▼ 0.50% · 3.625%
HK$18,911
−HK$1,186/mo
▼ 0.25% · 3.875%
HK$19,500
−HK$597/mo
Today · 4.125%
HK$20,097
baseline
▲ 0.50% · 4.625%
HK$21,320
+HK$1,223/mo
Deposit HK$4.15M · loan HK$4.15M · min. income ≈ HK$40,194/mo (50% DSR)
Upfront cash ≈ HK$4.40M (deposit + AVD stamp duty HK$248,806 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$21,039
−HK$1,136/mo
▼ 0.25% · 3.875%
HK$21,603
−HK$572/mo
Today · 4.125%
HK$22,175
baseline
▲ 0.50% · 4.625%
HK$23,344
+HK$1,169/mo
Deposit HK$4.15M · loan HK$4.15M · min. income ≈ HK$44,350/mo (50% DSR)
Upfront cash ≈ HK$4.40M (deposit + AVD stamp duty HK$248,806 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$20,802
−HK$1,305/mo
▼ 0.25% · 3.875%
HK$21,450
−HK$657/mo
Today · 4.125%
HK$22,107
baseline
▲ 0.50% · 4.625%
HK$23,452
+HK$1,345/mo
Deposit HK$3.73M · loan HK$4.56M · min. income ≈ HK$44,214/mo (50% DSR)
Upfront cash ≈ HK$3.98M (deposit + AVD stamp duty HK$248,806 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$23,143
−HK$1,250/mo
▼ 0.25% · 3.875%
HK$23,763
−HK$630/mo
Today · 4.125%
HK$24,393
baseline
▲ 0.50% · 4.625%
HK$25,679
+HK$1,286/mo
Deposit HK$3.73M · loan HK$4.56M · min. income ≈ HK$48,786/mo (50% DSR)
Upfront cash ≈ HK$3.98M (deposit + AVD stamp duty HK$248,806 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$22,694
−HK$1,423/mo
▼ 0.25% · 3.875%
HK$23,400
−HK$717/mo
Today · 4.125%
HK$24,117
baseline
▲ 0.50% · 4.625%
HK$25,584
+HK$1,467/mo
Deposit HK$3.32M · loan HK$4.98M · min. income ≈ HK$48,234/mo (50% DSR)
Upfront cash ≈ HK$3.57M (deposit + AVD stamp duty HK$248,806 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$25,246
−HK$1,364/mo
▼ 0.25% · 3.875%
HK$25,924
−HK$686/mo
Today · 4.125%
HK$26,610
baseline
▲ 0.50% · 4.625%
HK$28,013
+HK$1,403/mo
Deposit HK$3.32M · loan HK$4.98M · min. income ≈ HK$53,220/mo (50% DSR)
Upfront cash ≈ HK$3.57M (deposit + AVD stamp duty HK$248,806 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$24,585
−HK$1,541/mo
▼ 0.25% · 3.875%
HK$25,349
−HK$777/mo
Today · 4.125%
HK$26,126
baseline
▲ 0.50% · 4.625%
HK$27,716
+HK$1,590/mo
Deposit HK$2.90M · loan HK$5.39M · min. income ≈ HK$52,252/mo (50% DSR)
Upfront cash ≈ HK$3.15M (deposit + AVD stamp duty HK$248,806 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$27,350
−HK$1,478/mo
▼ 0.25% · 3.875%
HK$28,084
−HK$744/mo
Today · 4.125%
HK$28,828
baseline
▲ 0.50% · 4.625%
HK$30,347
+HK$1,519/mo
Deposit HK$2.90M · loan HK$5.39M · min. income ≈ HK$57,656/mo (50% DSR)
Upfront cash ≈ HK$3.15M (deposit + AVD stamp duty HK$248,806 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$26,476
−HK$1,660/mo
▼ 0.25% · 3.875%
HK$27,299
−HK$837/mo
Today · 4.125%
HK$28,136
baseline
▲ 0.50% · 4.625%
HK$29,848
+HK$1,712/mo
Deposit HK$2.49M · loan HK$5.81M · min. income ≈ HK$56,272/mo (50% DSR)
Upfront cash ≈ HK$2.74M (deposit + AVD stamp duty HK$248,806 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$29,454
−HK$1,591/mo
▼ 0.25% · 3.875%
HK$30,244
−HK$801/mo
Today · 4.125%
HK$31,045
baseline
▲ 0.50% · 4.625%
HK$32,682
+HK$1,637/mo
Deposit HK$2.49M · loan HK$5.81M · min. income ≈ HK$62,090/mo (50% DSR)
Upfront cash ≈ HK$2.74M (deposit + AVD stamp duty HK$248,806 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$28,367
−HK$1,779/mo
▼ 0.25% · 3.875%
HK$29,249
−HK$897/mo
Today · 4.125%
HK$30,146
baseline
▲ 0.50% · 4.625%
HK$31,980
+HK$1,834/mo
Deposit HK$2.07M · loan HK$6.22M · min. income ≈ HK$60,292/mo (50% DSR)
Upfront cash ≈ HK$2.32M (deposit + AVD stamp duty HK$248,806 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$31,558
−HK$1,705/mo
▼ 0.25% · 3.875%
HK$32,404
−HK$859/mo
Today · 4.125%
HK$33,263
baseline
▲ 0.50% · 4.625%
HK$35,016
+HK$1,753/mo
Deposit HK$2.07M · loan HK$6.22M · min. income ≈ HK$66,526/mo (50% DSR)
Upfront cash ≈ HK$2.32M (deposit + AVD stamp duty HK$248,806 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$30,258
−HK$1,898/mo
▼ 0.25% · 3.875%
HK$31,199
−HK$957/mo
Today · 4.125%
HK$32,156
baseline
▲ 0.50% · 4.625%
HK$34,112
+HK$1,956/mo
Deposit HK$1.66M · loan HK$6.63M · min. income ≈ HK$64,312/mo (50% DSR)
Upfront cash ≈ HK$1.91M (deposit + AVD stamp duty HK$248,806 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$33,662
−HK$1,819/mo
▼ 0.25% · 3.875%
HK$34,565
−HK$916/mo
Today · 4.125%
HK$35,481
baseline
▲ 0.50% · 4.625%
HK$37,351
+HK$1,870/mo
Deposit HK$1.66M · loan HK$6.63M · min. income ≈ HK$70,962/mo (50% DSR)
Upfront cash ≈ HK$1.91M (deposit + AVD stamp duty HK$248,806 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$32,149
−HK$2,016/mo
▼ 0.25% · 3.875%
HK$33,149
−HK$1,016/mo
Today · 4.125%
HK$34,165
baseline
▲ 0.50% · 4.625%
HK$36,244
+HK$2,079/mo
Deposit HK$1.24M · loan HK$7.05M · min. income ≈ HK$68,330/mo (50% DSR)
Upfront cash ≈ HK$1.49M (deposit + AVD stamp duty HK$248,806 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$35,766
−HK$1,932/mo
▼ 0.25% · 3.875%
HK$36,725
−HK$973/mo
Today · 4.125%
HK$37,698
baseline
▲ 0.50% · 4.625%
HK$39,685
+HK$1,987/mo
Deposit HK$1.24M · loan HK$7.05M · min. income ≈ HK$75,396/mo (50% DSR)
Upfront cash ≈ HK$1.49M (deposit + AVD stamp duty HK$248,806 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$34,040
−HK$2,135/mo
▼ 0.25% · 3.875%
HK$35,099
−HK$1,076/mo
Today · 4.125%
HK$36,175
baseline
▲ 0.50% · 4.625%
HK$38,376
+HK$2,201/mo
Deposit HK$829K · loan HK$7.46M · min. income ≈ HK$72,350/mo (50% DSR)
Upfront cash ≈ HK$1.08M (deposit + AVD stamp duty HK$248,806 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$37,870
−HK$2,046/mo
▼ 0.25% · 3.875%
HK$38,885
−HK$1,031/mo
Today · 4.125%
HK$39,916
baseline
▲ 0.50% · 4.625%
HK$42,020
+HK$2,104/mo
Deposit HK$829K · loan HK$7.46M · min. income ≈ HK$79,832/mo (50% DSR)
Upfront cash ≈ HK$1.08M (deposit + AVD stamp duty HK$248,806 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).