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At today's rate and a 90% mortgage, the deposit on this unit is about HK$641K, with repayments around HK$27,950/mo for the first 5 years.
The H-plan's cap is the P-plan rate, so with HIBOR where it is both price at 4.125% today. The H-plan is only cheaper once 1M HIBOR falls below 2.825%.
Deposit HK$641K · loan HK$5.77M · min. income ≈ HK$55,900/mo (50% DSR)
Upfront cash ≈ HK$817K (deposit + AVD stamp duty HK$175,790 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).
of income on repayments ·
QoL Matrix
Excellent connectivity — about 5 min walk to Mass Transit Railway Tung Chung Station Station.
Family-friendly — 25 schools within a 1 km walk.
Everyday convenience — 23 shopping and daily-needs spots nearby.
Healthcare close by — 5 hospitals/clinics within 1 km.
Green space & leisure — 19 parks, libraries and sports venues nearby.
Location
Unit Information
- Floor
- 46/F
- Flat
- F
- Saleable Area
- 541 Saleable ft²
- Gross Area
- 737 ft²
- Efficiency
- 73%
- District
- Islands District · New Territories West
- School net (POA)
- 98
Transaction History
| Date | Price | Gain / loss |
|---|---|---|
| 2020-06-30 | HK$7.38M | +43.3% 4.2y · 10.0%/yr |
| 2016-04-20 | HK$5.15M | +28.7% 3.9y · 7.0%/yr |
| 2012-06-01 | HK$4.00M | +86.9% |
| 2004-12-15 | HK$2.14M | +14.4% |
| 2004-09-23 | HK$1.87M | +30.8% |
| 2003-09-11 | HK$1.43M | — |