▼ 0.50% · 3.625%
HK$21,732
−HK$1,363/mo
▼ 0.25% · 3.875%
HK$22,408
−HK$687/mo
Today · 4.125%
HK$23,095
baseline
▲ 0.50% · 4.625%
HK$24,500
+HK$1,405/mo
Deposit HK$4.77M · loan HK$4.77M · min. income ≈ HK$46,190/mo (50% DSR)
Upfront cash ≈ HK$5.09M (deposit + AVD stamp duty HK$323,063 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$24,177
−HK$1,306/mo
▼ 0.25% · 3.875%
HK$24,825
−HK$658/mo
Today · 4.125%
HK$25,483
baseline
▲ 0.50% · 4.625%
HK$26,826
+HK$1,343/mo
Deposit HK$4.77M · loan HK$4.77M · min. income ≈ HK$50,966/mo (50% DSR)
Upfront cash ≈ HK$5.09M (deposit + AVD stamp duty HK$323,063 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$23,905
−HK$1,500/mo
▼ 0.25% · 3.875%
HK$24,649
−HK$756/mo
Today · 4.125%
HK$25,405
baseline
▲ 0.50% · 4.625%
HK$26,950
+HK$1,545/mo
Deposit HK$4.29M · loan HK$5.24M · min. income ≈ HK$50,810/mo (50% DSR)
Upfront cash ≈ HK$4.61M (deposit + AVD stamp duty HK$323,063 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$26,595
−HK$1,436/mo
▼ 0.25% · 3.875%
HK$27,308
−HK$723/mo
Today · 4.125%
HK$28,031
baseline
▲ 0.50% · 4.625%
HK$29,509
+HK$1,478/mo
Deposit HK$4.29M · loan HK$5.24M · min. income ≈ HK$56,062/mo (50% DSR)
Upfront cash ≈ HK$4.61M (deposit + AVD stamp duty HK$323,063 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$26,079
−HK$1,635/mo
▼ 0.25% · 3.875%
HK$26,890
−HK$824/mo
Today · 4.125%
HK$27,714
baseline
▲ 0.50% · 4.625%
HK$29,400
+HK$1,686/mo
Deposit HK$3.81M · loan HK$5.72M · min. income ≈ HK$55,428/mo (50% DSR)
Upfront cash ≈ HK$4.14M (deposit + AVD stamp duty HK$323,063 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$29,012
−HK$1,568/mo
▼ 0.25% · 3.875%
HK$29,790
−HK$790/mo
Today · 4.125%
HK$30,580
baseline
▲ 0.50% · 4.625%
HK$32,192
+HK$1,612/mo
Deposit HK$3.81M · loan HK$5.72M · min. income ≈ HK$61,160/mo (50% DSR)
Upfront cash ≈ HK$4.14M (deposit + AVD stamp duty HK$323,063 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$28,252
−HK$1,772/mo
▼ 0.25% · 3.875%
HK$29,131
−HK$893/mo
Today · 4.125%
HK$30,024
baseline
▲ 0.50% · 4.625%
HK$31,850
+HK$1,826/mo
Deposit HK$3.34M · loan HK$6.19M · min. income ≈ HK$60,048/mo (50% DSR)
Upfront cash ≈ HK$3.66M (deposit + AVD stamp duty HK$323,063 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$31,430
−HK$1,698/mo
▼ 0.25% · 3.875%
HK$32,273
−HK$855/mo
Today · 4.125%
HK$33,128
baseline
▲ 0.50% · 4.625%
HK$34,874
+HK$1,746/mo
Deposit HK$3.34M · loan HK$6.19M · min. income ≈ HK$66,256/mo (50% DSR)
Upfront cash ≈ HK$3.66M (deposit + AVD stamp duty HK$323,063 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$30,425
−HK$1,908/mo
▼ 0.25% · 3.875%
HK$31,372
−HK$961/mo
Today · 4.125%
HK$32,333
baseline
▲ 0.50% · 4.625%
HK$34,300
+HK$1,967/mo
Deposit HK$2.86M · loan HK$6.67M · min. income ≈ HK$64,666/mo (50% DSR)
Upfront cash ≈ HK$3.18M (deposit + AVD stamp duty HK$323,063 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$33,848
−HK$1,828/mo
▼ 0.25% · 3.875%
HK$34,755
−HK$921/mo
Today · 4.125%
HK$35,676
baseline
▲ 0.50% · 4.625%
HK$37,557
+HK$1,881/mo
Deposit HK$2.86M · loan HK$6.67M · min. income ≈ HK$71,352/mo (50% DSR)
Upfront cash ≈ HK$3.18M (deposit + AVD stamp duty HK$323,063 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$32,598
−HK$2,045/mo
▼ 0.25% · 3.875%
HK$33,612
−HK$1,031/mo
Today · 4.125%
HK$34,643
baseline
▲ 0.50% · 4.625%
HK$36,751
+HK$2,108/mo
Deposit HK$2.38M · loan HK$7.15M · min. income ≈ HK$69,286/mo (50% DSR)
Upfront cash ≈ HK$2.71M (deposit + AVD stamp duty HK$323,063 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$36,265
−HK$1,960/mo
▼ 0.25% · 3.875%
HK$37,238
−HK$987/mo
Today · 4.125%
HK$38,225
baseline
▲ 0.50% · 4.625%
HK$40,240
+HK$2,015/mo
Deposit HK$2.38M · loan HK$7.15M · min. income ≈ HK$76,450/mo (50% DSR)
Upfront cash ≈ HK$2.71M (deposit + AVD stamp duty HK$323,063 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$34,772
−HK$2,180/mo
▼ 0.25% · 3.875%
HK$35,853
−HK$1,099/mo
Today · 4.125%
HK$36,952
baseline
▲ 0.50% · 4.625%
HK$39,201
+HK$2,249/mo
Deposit HK$1.91M · loan HK$7.62M · min. income ≈ HK$73,904/mo (50% DSR)
Upfront cash ≈ HK$2.23M (deposit + AVD stamp duty HK$323,063 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$38,683
−HK$2,090/mo
▼ 0.25% · 3.875%
HK$39,721
−HK$1,052/mo
Today · 4.125%
HK$40,773
baseline
▲ 0.50% · 4.625%
HK$42,922
+HK$2,149/mo
Deposit HK$1.91M · loan HK$7.62M · min. income ≈ HK$81,546/mo (50% DSR)
Upfront cash ≈ HK$2.23M (deposit + AVD stamp duty HK$323,063 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$36,945
−HK$2,317/mo
▼ 0.25% · 3.875%
HK$38,094
−HK$1,168/mo
Today · 4.125%
HK$39,262
baseline
▲ 0.50% · 4.625%
HK$41,651
+HK$2,389/mo
Deposit HK$1.43M · loan HK$8.10M · min. income ≈ HK$78,524/mo (50% DSR)
Upfront cash ≈ HK$1.75M (deposit + AVD stamp duty HK$323,063 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$41,101
−HK$2,220/mo
▼ 0.25% · 3.875%
HK$42,203
−HK$1,118/mo
Today · 4.125%
HK$43,321
baseline
▲ 0.50% · 4.625%
HK$45,605
+HK$2,284/mo
Deposit HK$1.43M · loan HK$8.10M · min. income ≈ HK$86,642/mo (50% DSR)
Upfront cash ≈ HK$1.75M (deposit + AVD stamp duty HK$323,063 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$39,118
−HK$2,453/mo
▼ 0.25% · 3.875%
HK$40,335
−HK$1,236/mo
Today · 4.125%
HK$41,571
baseline
▲ 0.50% · 4.625%
HK$44,101
+HK$2,530/mo
Deposit HK$953K · loan HK$8.58M · min. income ≈ HK$83,142/mo (50% DSR)
Upfront cash ≈ HK$1.28M (deposit + AVD stamp duty HK$323,063 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$43,518
−HK$2,352/mo
▼ 0.25% · 3.875%
HK$44,686
−HK$1,184/mo
Today · 4.125%
HK$45,870
baseline
▲ 0.50% · 4.625%
HK$48,287
+HK$2,417/mo
Deposit HK$953K · loan HK$8.58M · min. income ≈ HK$91,740/mo (50% DSR)
Upfront cash ≈ HK$1.28M (deposit + AVD stamp duty HK$323,063 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).