▼ 0.50% · 3.625%
HK$20,905
−HK$1,311/mo
▼ 0.25% · 3.875%
HK$21,555
−HK$661/mo
Today · 4.125%
HK$22,216
baseline
▲ 0.50% · 4.625%
HK$23,567
+HK$1,351/mo
Deposit HK$4.58M · loan HK$4.58M · min. income ≈ HK$44,432/mo (50% DSR)
Upfront cash ≈ HK$4.87M (deposit + AVD stamp duty HK$286,769 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$23,256
−HK$1,257/mo
▼ 0.25% · 3.875%
HK$23,880
−HK$633/mo
Today · 4.125%
HK$24,513
baseline
▲ 0.50% · 4.625%
HK$25,805
+HK$1,292/mo
Deposit HK$4.58M · loan HK$4.58M · min. income ≈ HK$49,026/mo (50% DSR)
Upfront cash ≈ HK$4.87M (deposit + AVD stamp duty HK$286,769 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$22,995
−HK$1,442/mo
▼ 0.25% · 3.875%
HK$23,710
−HK$727/mo
Today · 4.125%
HK$24,437
baseline
▲ 0.50% · 4.625%
HK$25,924
+HK$1,487/mo
Deposit HK$4.13M · loan HK$5.04M · min. income ≈ HK$48,874/mo (50% DSR)
Upfront cash ≈ HK$4.41M (deposit + AVD stamp duty HK$286,769 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$25,582
−HK$1,382/mo
▼ 0.25% · 3.875%
HK$26,268
−HK$696/mo
Today · 4.125%
HK$26,964
baseline
▲ 0.50% · 4.625%
HK$28,385
+HK$1,421/mo
Deposit HK$4.13M · loan HK$5.04M · min. income ≈ HK$53,928/mo (50% DSR)
Upfront cash ≈ HK$4.41M (deposit + AVD stamp duty HK$286,769 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$25,086
−HK$1,573/mo
▼ 0.25% · 3.875%
HK$25,866
−HK$793/mo
Today · 4.125%
HK$26,659
baseline
▲ 0.50% · 4.625%
HK$28,281
+HK$1,622/mo
Deposit HK$3.67M · loan HK$5.50M · min. income ≈ HK$53,318/mo (50% DSR)
Upfront cash ≈ HK$3.95M (deposit + AVD stamp duty HK$286,769 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$27,907
−HK$1,508/mo
▼ 0.25% · 3.875%
HK$28,656
−HK$759/mo
Today · 4.125%
HK$29,415
baseline
▲ 0.50% · 4.625%
HK$30,966
+HK$1,551/mo
Deposit HK$3.67M · loan HK$5.50M · min. income ≈ HK$58,830/mo (50% DSR)
Upfront cash ≈ HK$3.95M (deposit + AVD stamp duty HK$286,769 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$27,176
−HK$1,704/mo
▼ 0.25% · 3.875%
HK$28,021
−HK$859/mo
Today · 4.125%
HK$28,880
baseline
▲ 0.50% · 4.625%
HK$30,638
+HK$1,758/mo
Deposit HK$3.21M · loan HK$5.96M · min. income ≈ HK$57,760/mo (50% DSR)
Upfront cash ≈ HK$3.50M (deposit + AVD stamp duty HK$286,769 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$30,233
−HK$1,634/mo
▼ 0.25% · 3.875%
HK$31,044
−HK$823/mo
Today · 4.125%
HK$31,867
baseline
▲ 0.50% · 4.625%
HK$33,546
+HK$1,679/mo
Deposit HK$3.21M · loan HK$5.96M · min. income ≈ HK$63,734/mo (50% DSR)
Upfront cash ≈ HK$3.50M (deposit + AVD stamp duty HK$286,769 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$29,267
−HK$1,835/mo
▼ 0.25% · 3.875%
HK$30,177
−HK$925/mo
Today · 4.125%
HK$31,102
baseline
▲ 0.50% · 4.625%
HK$32,994
+HK$1,892/mo
Deposit HK$2.75M · loan HK$6.42M · min. income ≈ HK$62,204/mo (50% DSR)
Upfront cash ≈ HK$3.04M (deposit + AVD stamp duty HK$286,769 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$32,559
−HK$1,759/mo
▼ 0.25% · 3.875%
HK$33,432
−HK$886/mo
Today · 4.125%
HK$34,318
baseline
▲ 0.50% · 4.625%
HK$36,127
+HK$1,809/mo
Deposit HK$2.75M · loan HK$6.42M · min. income ≈ HK$68,636/mo (50% DSR)
Upfront cash ≈ HK$3.04M (deposit + AVD stamp duty HK$286,769 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$31,357
−HK$1,966/mo
▼ 0.25% · 3.875%
HK$32,332
−HK$991/mo
Today · 4.125%
HK$33,323
baseline
▲ 0.50% · 4.625%
HK$35,351
+HK$2,028/mo
Deposit HK$2.29M · loan HK$6.88M · min. income ≈ HK$66,646/mo (50% DSR)
Upfront cash ≈ HK$2.58M (deposit + AVD stamp duty HK$286,769 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$34,884
−HK$1,885/mo
▼ 0.25% · 3.875%
HK$35,820
−HK$949/mo
Today · 4.125%
HK$36,769
baseline
▲ 0.50% · 4.625%
HK$38,707
+HK$1,938/mo
Deposit HK$2.29M · loan HK$6.88M · min. income ≈ HK$73,538/mo (50% DSR)
Upfront cash ≈ HK$2.58M (deposit + AVD stamp duty HK$286,769 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$33,447
−HK$2,098/mo
▼ 0.25% · 3.875%
HK$34,488
−HK$1,057/mo
Today · 4.125%
HK$35,545
baseline
▲ 0.50% · 4.625%
HK$37,708
+HK$2,163/mo
Deposit HK$1.83M · loan HK$7.33M · min. income ≈ HK$71,090/mo (50% DSR)
Upfront cash ≈ HK$2.12M (deposit + AVD stamp duty HK$286,769 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$37,210
−HK$2,010/mo
▼ 0.25% · 3.875%
HK$38,208
−HK$1,012/mo
Today · 4.125%
HK$39,220
baseline
▲ 0.50% · 4.625%
HK$41,288
+HK$2,068/mo
Deposit HK$1.83M · loan HK$7.33M · min. income ≈ HK$78,440/mo (50% DSR)
Upfront cash ≈ HK$2.12M (deposit + AVD stamp duty HK$286,769 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$35,538
−HK$2,228/mo
▼ 0.25% · 3.875%
HK$36,643
−HK$1,123/mo
Today · 4.125%
HK$37,766
baseline
▲ 0.50% · 4.625%
HK$40,064
+HK$2,298/mo
Deposit HK$1.38M · loan HK$7.79M · min. income ≈ HK$75,532/mo (50% DSR)
Upfront cash ≈ HK$1.66M (deposit + AVD stamp duty HK$286,769 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$39,536
−HK$2,136/mo
▼ 0.25% · 3.875%
HK$40,596
−HK$1,076/mo
Today · 4.125%
HK$41,672
baseline
▲ 0.50% · 4.625%
HK$43,868
+HK$2,196/mo
Deposit HK$1.38M · loan HK$7.79M · min. income ≈ HK$83,344/mo (50% DSR)
Upfront cash ≈ HK$1.66M (deposit + AVD stamp duty HK$286,769 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$37,628
−HK$2,360/mo
▼ 0.25% · 3.875%
HK$38,799
−HK$1,189/mo
Today · 4.125%
HK$39,988
baseline
▲ 0.50% · 4.625%
HK$42,421
+HK$2,433/mo
Deposit HK$917K · loan HK$8.25M · min. income ≈ HK$79,976/mo (50% DSR)
Upfront cash ≈ HK$1.20M (deposit + AVD stamp duty HK$286,769 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$41,861
−HK$2,262/mo
▼ 0.25% · 3.875%
HK$42,984
−HK$1,139/mo
Today · 4.125%
HK$44,123
baseline
▲ 0.50% · 4.625%
HK$46,449
+HK$2,326/mo
Deposit HK$917K · loan HK$8.25M · min. income ≈ HK$88,246/mo (50% DSR)
Upfront cash ≈ HK$1.20M (deposit + AVD stamp duty HK$286,769 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).