▼ 0.50% · 3.625%
HK$22,407
−HK$1,405/mo
▼ 0.25% · 3.875%
HK$23,104
−HK$708/mo
Today · 4.125%
HK$23,812
baseline
▲ 0.50% · 4.625%
HK$25,261
+HK$1,449/mo
Deposit HK$4.91M · loan HK$4.91M · min. income ≈ HK$47,624/mo (50% DSR)
Upfront cash ≈ HK$5.27M (deposit + AVD stamp duty HK$352,644 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$24,927
−HK$1,347/mo
▼ 0.25% · 3.875%
HK$25,596
−HK$678/mo
Today · 4.125%
HK$26,274
baseline
▲ 0.50% · 4.625%
HK$27,659
+HK$1,385/mo
Deposit HK$4.91M · loan HK$4.91M · min. income ≈ HK$52,548/mo (50% DSR)
Upfront cash ≈ HK$5.27M (deposit + AVD stamp duty HK$352,644 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$24,647
−HK$1,546/mo
▼ 0.25% · 3.875%
HK$25,414
−HK$779/mo
Today · 4.125%
HK$26,193
baseline
▲ 0.50% · 4.625%
HK$27,787
+HK$1,594/mo
Deposit HK$4.42M · loan HK$5.40M · min. income ≈ HK$52,386/mo (50% DSR)
Upfront cash ≈ HK$4.77M (deposit + AVD stamp duty HK$352,644 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$27,420
−HK$1,481/mo
▼ 0.25% · 3.875%
HK$28,155
−HK$746/mo
Today · 4.125%
HK$28,901
baseline
▲ 0.50% · 4.625%
HK$30,425
+HK$1,524/mo
Deposit HK$4.42M · loan HK$5.40M · min. income ≈ HK$57,802/mo (50% DSR)
Upfront cash ≈ HK$4.77M (deposit + AVD stamp duty HK$352,644 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$26,888
−HK$1,686/mo
▼ 0.25% · 3.875%
HK$27,725
−HK$849/mo
Today · 4.125%
HK$28,574
baseline
▲ 0.50% · 4.625%
HK$30,313
+HK$1,739/mo
Deposit HK$3.93M · loan HK$5.90M · min. income ≈ HK$57,148/mo (50% DSR)
Upfront cash ≈ HK$4.28M (deposit + AVD stamp duty HK$352,644 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$29,913
−HK$1,616/mo
▼ 0.25% · 3.875%
HK$30,715
−HK$814/mo
Today · 4.125%
HK$31,529
baseline
▲ 0.50% · 4.625%
HK$33,191
+HK$1,662/mo
Deposit HK$3.93M · loan HK$5.90M · min. income ≈ HK$63,058/mo (50% DSR)
Upfront cash ≈ HK$4.28M (deposit + AVD stamp duty HK$352,644 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$29,129
−HK$1,826/mo
▼ 0.25% · 3.875%
HK$30,035
−HK$920/mo
Today · 4.125%
HK$30,955
baseline
▲ 0.50% · 4.625%
HK$32,839
+HK$1,884/mo
Deposit HK$3.44M · loan HK$6.39M · min. income ≈ HK$61,910/mo (50% DSR)
Upfront cash ≈ HK$3.79M (deposit + AVD stamp duty HK$352,644 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$32,406
−HK$1,750/mo
▼ 0.25% · 3.875%
HK$33,275
−HK$881/mo
Today · 4.125%
HK$34,156
baseline
▲ 0.50% · 4.625%
HK$35,957
+HK$1,801/mo
Deposit HK$3.44M · loan HK$6.39M · min. income ≈ HK$68,312/mo (50% DSR)
Upfront cash ≈ HK$3.79M (deposit + AVD stamp duty HK$352,644 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$31,370
−HK$1,967/mo
▼ 0.25% · 3.875%
HK$32,345
−HK$992/mo
Today · 4.125%
HK$33,337
baseline
▲ 0.50% · 4.625%
HK$35,365
+HK$2,028/mo
Deposit HK$2.95M · loan HK$6.88M · min. income ≈ HK$66,674/mo (50% DSR)
Upfront cash ≈ HK$3.30M (deposit + AVD stamp duty HK$352,644 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$34,898
−HK$1,886/mo
▼ 0.25% · 3.875%
HK$35,834
−HK$950/mo
Today · 4.125%
HK$36,784
baseline
▲ 0.50% · 4.625%
HK$38,723
+HK$1,939/mo
Deposit HK$2.95M · loan HK$6.88M · min. income ≈ HK$73,568/mo (50% DSR)
Upfront cash ≈ HK$3.30M (deposit + AVD stamp duty HK$352,644 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$33,610
−HK$2,108/mo
▼ 0.25% · 3.875%
HK$34,656
−HK$1,062/mo
Today · 4.125%
HK$35,718
baseline
▲ 0.50% · 4.625%
HK$37,891
+HK$2,173/mo
Deposit HK$2.46M · loan HK$7.37M · min. income ≈ HK$71,436/mo (50% DSR)
Upfront cash ≈ HK$2.81M (deposit + AVD stamp duty HK$352,644 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$37,391
−HK$2,020/mo
▼ 0.25% · 3.875%
HK$38,394
−HK$1,017/mo
Today · 4.125%
HK$39,411
baseline
▲ 0.50% · 4.625%
HK$41,489
+HK$2,078/mo
Deposit HK$2.46M · loan HK$7.37M · min. income ≈ HK$78,822/mo (50% DSR)
Upfront cash ≈ HK$2.81M (deposit + AVD stamp duty HK$352,644 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$35,851
−HK$2,248/mo
▼ 0.25% · 3.875%
HK$36,966
−HK$1,133/mo
Today · 4.125%
HK$38,099
baseline
▲ 0.50% · 4.625%
HK$40,417
+HK$2,318/mo
Deposit HK$1.97M · loan HK$7.86M · min. income ≈ HK$76,198/mo (50% DSR)
Upfront cash ≈ HK$2.32M (deposit + AVD stamp duty HK$352,644 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$39,884
−HK$2,155/mo
▼ 0.25% · 3.875%
HK$40,953
−HK$1,086/mo
Today · 4.125%
HK$42,039
baseline
▲ 0.50% · 4.625%
HK$44,254
+HK$2,215/mo
Deposit HK$1.97M · loan HK$7.86M · min. income ≈ HK$84,078/mo (50% DSR)
Upfront cash ≈ HK$2.32M (deposit + AVD stamp duty HK$352,644 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$38,092
−HK$2,388/mo
▼ 0.25% · 3.875%
HK$39,276
−HK$1,204/mo
Today · 4.125%
HK$40,480
baseline
▲ 0.50% · 4.625%
HK$42,943
+HK$2,463/mo
Deposit HK$1.47M · loan HK$8.35M · min. income ≈ HK$80,960/mo (50% DSR)
Upfront cash ≈ HK$1.83M (deposit + AVD stamp duty HK$352,644 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$42,376
−HK$2,290/mo
▼ 0.25% · 3.875%
HK$43,513
−HK$1,153/mo
Today · 4.125%
HK$44,666
baseline
▲ 0.50% · 4.625%
HK$47,020
+HK$2,354/mo
Deposit HK$1.47M · loan HK$8.35M · min. income ≈ HK$89,332/mo (50% DSR)
Upfront cash ≈ HK$1.83M (deposit + AVD stamp duty HK$352,644 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$40,332
−HK$2,529/mo
▼ 0.25% · 3.875%
HK$41,587
−HK$1,274/mo
Today · 4.125%
HK$42,861
baseline
▲ 0.50% · 4.625%
HK$45,469
+HK$2,608/mo
Deposit HK$983K · loan HK$8.84M · min. income ≈ HK$85,722/mo (50% DSR)
Upfront cash ≈ HK$1.34M (deposit + AVD stamp duty HK$352,644 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$44,869
−HK$2,424/mo
▼ 0.25% · 3.875%
HK$46,073
−HK$1,220/mo
Today · 4.125%
HK$47,293
baseline
▲ 0.50% · 4.625%
HK$49,786
+HK$2,493/mo
Deposit HK$983K · loan HK$8.84M · min. income ≈ HK$94,586/mo (50% DSR)
Upfront cash ≈ HK$1.34M (deposit + AVD stamp duty HK$352,644 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).