▼ 0.50% · 3.625%
HK$19,030
−HK$1,193/mo
▼ 0.25% · 3.875%
HK$19,622
−HK$601/mo
Today · 4.125%
HK$20,223
baseline
▲ 0.50% · 4.625%
HK$21,453
+HK$1,230/mo
Deposit HK$4.17M · loan HK$4.17M · min. income ≈ HK$40,446/mo (50% DSR)
Upfront cash ≈ HK$4.42M (deposit + AVD stamp duty HK$250,362 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$21,170
−HK$1,144/mo
▼ 0.25% · 3.875%
HK$21,738
−HK$576/mo
Today · 4.125%
HK$22,314
baseline
▲ 0.50% · 4.625%
HK$23,490
+HK$1,176/mo
Deposit HK$4.17M · loan HK$4.17M · min. income ≈ HK$44,628/mo (50% DSR)
Upfront cash ≈ HK$4.42M (deposit + AVD stamp duty HK$250,362 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$20,933
−HK$1,312/mo
▼ 0.25% · 3.875%
HK$21,584
−HK$661/mo
Today · 4.125%
HK$22,245
baseline
▲ 0.50% · 4.625%
HK$23,599
+HK$1,354/mo
Deposit HK$3.76M · loan HK$4.59M · min. income ≈ HK$44,490/mo (50% DSR)
Upfront cash ≈ HK$4.01M (deposit + AVD stamp duty HK$250,362 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$23,287
−HK$1,258/mo
▼ 0.25% · 3.875%
HK$23,912
−HK$633/mo
Today · 4.125%
HK$24,545
baseline
▲ 0.50% · 4.625%
HK$25,839
+HK$1,294/mo
Deposit HK$3.76M · loan HK$4.59M · min. income ≈ HK$49,090/mo (50% DSR)
Upfront cash ≈ HK$4.01M (deposit + AVD stamp duty HK$250,362 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$22,836
−HK$1,432/mo
▼ 0.25% · 3.875%
HK$23,546
−HK$722/mo
Today · 4.125%
HK$24,268
baseline
▲ 0.50% · 4.625%
HK$25,744
+HK$1,476/mo
Deposit HK$3.34M · loan HK$5.01M · min. income ≈ HK$48,536/mo (50% DSR)
Upfront cash ≈ HK$3.59M (deposit + AVD stamp duty HK$250,362 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$25,404
−HK$1,373/mo
▼ 0.25% · 3.875%
HK$26,086
−HK$691/mo
Today · 4.125%
HK$26,777
baseline
▲ 0.50% · 4.625%
HK$28,188
+HK$1,411/mo
Deposit HK$3.34M · loan HK$5.01M · min. income ≈ HK$53,554/mo (50% DSR)
Upfront cash ≈ HK$3.59M (deposit + AVD stamp duty HK$250,362 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$24,739
−HK$1,551/mo
▼ 0.25% · 3.875%
HK$25,508
−HK$782/mo
Today · 4.125%
HK$26,290
baseline
▲ 0.50% · 4.625%
HK$27,890
+HK$1,600/mo
Deposit HK$2.92M · loan HK$5.42M · min. income ≈ HK$52,580/mo (50% DSR)
Upfront cash ≈ HK$3.17M (deposit + AVD stamp duty HK$250,362 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$27,521
−HK$1,487/mo
▼ 0.25% · 3.875%
HK$28,259
−HK$749/mo
Today · 4.125%
HK$29,008
baseline
▲ 0.50% · 4.625%
HK$30,537
+HK$1,529/mo
Deposit HK$2.92M · loan HK$5.42M · min. income ≈ HK$58,016/mo (50% DSR)
Upfront cash ≈ HK$3.17M (deposit + AVD stamp duty HK$250,362 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$26,641
−HK$1,671/mo
▼ 0.25% · 3.875%
HK$27,470
−HK$842/mo
Today · 4.125%
HK$28,312
baseline
▲ 0.50% · 4.625%
HK$30,035
+HK$1,723/mo
Deposit HK$2.50M · loan HK$5.84M · min. income ≈ HK$56,624/mo (50% DSR)
Upfront cash ≈ HK$2.75M (deposit + AVD stamp duty HK$250,362 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$29,638
−HK$1,602/mo
▼ 0.25% · 3.875%
HK$30,433
−HK$807/mo
Today · 4.125%
HK$31,240
baseline
▲ 0.50% · 4.625%
HK$32,886
+HK$1,646/mo
Deposit HK$2.50M · loan HK$5.84M · min. income ≈ HK$62,480/mo (50% DSR)
Upfront cash ≈ HK$2.75M (deposit + AVD stamp duty HK$250,362 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$28,544
−HK$1,790/mo
▼ 0.25% · 3.875%
HK$29,432
−HK$902/mo
Today · 4.125%
HK$30,334
baseline
▲ 0.50% · 4.625%
HK$32,180
+HK$1,846/mo
Deposit HK$2.09M · loan HK$6.26M · min. income ≈ HK$60,668/mo (50% DSR)
Upfront cash ≈ HK$2.34M (deposit + AVD stamp duty HK$250,362 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$31,755
−HK$1,716/mo
▼ 0.25% · 3.875%
HK$32,607
−HK$864/mo
Today · 4.125%
HK$33,471
baseline
▲ 0.50% · 4.625%
HK$35,235
+HK$1,764/mo
Deposit HK$2.09M · loan HK$6.26M · min. income ≈ HK$66,942/mo (50% DSR)
Upfront cash ≈ HK$2.34M (deposit + AVD stamp duty HK$250,362 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$30,447
−HK$1,910/mo
▼ 0.25% · 3.875%
HK$31,394
−HK$963/mo
Today · 4.125%
HK$32,357
baseline
▲ 0.50% · 4.625%
HK$34,326
+HK$1,969/mo
Deposit HK$1.67M · loan HK$6.68M · min. income ≈ HK$64,714/mo (50% DSR)
Upfront cash ≈ HK$1.92M (deposit + AVD stamp duty HK$250,362 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$33,872
−HK$1,830/mo
▼ 0.25% · 3.875%
HK$34,781
−HK$921/mo
Today · 4.125%
HK$35,702
baseline
▲ 0.50% · 4.625%
HK$37,584
+HK$1,882/mo
Deposit HK$1.67M · loan HK$6.68M · min. income ≈ HK$71,404/mo (50% DSR)
Upfront cash ≈ HK$1.92M (deposit + AVD stamp duty HK$250,362 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$32,350
−HK$2,029/mo
▼ 0.25% · 3.875%
HK$33,357
−HK$1,022/mo
Today · 4.125%
HK$34,379
baseline
▲ 0.50% · 4.625%
HK$36,471
+HK$2,092/mo
Deposit HK$1.25M · loan HK$7.09M · min. income ≈ HK$68,758/mo (50% DSR)
Upfront cash ≈ HK$1.50M (deposit + AVD stamp duty HK$250,362 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$35,989
−HK$1,945/mo
▼ 0.25% · 3.875%
HK$36,955
−HK$979/mo
Today · 4.125%
HK$37,934
baseline
▲ 0.50% · 4.625%
HK$39,933
+HK$1,999/mo
Deposit HK$1.25M · loan HK$7.09M · min. income ≈ HK$75,868/mo (50% DSR)
Upfront cash ≈ HK$1.50M (deposit + AVD stamp duty HK$250,362 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$34,253
−HK$2,148/mo
▼ 0.25% · 3.875%
HK$35,319
−HK$1,082/mo
Today · 4.125%
HK$36,401
baseline
▲ 0.50% · 4.625%
HK$38,616
+HK$2,215/mo
Deposit HK$835K · loan HK$7.51M · min. income ≈ HK$72,802/mo (50% DSR)
Upfront cash ≈ HK$1.08M (deposit + AVD stamp duty HK$250,362 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$38,106
−HK$2,059/mo
▼ 0.25% · 3.875%
HK$39,128
−HK$1,037/mo
Today · 4.125%
HK$40,165
baseline
▲ 0.50% · 4.625%
HK$42,282
+HK$2,117/mo
Deposit HK$835K · loan HK$7.51M · min. income ≈ HK$80,330/mo (50% DSR)
Upfront cash ≈ HK$1.08M (deposit + AVD stamp duty HK$250,362 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).