▼ 0.50% · 3.625%
HK$20,665
−HK$1,295/mo
▼ 0.25% · 3.875%
HK$21,307
−HK$653/mo
Today · 4.125%
HK$21,960
baseline
▲ 0.50% · 4.625%
HK$23,297
+HK$1,337/mo
Deposit HK$4.53M · loan HK$4.53M · min. income ≈ HK$43,920/mo (50% DSR)
Upfront cash ≈ HK$4.81M (deposit + AVD stamp duty HK$276,236 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$22,989
−HK$1,242/mo
▼ 0.25% · 3.875%
HK$23,606
−HK$625/mo
Today · 4.125%
HK$24,231
baseline
▲ 0.50% · 4.625%
HK$25,508
+HK$1,277/mo
Deposit HK$4.53M · loan HK$4.53M · min. income ≈ HK$48,462/mo (50% DSR)
Upfront cash ≈ HK$4.81M (deposit + AVD stamp duty HK$276,236 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$22,731
−HK$1,425/mo
▼ 0.25% · 3.875%
HK$23,438
−HK$718/mo
Today · 4.125%
HK$24,156
baseline
▲ 0.50% · 4.625%
HK$25,626
+HK$1,470/mo
Deposit HK$4.08M · loan HK$4.98M · min. income ≈ HK$48,312/mo (50% DSR)
Upfront cash ≈ HK$4.35M (deposit + AVD stamp duty HK$276,236 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$25,288
−HK$1,366/mo
▼ 0.25% · 3.875%
HK$25,966
−HK$688/mo
Today · 4.125%
HK$26,654
baseline
▲ 0.50% · 4.625%
HK$28,059
+HK$1,405/mo
Deposit HK$4.08M · loan HK$4.98M · min. income ≈ HK$53,308/mo (50% DSR)
Upfront cash ≈ HK$4.35M (deposit + AVD stamp duty HK$276,236 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$24,797
−HK$1,555/mo
▼ 0.25% · 3.875%
HK$25,569
−HK$783/mo
Today · 4.125%
HK$26,352
baseline
▲ 0.50% · 4.625%
HK$27,956
+HK$1,604/mo
Deposit HK$3.62M · loan HK$5.44M · min. income ≈ HK$52,704/mo (50% DSR)
Upfront cash ≈ HK$3.90M (deposit + AVD stamp duty HK$276,236 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$27,587
−HK$1,490/mo
▼ 0.25% · 3.875%
HK$28,327
−HK$750/mo
Today · 4.125%
HK$29,077
baseline
▲ 0.50% · 4.625%
HK$30,610
+HK$1,533/mo
Deposit HK$3.62M · loan HK$5.44M · min. income ≈ HK$58,154/mo (50% DSR)
Upfront cash ≈ HK$3.90M (deposit + AVD stamp duty HK$276,236 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$26,864
−HK$1,684/mo
▼ 0.25% · 3.875%
HK$27,699
−HK$849/mo
Today · 4.125%
HK$28,548
baseline
▲ 0.50% · 4.625%
HK$30,286
+HK$1,738/mo
Deposit HK$3.17M · loan HK$5.89M · min. income ≈ HK$57,096/mo (50% DSR)
Upfront cash ≈ HK$3.45M (deposit + AVD stamp duty HK$276,236 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$29,886
−HK$1,614/mo
▼ 0.25% · 3.875%
HK$30,687
−HK$813/mo
Today · 4.125%
HK$31,500
baseline
▲ 0.50% · 4.625%
HK$33,161
+HK$1,661/mo
Deposit HK$3.17M · loan HK$5.89M · min. income ≈ HK$63,000/mo (50% DSR)
Upfront cash ≈ HK$3.45M (deposit + AVD stamp duty HK$276,236 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$28,930
−HK$1,814/mo
▼ 0.25% · 3.875%
HK$29,830
−HK$914/mo
Today · 4.125%
HK$30,744
baseline
▲ 0.50% · 4.625%
HK$32,615
+HK$1,871/mo
Deposit HK$2.72M · loan HK$6.34M · min. income ≈ HK$61,488/mo (50% DSR)
Upfront cash ≈ HK$2.99M (deposit + AVD stamp duty HK$276,236 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$32,185
−HK$1,739/mo
▼ 0.25% · 3.875%
HK$33,048
−HK$876/mo
Today · 4.125%
HK$33,924
baseline
▲ 0.50% · 4.625%
HK$35,712
+HK$1,788/mo
Deposit HK$2.72M · loan HK$6.34M · min. income ≈ HK$67,848/mo (50% DSR)
Upfront cash ≈ HK$2.99M (deposit + AVD stamp duty HK$276,236 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$30,997
−HK$1,944/mo
▼ 0.25% · 3.875%
HK$31,961
−HK$980/mo
Today · 4.125%
HK$32,941
baseline
▲ 0.50% · 4.625%
HK$34,945
+HK$2,004/mo
Deposit HK$2.27M · loan HK$6.80M · min. income ≈ HK$65,882/mo (50% DSR)
Upfront cash ≈ HK$2.54M (deposit + AVD stamp duty HK$276,236 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$34,484
−HK$1,863/mo
▼ 0.25% · 3.875%
HK$35,408
−HK$939/mo
Today · 4.125%
HK$36,347
baseline
▲ 0.50% · 4.625%
HK$38,262
+HK$1,915/mo
Deposit HK$2.27M · loan HK$6.80M · min. income ≈ HK$72,694/mo (50% DSR)
Upfront cash ≈ HK$2.54M (deposit + AVD stamp duty HK$276,236 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$33,063
−HK$2,074/mo
▼ 0.25% · 3.875%
HK$34,092
−HK$1,045/mo
Today · 4.125%
HK$35,137
baseline
▲ 0.50% · 4.625%
HK$37,275
+HK$2,138/mo
Deposit HK$1.81M · loan HK$7.25M · min. income ≈ HK$70,274/mo (50% DSR)
Upfront cash ≈ HK$2.09M (deposit + AVD stamp duty HK$276,236 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$36,782
−HK$1,988/mo
▼ 0.25% · 3.875%
HK$37,769
−HK$1,001/mo
Today · 4.125%
HK$38,770
baseline
▲ 0.50% · 4.625%
HK$40,813
+HK$2,043/mo
Deposit HK$1.81M · loan HK$7.25M · min. income ≈ HK$77,540/mo (50% DSR)
Upfront cash ≈ HK$2.09M (deposit + AVD stamp duty HK$276,236 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$35,130
−HK$2,203/mo
▼ 0.25% · 3.875%
HK$36,222
−HK$1,111/mo
Today · 4.125%
HK$37,333
baseline
▲ 0.50% · 4.625%
HK$39,604
+HK$2,271/mo
Deposit HK$1.36M · loan HK$7.70M · min. income ≈ HK$74,666/mo (50% DSR)
Upfront cash ≈ HK$1.64M (deposit + AVD stamp duty HK$276,236 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$39,081
−HK$2,112/mo
▼ 0.25% · 3.875%
HK$40,130
−HK$1,063/mo
Today · 4.125%
HK$41,193
baseline
▲ 0.50% · 4.625%
HK$43,364
+HK$2,171/mo
Deposit HK$1.36M · loan HK$7.70M · min. income ≈ HK$82,386/mo (50% DSR)
Upfront cash ≈ HK$1.64M (deposit + AVD stamp duty HK$276,236 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$37,196
−HK$2,333/mo
▼ 0.25% · 3.875%
HK$38,353
−HK$1,176/mo
Today · 4.125%
HK$39,529
baseline
▲ 0.50% · 4.625%
HK$41,934
+HK$2,405/mo
Deposit HK$906K · loan HK$8.16M · min. income ≈ HK$79,058/mo (50% DSR)
Upfront cash ≈ HK$1.18M (deposit + AVD stamp duty HK$276,236 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$41,380
−HK$2,236/mo
▼ 0.25% · 3.875%
HK$42,490
−HK$1,126/mo
Today · 4.125%
HK$43,616
baseline
▲ 0.50% · 4.625%
HK$45,915
+HK$2,299/mo
Deposit HK$906K · loan HK$8.16M · min. income ≈ HK$87,232/mo (50% DSR)
Upfront cash ≈ HK$1.18M (deposit + AVD stamp duty HK$276,236 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).