).