▼ 0.50% · 3.625%
HK$14,598
−HK$916/mo
▼ 0.25% · 3.875%
HK$15,052
−HK$462/mo
Today · 4.125%
HK$15,514
baseline
▲ 0.50% · 4.625%
HK$16,458
+HK$944/mo
Deposit HK$3.20M · loan HK$3.20M · min. income ≈ HK$31,028/mo (50% DSR)
Upfront cash ≈ HK$3.38M (deposit + AVD stamp duty HK$175,200 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$16,240
−HK$878/mo
▼ 0.25% · 3.875%
HK$16,676
−HK$442/mo
Today · 4.125%
HK$17,118
baseline
▲ 0.50% · 4.625%
HK$18,020
+HK$902/mo
Deposit HK$3.20M · loan HK$3.20M · min. income ≈ HK$34,236/mo (50% DSR)
Upfront cash ≈ HK$3.38M (deposit + AVD stamp duty HK$175,200 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$16,058
−HK$1,007/mo
▼ 0.25% · 3.875%
HK$16,558
−HK$507/mo
Today · 4.125%
HK$17,065
baseline
▲ 0.50% · 4.625%
HK$18,103
+HK$1,038/mo
Deposit HK$2.88M · loan HK$3.52M · min. income ≈ HK$34,130/mo (50% DSR)
Upfront cash ≈ HK$3.06M (deposit + AVD stamp duty HK$175,200 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$17,864
−HK$966/mo
▼ 0.25% · 3.875%
HK$18,343
−HK$487/mo
Today · 4.125%
HK$18,830
baseline
▲ 0.50% · 4.625%
HK$19,822
+HK$992/mo
Deposit HK$2.88M · loan HK$3.52M · min. income ≈ HK$37,660/mo (50% DSR)
Upfront cash ≈ HK$3.06M (deposit + AVD stamp duty HK$175,200 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$17,518
−HK$1,098/mo
▼ 0.25% · 3.875%
HK$18,063
−HK$553/mo
Today · 4.125%
HK$18,616
baseline
▲ 0.50% · 4.625%
HK$19,749
+HK$1,133/mo
Deposit HK$2.56M · loan HK$3.84M · min. income ≈ HK$37,232/mo (50% DSR)
Upfront cash ≈ HK$2.74M (deposit + AVD stamp duty HK$175,200 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$19,488
−HK$1,053/mo
▼ 0.25% · 3.875%
HK$20,011
−HK$530/mo
Today · 4.125%
HK$20,541
baseline
▲ 0.50% · 4.625%
HK$21,624
+HK$1,083/mo
Deposit HK$2.56M · loan HK$3.84M · min. income ≈ HK$41,082/mo (50% DSR)
Upfront cash ≈ HK$2.74M (deposit + AVD stamp duty HK$175,200 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$18,978
−HK$1,190/mo
▼ 0.25% · 3.875%
HK$19,568
−HK$600/mo
Today · 4.125%
HK$20,168
baseline
▲ 0.50% · 4.625%
HK$21,395
+HK$1,227/mo
Deposit HK$2.24M · loan HK$4.16M · min. income ≈ HK$40,336/mo (50% DSR)
Upfront cash ≈ HK$2.42M (deposit + AVD stamp duty HK$175,200 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$21,112
−HK$1,141/mo
▼ 0.25% · 3.875%
HK$21,679
−HK$574/mo
Today · 4.125%
HK$22,253
baseline
▲ 0.50% · 4.625%
HK$23,426
+HK$1,173/mo
Deposit HK$2.24M · loan HK$4.16M · min. income ≈ HK$44,506/mo (50% DSR)
Upfront cash ≈ HK$2.42M (deposit + AVD stamp duty HK$175,200 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$20,437
−HK$1,282/mo
▼ 0.25% · 3.875%
HK$21,073
−HK$646/mo
Today · 4.125%
HK$21,719
baseline
▲ 0.50% · 4.625%
HK$23,041
+HK$1,322/mo
Deposit HK$1.92M · loan HK$4.48M · min. income ≈ HK$43,438/mo (50% DSR)
Upfront cash ≈ HK$2.10M (deposit + AVD stamp duty HK$175,200 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$22,736
−HK$1,229/mo
▼ 0.25% · 3.875%
HK$23,346
−HK$619/mo
Today · 4.125%
HK$23,965
baseline
▲ 0.50% · 4.625%
HK$25,228
+HK$1,263/mo
Deposit HK$1.92M · loan HK$4.48M · min. income ≈ HK$47,930/mo (50% DSR)
Upfront cash ≈ HK$2.10M (deposit + AVD stamp duty HK$175,200 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$21,897
−HK$1,373/mo
▼ 0.25% · 3.875%
HK$22,578
−HK$692/mo
Today · 4.125%
HK$23,270
baseline
▲ 0.50% · 4.625%
HK$24,686
+HK$1,416/mo
Deposit HK$1.60M · loan HK$4.80M · min. income ≈ HK$46,540/mo (50% DSR)
Upfront cash ≈ HK$1.78M (deposit + AVD stamp duty HK$175,200 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$24,361
−HK$1,316/mo
▼ 0.25% · 3.875%
HK$25,014
−HK$663/mo
Today · 4.125%
HK$25,677
baseline
▲ 0.50% · 4.625%
HK$27,030
+HK$1,353/mo
Deposit HK$1.60M · loan HK$4.80M · min. income ≈ HK$51,354/mo (50% DSR)
Upfront cash ≈ HK$1.78M (deposit + AVD stamp duty HK$175,200 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$23,357
−HK$1,465/mo
▼ 0.25% · 3.875%
HK$24,084
−HK$738/mo
Today · 4.125%
HK$24,822
baseline
▲ 0.50% · 4.625%
HK$26,332
+HK$1,510/mo
Deposit HK$1.28M · loan HK$5.12M · min. income ≈ HK$49,644/mo (50% DSR)
Upfront cash ≈ HK$1.46M (deposit + AVD stamp duty HK$175,200 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$25,985
−HK$1,403/mo
▼ 0.25% · 3.875%
HK$26,681
−HK$707/mo
Today · 4.125%
HK$27,388
baseline
▲ 0.50% · 4.625%
HK$28,832
+HK$1,444/mo
Deposit HK$1.28M · loan HK$5.12M · min. income ≈ HK$54,776/mo (50% DSR)
Upfront cash ≈ HK$1.46M (deposit + AVD stamp duty HK$175,200 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$24,817
−HK$1,556/mo
▼ 0.25% · 3.875%
HK$25,589
−HK$784/mo
Today · 4.125%
HK$26,373
baseline
▲ 0.50% · 4.625%
HK$27,978
+HK$1,605/mo
Deposit HK$960K · loan HK$5.44M · min. income ≈ HK$52,746/mo (50% DSR)
Upfront cash ≈ HK$1.14M (deposit + AVD stamp duty HK$175,200 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$27,609
−HK$1,491/mo
▼ 0.25% · 3.875%
HK$28,349
−HK$751/mo
Today · 4.125%
HK$29,100
baseline
▲ 0.50% · 4.625%
HK$30,634
+HK$1,534/mo
Deposit HK$960K · loan HK$5.44M · min. income ≈ HK$58,200/mo (50% DSR)
Upfront cash ≈ HK$1.14M (deposit + AVD stamp duty HK$175,200 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$26,277
−HK$1,648/mo
▼ 0.25% · 3.875%
HK$27,094
−HK$831/mo
Today · 4.125%
HK$27,925
baseline
▲ 0.50% · 4.625%
HK$29,624
+HK$1,699/mo
Deposit HK$640K · loan HK$5.76M · min. income ≈ HK$55,850/mo (50% DSR)
Upfront cash ≈ HK$815K (deposit + AVD stamp duty HK$175,200 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$29,233
−HK$1,579/mo
▼ 0.25% · 3.875%
HK$30,017
−HK$795/mo
Today · 4.125%
HK$30,812
baseline
▲ 0.50% · 4.625%
HK$32,436
+HK$1,624/mo
Deposit HK$640K · loan HK$5.76M · min. income ≈ HK$61,624/mo (50% DSR)
Upfront cash ≈ HK$815K (deposit + AVD stamp duty HK$175,200 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).