▼ 0.50% · 3.625%
HK$17,618
−HK$1,105/mo
▼ 0.25% · 3.875%
HK$18,166
−HK$557/mo
Today · 4.125%
HK$18,723
baseline
▲ 0.50% · 4.625%
HK$19,862
+HK$1,139/mo
Deposit HK$3.86M · loan HK$3.86M · min. income ≈ HK$37,446/mo (50% DSR)
Upfront cash ≈ HK$4.09M (deposit + AVD stamp duty HK$231,788 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$19,600
−HK$1,059/mo
▼ 0.25% · 3.875%
HK$20,125
−HK$534/mo
Today · 4.125%
HK$20,659
baseline
▲ 0.50% · 4.625%
HK$21,748
+HK$1,089/mo
Deposit HK$3.86M · loan HK$3.86M · min. income ≈ HK$41,318/mo (50% DSR)
Upfront cash ≈ HK$4.09M (deposit + AVD stamp duty HK$231,788 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$19,380
−HK$1,215/mo
▼ 0.25% · 3.875%
HK$19,982
−HK$613/mo
Today · 4.125%
HK$20,595
baseline
▲ 0.50% · 4.625%
HK$21,848
+HK$1,253/mo
Deposit HK$3.48M · loan HK$4.25M · min. income ≈ HK$41,190/mo (50% DSR)
Upfront cash ≈ HK$3.71M (deposit + AVD stamp duty HK$231,788 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$21,560
−HK$1,164/mo
▼ 0.25% · 3.875%
HK$22,138
−HK$586/mo
Today · 4.125%
HK$22,724
baseline
▲ 0.50% · 4.625%
HK$23,922
+HK$1,198/mo
Deposit HK$3.48M · loan HK$4.25M · min. income ≈ HK$45,448/mo (50% DSR)
Upfront cash ≈ HK$3.71M (deposit + AVD stamp duty HK$231,788 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$21,141
−HK$1,326/mo
▼ 0.25% · 3.875%
HK$21,799
−HK$668/mo
Today · 4.125%
HK$22,467
baseline
▲ 0.50% · 4.625%
HK$23,834
+HK$1,367/mo
Deposit HK$3.09M · loan HK$4.64M · min. income ≈ HK$44,934/mo (50% DSR)
Upfront cash ≈ HK$3.32M (deposit + AVD stamp duty HK$231,788 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$23,520
−HK$1,270/mo
▼ 0.25% · 3.875%
HK$24,150
−HK$640/mo
Today · 4.125%
HK$24,790
baseline
▲ 0.50% · 4.625%
HK$26,097
+HK$1,307/mo
Deposit HK$3.09M · loan HK$4.64M · min. income ≈ HK$49,580/mo (50% DSR)
Upfront cash ≈ HK$3.32M (deposit + AVD stamp duty HK$231,788 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$22,903
−HK$1,436/mo
▼ 0.25% · 3.875%
HK$23,616
−HK$723/mo
Today · 4.125%
HK$24,339
baseline
▲ 0.50% · 4.625%
HK$25,820
+HK$1,481/mo
Deposit HK$2.70M · loan HK$5.02M · min. income ≈ HK$48,678/mo (50% DSR)
Upfront cash ≈ HK$2.94M (deposit + AVD stamp duty HK$231,788 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$25,480
−HK$1,376/mo
▼ 0.25% · 3.875%
HK$26,163
−HK$693/mo
Today · 4.125%
HK$26,856
baseline
▲ 0.50% · 4.625%
HK$28,272
+HK$1,416/mo
Deposit HK$2.70M · loan HK$5.02M · min. income ≈ HK$53,712/mo (50% DSR)
Upfront cash ≈ HK$2.94M (deposit + AVD stamp duty HK$231,788 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$24,665
−HK$1,547/mo
▼ 0.25% · 3.875%
HK$25,432
−HK$780/mo
Today · 4.125%
HK$26,212
baseline
▲ 0.50% · 4.625%
HK$27,807
+HK$1,595/mo
Deposit HK$2.32M · loan HK$5.41M · min. income ≈ HK$52,424/mo (50% DSR)
Upfront cash ≈ HK$2.55M (deposit + AVD stamp duty HK$231,788 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$27,440
−HK$1,482/mo
▼ 0.25% · 3.875%
HK$28,175
−HK$747/mo
Today · 4.125%
HK$28,922
baseline
▲ 0.50% · 4.625%
HK$30,447
+HK$1,525/mo
Deposit HK$2.32M · loan HK$5.41M · min. income ≈ HK$57,844/mo (50% DSR)
Upfront cash ≈ HK$2.55M (deposit + AVD stamp duty HK$231,788 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$26,427
−HK$1,657/mo
▼ 0.25% · 3.875%
HK$27,249
−HK$835/mo
Today · 4.125%
HK$28,084
baseline
▲ 0.50% · 4.625%
HK$29,793
+HK$1,709/mo
Deposit HK$1.93M · loan HK$5.79M · min. income ≈ HK$56,168/mo (50% DSR)
Upfront cash ≈ HK$2.16M (deposit + AVD stamp duty HK$231,788 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$29,399
−HK$1,589/mo
▼ 0.25% · 3.875%
HK$30,188
−HK$800/mo
Today · 4.125%
HK$30,988
baseline
▲ 0.50% · 4.625%
HK$32,621
+HK$1,633/mo
Deposit HK$1.93M · loan HK$5.79M · min. income ≈ HK$61,976/mo (50% DSR)
Upfront cash ≈ HK$2.16M (deposit + AVD stamp duty HK$231,788 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$28,189
−HK$1,767/mo
▼ 0.25% · 3.875%
HK$29,065
−HK$891/mo
Today · 4.125%
HK$29,956
baseline
▲ 0.50% · 4.625%
HK$31,779
+HK$1,823/mo
Deposit HK$1.55M · loan HK$6.18M · min. income ≈ HK$59,912/mo (50% DSR)
Upfront cash ≈ HK$1.78M (deposit + AVD stamp duty HK$231,788 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$31,359
−HK$1,695/mo
▼ 0.25% · 3.875%
HK$32,200
−HK$854/mo
Today · 4.125%
HK$33,054
baseline
▲ 0.50% · 4.625%
HK$34,796
+HK$1,742/mo
Deposit HK$1.55M · loan HK$6.18M · min. income ≈ HK$66,108/mo (50% DSR)
Upfront cash ≈ HK$1.78M (deposit + AVD stamp duty HK$231,788 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$29,950
−HK$1,878/mo
▼ 0.25% · 3.875%
HK$30,882
−HK$946/mo
Today · 4.125%
HK$31,828
baseline
▲ 0.50% · 4.625%
HK$33,765
+HK$1,937/mo
Deposit HK$1.16M · loan HK$6.57M · min. income ≈ HK$63,656/mo (50% DSR)
Upfront cash ≈ HK$1.39M (deposit + AVD stamp duty HK$231,788 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$33,319
−HK$1,801/mo
▼ 0.25% · 3.875%
HK$34,213
−HK$907/mo
Today · 4.125%
HK$35,120
baseline
▲ 0.50% · 4.625%
HK$36,971
+HK$1,851/mo
Deposit HK$1.16M · loan HK$6.57M · min. income ≈ HK$70,240/mo (50% DSR)
Upfront cash ≈ HK$1.39M (deposit + AVD stamp duty HK$231,788 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$31,712
−HK$1,989/mo
▼ 0.25% · 3.875%
HK$32,699
−HK$1,002/mo
Today · 4.125%
HK$33,701
baseline
▲ 0.50% · 4.625%
HK$35,751
+HK$2,050/mo
Deposit HK$773K · loan HK$6.95M · min. income ≈ HK$67,402/mo (50% DSR)
Upfront cash ≈ HK$1.00M (deposit + AVD stamp duty HK$231,788 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$35,279
−HK$1,906/mo
▼ 0.25% · 3.875%
HK$36,226
−HK$959/mo
Today · 4.125%
HK$37,185
baseline
▲ 0.50% · 4.625%
HK$39,146
+HK$1,961/mo
Deposit HK$773K · loan HK$6.95M · min. income ≈ HK$74,370/mo (50% DSR)
Upfront cash ≈ HK$1.00M (deposit + AVD stamp duty HK$231,788 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).