▼ 0.50% · 3.625%
HK$20,648
−HK$1,294/mo
▼ 0.25% · 3.875%
HK$21,290
−HK$652/mo
Today · 4.125%
HK$21,942
baseline
▲ 0.50% · 4.625%
HK$23,278
+HK$1,336/mo
Deposit HK$4.53M · loan HK$4.53M · min. income ≈ HK$43,884/mo (50% DSR)
Upfront cash ≈ HK$4.80M (deposit + AVD stamp duty HK$275,494 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$22,970
−HK$1,241/mo
▼ 0.25% · 3.875%
HK$23,586
−HK$625/mo
Today · 4.125%
HK$24,211
baseline
▲ 0.50% · 4.625%
HK$25,487
+HK$1,276/mo
Deposit HK$4.53M · loan HK$4.53M · min. income ≈ HK$48,422/mo (50% DSR)
Upfront cash ≈ HK$4.80M (deposit + AVD stamp duty HK$275,494 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$22,712
−HK$1,425/mo
▼ 0.25% · 3.875%
HK$23,419
−HK$718/mo
Today · 4.125%
HK$24,137
baseline
▲ 0.50% · 4.625%
HK$25,605
+HK$1,468/mo
Deposit HK$4.07M · loan HK$4.98M · min. income ≈ HK$48,274/mo (50% DSR)
Upfront cash ≈ HK$4.35M (deposit + AVD stamp duty HK$275,494 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$25,267
−HK$1,365/mo
▼ 0.25% · 3.875%
HK$25,945
−HK$687/mo
Today · 4.125%
HK$26,632
baseline
▲ 0.50% · 4.625%
HK$28,036
+HK$1,404/mo
Deposit HK$4.07M · loan HK$4.98M · min. income ≈ HK$53,264/mo (50% DSR)
Upfront cash ≈ HK$4.35M (deposit + AVD stamp duty HK$275,494 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$24,777
−HK$1,554/mo
▼ 0.25% · 3.875%
HK$25,548
−HK$783/mo
Today · 4.125%
HK$26,331
baseline
▲ 0.50% · 4.625%
HK$27,933
+HK$1,602/mo
Deposit HK$3.62M · loan HK$5.43M · min. income ≈ HK$52,662/mo (50% DSR)
Upfront cash ≈ HK$3.90M (deposit + AVD stamp duty HK$275,494 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$27,564
−HK$1,489/mo
▼ 0.25% · 3.875%
HK$28,304
−HK$749/mo
Today · 4.125%
HK$29,053
baseline
▲ 0.50% · 4.625%
HK$30,585
+HK$1,532/mo
Deposit HK$3.62M · loan HK$5.43M · min. income ≈ HK$58,106/mo (50% DSR)
Upfront cash ≈ HK$3.90M (deposit + AVD stamp duty HK$275,494 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$26,842
−HK$1,683/mo
▼ 0.25% · 3.875%
HK$27,677
−HK$848/mo
Today · 4.125%
HK$28,525
baseline
▲ 0.50% · 4.625%
HK$30,261
+HK$1,736/mo
Deposit HK$3.17M · loan HK$5.89M · min. income ≈ HK$57,050/mo (50% DSR)
Upfront cash ≈ HK$3.44M (deposit + AVD stamp duty HK$275,494 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$29,861
−HK$1,614/mo
▼ 0.25% · 3.875%
HK$30,662
−HK$813/mo
Today · 4.125%
HK$31,475
baseline
▲ 0.50% · 4.625%
HK$33,134
+HK$1,659/mo
Deposit HK$3.17M · loan HK$5.89M · min. income ≈ HK$62,950/mo (50% DSR)
Upfront cash ≈ HK$3.44M (deposit + AVD stamp duty HK$275,494 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$28,907
−HK$1,812/mo
▼ 0.25% · 3.875%
HK$29,806
−HK$913/mo
Today · 4.125%
HK$30,719
baseline
▲ 0.50% · 4.625%
HK$32,589
+HK$1,870/mo
Deposit HK$2.72M · loan HK$6.34M · min. income ≈ HK$61,438/mo (50% DSR)
Upfront cash ≈ HK$2.99M (deposit + AVD stamp duty HK$275,494 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$32,158
−HK$1,738/mo
▼ 0.25% · 3.875%
HK$33,021
−HK$875/mo
Today · 4.125%
HK$33,896
baseline
▲ 0.50% · 4.625%
HK$35,682
+HK$1,786/mo
Deposit HK$2.72M · loan HK$6.34M · min. income ≈ HK$67,792/mo (50% DSR)
Upfront cash ≈ HK$2.99M (deposit + AVD stamp duty HK$275,494 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$30,971
−HK$1,943/mo
▼ 0.25% · 3.875%
HK$31,935
−HK$979/mo
Today · 4.125%
HK$32,914
baseline
▲ 0.50% · 4.625%
HK$34,916
+HK$2,002/mo
Deposit HK$2.26M · loan HK$6.79M · min. income ≈ HK$65,828/mo (50% DSR)
Upfront cash ≈ HK$2.54M (deposit + AVD stamp duty HK$275,494 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$34,455
−HK$1,862/mo
▼ 0.25% · 3.875%
HK$35,379
−HK$938/mo
Today · 4.125%
HK$36,317
baseline
▲ 0.50% · 4.625%
HK$38,231
+HK$1,914/mo
Deposit HK$2.26M · loan HK$6.79M · min. income ≈ HK$72,634/mo (50% DSR)
Upfront cash ≈ HK$2.54M (deposit + AVD stamp duty HK$275,494 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$33,036
−HK$2,072/mo
▼ 0.25% · 3.875%
HK$34,064
−HK$1,044/mo
Today · 4.125%
HK$35,108
baseline
▲ 0.50% · 4.625%
HK$37,244
+HK$2,136/mo
Deposit HK$1.81M · loan HK$7.24M · min. income ≈ HK$70,216/mo (50% DSR)
Upfront cash ≈ HK$2.09M (deposit + AVD stamp duty HK$275,494 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$36,752
−HK$1,986/mo
▼ 0.25% · 3.875%
HK$37,738
−HK$1,000/mo
Today · 4.125%
HK$38,738
baseline
▲ 0.50% · 4.625%
HK$40,780
+HK$2,042/mo
Deposit HK$1.81M · loan HK$7.24M · min. income ≈ HK$77,476/mo (50% DSR)
Upfront cash ≈ HK$2.09M (deposit + AVD stamp duty HK$275,494 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$35,101
−HK$2,201/mo
▼ 0.25% · 3.875%
HK$36,193
−HK$1,109/mo
Today · 4.125%
HK$37,302
baseline
▲ 0.50% · 4.625%
HK$39,572
+HK$2,270/mo
Deposit HK$1.36M · loan HK$7.70M · min. income ≈ HK$74,604/mo (50% DSR)
Upfront cash ≈ HK$1.63M (deposit + AVD stamp duty HK$275,494 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$39,049
−HK$2,110/mo
▼ 0.25% · 3.875%
HK$40,097
−HK$1,062/mo
Today · 4.125%
HK$41,159
baseline
▲ 0.50% · 4.625%
HK$43,329
+HK$2,170/mo
Deposit HK$1.36M · loan HK$7.70M · min. income ≈ HK$82,318/mo (50% DSR)
Upfront cash ≈ HK$1.63M (deposit + AVD stamp duty HK$275,494 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$37,166
−HK$2,330/mo
▼ 0.25% · 3.875%
HK$38,322
−HK$1,174/mo
Today · 4.125%
HK$39,496
baseline
▲ 0.50% · 4.625%
HK$41,900
+HK$2,404/mo
Deposit HK$905K · loan HK$8.15M · min. income ≈ HK$78,992/mo (50% DSR)
Upfront cash ≈ HK$1.18M (deposit + AVD stamp duty HK$275,494 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$41,346
−HK$2,234/mo
▼ 0.25% · 3.875%
HK$42,455
−HK$1,125/mo
Today · 4.125%
HK$43,580
baseline
▲ 0.50% · 4.625%
HK$45,877
+HK$2,297/mo
Deposit HK$905K · loan HK$8.15M · min. income ≈ HK$87,160/mo (50% DSR)
Upfront cash ≈ HK$1.18M (deposit + AVD stamp duty HK$275,494 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).