▼ 0.50% · 3.625%
HK$20,816
−HK$1,305/mo
▼ 0.25% · 3.875%
HK$21,463
−HK$658/mo
Today · 4.125%
HK$22,121
baseline
▲ 0.50% · 4.625%
HK$23,467
+HK$1,346/mo
Deposit HK$4.56M · loan HK$4.56M · min. income ≈ HK$44,242/mo (50% DSR)
Upfront cash ≈ HK$4.85M (deposit + AVD stamp duty HK$282,872 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$23,157
−HK$1,252/mo
▼ 0.25% · 3.875%
HK$23,778
−HK$631/mo
Today · 4.125%
HK$24,409
baseline
▲ 0.50% · 4.625%
HK$25,695
+HK$1,286/mo
Deposit HK$4.56M · loan HK$4.56M · min. income ≈ HK$48,818/mo (50% DSR)
Upfront cash ≈ HK$4.85M (deposit + AVD stamp duty HK$282,872 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$22,897
−HK$1,436/mo
▼ 0.25% · 3.875%
HK$23,610
−HK$723/mo
Today · 4.125%
HK$24,333
baseline
▲ 0.50% · 4.625%
HK$25,814
+HK$1,481/mo
Deposit HK$4.11M · loan HK$5.02M · min. income ≈ HK$48,666/mo (50% DSR)
Upfront cash ≈ HK$4.39M (deposit + AVD stamp duty HK$282,872 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$25,473
−HK$1,376/mo
▼ 0.25% · 3.875%
HK$26,156
−HK$693/mo
Today · 4.125%
HK$26,849
baseline
▲ 0.50% · 4.625%
HK$28,265
+HK$1,416/mo
Deposit HK$4.11M · loan HK$5.02M · min. income ≈ HK$53,698/mo (50% DSR)
Upfront cash ≈ HK$4.39M (deposit + AVD stamp duty HK$282,872 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$24,979
−HK$1,566/mo
▼ 0.25% · 3.875%
HK$25,756
−HK$789/mo
Today · 4.125%
HK$26,545
baseline
▲ 0.50% · 4.625%
HK$28,161
+HK$1,616/mo
Deposit HK$3.65M · loan HK$5.48M · min. income ≈ HK$53,090/mo (50% DSR)
Upfront cash ≈ HK$3.93M (deposit + AVD stamp duty HK$282,872 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$27,789
−HK$1,501/mo
▼ 0.25% · 3.875%
HK$28,534
−HK$756/mo
Today · 4.125%
HK$29,290
baseline
▲ 0.50% · 4.625%
HK$30,834
+HK$1,544/mo
Deposit HK$3.65M · loan HK$5.48M · min. income ≈ HK$58,580/mo (50% DSR)
Upfront cash ≈ HK$3.93M (deposit + AVD stamp duty HK$282,872 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$27,061
−HK$1,696/mo
▼ 0.25% · 3.875%
HK$27,902
−HK$855/mo
Today · 4.125%
HK$28,757
baseline
▲ 0.50% · 4.625%
HK$30,507
+HK$1,750/mo
Deposit HK$3.20M · loan HK$5.93M · min. income ≈ HK$57,514/mo (50% DSR)
Upfront cash ≈ HK$3.48M (deposit + AVD stamp duty HK$282,872 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$30,105
−HK$1,626/mo
▼ 0.25% · 3.875%
HK$30,912
−HK$819/mo
Today · 4.125%
HK$31,731
baseline
▲ 0.50% · 4.625%
HK$33,404
+HK$1,673/mo
Deposit HK$3.20M · loan HK$5.93M · min. income ≈ HK$63,462/mo (50% DSR)
Upfront cash ≈ HK$3.48M (deposit + AVD stamp duty HK$282,872 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$29,142
−HK$1,828/mo
▼ 0.25% · 3.875%
HK$30,049
−HK$921/mo
Today · 4.125%
HK$30,970
baseline
▲ 0.50% · 4.625%
HK$32,854
+HK$1,884/mo
Deposit HK$2.74M · loan HK$6.39M · min. income ≈ HK$61,940/mo (50% DSR)
Upfront cash ≈ HK$3.02M (deposit + AVD stamp duty HK$282,872 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$32,420
−HK$1,752/mo
▼ 0.25% · 3.875%
HK$33,290
−HK$882/mo
Today · 4.125%
HK$34,172
baseline
▲ 0.50% · 4.625%
HK$35,973
+HK$1,801/mo
Deposit HK$2.74M · loan HK$6.39M · min. income ≈ HK$68,344/mo (50% DSR)
Upfront cash ≈ HK$3.02M (deposit + AVD stamp duty HK$282,872 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$31,224
−HK$1,958/mo
▼ 0.25% · 3.875%
HK$32,195
−HK$987/mo
Today · 4.125%
HK$33,182
baseline
▲ 0.50% · 4.625%
HK$35,201
+HK$2,019/mo
Deposit HK$2.28M · loan HK$6.85M · min. income ≈ HK$66,364/mo (50% DSR)
Upfront cash ≈ HK$2.57M (deposit + AVD stamp duty HK$282,872 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$34,736
−HK$1,877/mo
▼ 0.25% · 3.875%
HK$35,668
−HK$945/mo
Today · 4.125%
HK$36,613
baseline
▲ 0.50% · 4.625%
HK$38,543
+HK$1,930/mo
Deposit HK$2.28M · loan HK$6.85M · min. income ≈ HK$73,226/mo (50% DSR)
Upfront cash ≈ HK$2.57M (deposit + AVD stamp duty HK$282,872 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$33,305
−HK$2,089/mo
▼ 0.25% · 3.875%
HK$34,341
−HK$1,053/mo
Today · 4.125%
HK$35,394
baseline
▲ 0.50% · 4.625%
HK$37,547
+HK$2,153/mo
Deposit HK$1.83M · loan HK$7.30M · min. income ≈ HK$70,788/mo (50% DSR)
Upfront cash ≈ HK$2.11M (deposit + AVD stamp duty HK$282,872 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$37,052
−HK$2,002/mo
▼ 0.25% · 3.875%
HK$38,046
−HK$1,008/mo
Today · 4.125%
HK$39,054
baseline
▲ 0.50% · 4.625%
HK$41,112
+HK$2,058/mo
Deposit HK$1.83M · loan HK$7.30M · min. income ≈ HK$78,108/mo (50% DSR)
Upfront cash ≈ HK$2.11M (deposit + AVD stamp duty HK$282,872 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$35,387
−HK$2,219/mo
▼ 0.25% · 3.875%
HK$36,488
−HK$1,118/mo
Today · 4.125%
HK$37,606
baseline
▲ 0.50% · 4.625%
HK$39,894
+HK$2,288/mo
Deposit HK$1.37M · loan HK$7.76M · min. income ≈ HK$75,212/mo (50% DSR)
Upfront cash ≈ HK$1.65M (deposit + AVD stamp duty HK$282,872 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$39,368
−HK$2,126/mo
▼ 0.25% · 3.875%
HK$40,423
−HK$1,071/mo
Today · 4.125%
HK$41,494
baseline
▲ 0.50% · 4.625%
HK$43,682
+HK$2,188/mo
Deposit HK$1.37M · loan HK$7.76M · min. income ≈ HK$82,988/mo (50% DSR)
Upfront cash ≈ HK$1.65M (deposit + AVD stamp duty HK$282,872 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$37,468
−HK$2,350/mo
▼ 0.25% · 3.875%
HK$38,634
−HK$1,184/mo
Today · 4.125%
HK$39,818
baseline
▲ 0.50% · 4.625%
HK$42,241
+HK$2,423/mo
Deposit HK$913K · loan HK$8.22M · min. income ≈ HK$79,636/mo (50% DSR)
Upfront cash ≈ HK$1.20M (deposit + AVD stamp duty HK$282,872 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$41,683
−HK$2,252/mo
▼ 0.25% · 3.875%
HK$42,801
−HK$1,134/mo
Today · 4.125%
HK$43,935
baseline
▲ 0.50% · 4.625%
HK$46,251
+HK$2,316/mo
Deposit HK$913K · loan HK$8.22M · min. income ≈ HK$87,870/mo (50% DSR)
Upfront cash ≈ HK$1.20M (deposit + AVD stamp duty HK$282,872 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).