▼ 0.50% · 3.625%
HK$18,905
−HK$1,185/mo
▼ 0.25% · 3.875%
HK$19,493
−HK$597/mo
Today · 4.125%
HK$20,090
baseline
▲ 0.50% · 4.625%
HK$21,313
+HK$1,223/mo
Deposit HK$4.15M · loan HK$4.15M · min. income ≈ HK$40,180/mo (50% DSR)
Upfront cash ≈ HK$4.39M (deposit + AVD stamp duty HK$248,722 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$21,032
−HK$1,136/mo
▼ 0.25% · 3.875%
HK$21,596
−HK$572/mo
Today · 4.125%
HK$22,168
baseline
▲ 0.50% · 4.625%
HK$23,336
+HK$1,168/mo
Deposit HK$4.15M · loan HK$4.15M · min. income ≈ HK$44,336/mo (50% DSR)
Upfront cash ≈ HK$4.39M (deposit + AVD stamp duty HK$248,722 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$20,795
−HK$1,305/mo
▼ 0.25% · 3.875%
HK$21,442
−HK$658/mo
Today · 4.125%
HK$22,100
baseline
▲ 0.50% · 4.625%
HK$23,444
+HK$1,344/mo
Deposit HK$3.73M · loan HK$4.56M · min. income ≈ HK$44,200/mo (50% DSR)
Upfront cash ≈ HK$3.98M (deposit + AVD stamp duty HK$248,722 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$23,135
−HK$1,250/mo
▼ 0.25% · 3.875%
HK$23,755
−HK$630/mo
Today · 4.125%
HK$24,385
baseline
▲ 0.50% · 4.625%
HK$25,670
+HK$1,285/mo
Deposit HK$3.73M · loan HK$4.56M · min. income ≈ HK$48,770/mo (50% DSR)
Upfront cash ≈ HK$3.98M (deposit + AVD stamp duty HK$248,722 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$22,686
−HK$1,423/mo
▼ 0.25% · 3.875%
HK$23,392
−HK$717/mo
Today · 4.125%
HK$24,109
baseline
▲ 0.50% · 4.625%
HK$25,576
+HK$1,467/mo
Deposit HK$3.32M · loan HK$4.97M · min. income ≈ HK$48,218/mo (50% DSR)
Upfront cash ≈ HK$3.57M (deposit + AVD stamp duty HK$248,722 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$25,238
−HK$1,363/mo
▼ 0.25% · 3.875%
HK$25,915
−HK$686/mo
Today · 4.125%
HK$26,601
baseline
▲ 0.50% · 4.625%
HK$28,004
+HK$1,403/mo
Deposit HK$3.32M · loan HK$4.97M · min. income ≈ HK$53,202/mo (50% DSR)
Upfront cash ≈ HK$3.57M (deposit + AVD stamp duty HK$248,722 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$24,576
−HK$1,542/mo
▼ 0.25% · 3.875%
HK$25,341
−HK$777/mo
Today · 4.125%
HK$26,118
baseline
▲ 0.50% · 4.625%
HK$27,707
+HK$1,589/mo
Deposit HK$2.90M · loan HK$5.39M · min. income ≈ HK$52,236/mo (50% DSR)
Upfront cash ≈ HK$3.15M (deposit + AVD stamp duty HK$248,722 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$27,341
−HK$1,477/mo
▼ 0.25% · 3.875%
HK$28,074
−HK$744/mo
Today · 4.125%
HK$28,818
baseline
▲ 0.50% · 4.625%
HK$30,337
+HK$1,519/mo
Deposit HK$2.90M · loan HK$5.39M · min. income ≈ HK$57,636/mo (50% DSR)
Upfront cash ≈ HK$3.15M (deposit + AVD stamp duty HK$248,722 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$26,467
−HK$1,660/mo
▼ 0.25% · 3.875%
HK$27,290
−HK$837/mo
Today · 4.125%
HK$28,127
baseline
▲ 0.50% · 4.625%
HK$29,838
+HK$1,711/mo
Deposit HK$2.49M · loan HK$5.80M · min. income ≈ HK$56,254/mo (50% DSR)
Upfront cash ≈ HK$2.74M (deposit + AVD stamp duty HK$248,722 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$29,444
−HK$1,591/mo
▼ 0.25% · 3.875%
HK$30,234
−HK$801/mo
Today · 4.125%
HK$31,035
baseline
▲ 0.50% · 4.625%
HK$32,671
+HK$1,636/mo
Deposit HK$2.49M · loan HK$5.80M · min. income ≈ HK$62,070/mo (50% DSR)
Upfront cash ≈ HK$2.74M (deposit + AVD stamp duty HK$248,722 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$28,357
−HK$1,779/mo
▼ 0.25% · 3.875%
HK$29,240
−HK$896/mo
Today · 4.125%
HK$30,136
baseline
▲ 0.50% · 4.625%
HK$31,969
+HK$1,833/mo
Deposit HK$2.07M · loan HK$6.22M · min. income ≈ HK$60,272/mo (50% DSR)
Upfront cash ≈ HK$2.32M (deposit + AVD stamp duty HK$248,722 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$31,547
−HK$1,705/mo
▼ 0.25% · 3.875%
HK$32,393
−HK$859/mo
Today · 4.125%
HK$33,252
baseline
▲ 0.50% · 4.625%
HK$35,005
+HK$1,753/mo
Deposit HK$2.07M · loan HK$6.22M · min. income ≈ HK$66,504/mo (50% DSR)
Upfront cash ≈ HK$2.32M (deposit + AVD stamp duty HK$248,722 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$30,248
−HK$1,897/mo
▼ 0.25% · 3.875%
HK$31,189
−HK$956/mo
Today · 4.125%
HK$32,145
baseline
▲ 0.50% · 4.625%
HK$34,101
+HK$1,956/mo
Deposit HK$1.66M · loan HK$6.63M · min. income ≈ HK$64,290/mo (50% DSR)
Upfront cash ≈ HK$1.91M (deposit + AVD stamp duty HK$248,722 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$33,651
−HK$1,818/mo
▼ 0.25% · 3.875%
HK$34,553
−HK$916/mo
Today · 4.125%
HK$35,469
baseline
▲ 0.50% · 4.625%
HK$37,338
+HK$1,869/mo
Deposit HK$1.66M · loan HK$6.63M · min. income ≈ HK$70,938/mo (50% DSR)
Upfront cash ≈ HK$1.91M (deposit + AVD stamp duty HK$248,722 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$32,138
−HK$2,016/mo
▼ 0.25% · 3.875%
HK$33,138
−HK$1,016/mo
Today · 4.125%
HK$34,154
baseline
▲ 0.50% · 4.625%
HK$36,232
+HK$2,078/mo
Deposit HK$1.24M · loan HK$7.05M · min. income ≈ HK$68,308/mo (50% DSR)
Upfront cash ≈ HK$1.49M (deposit + AVD stamp duty HK$248,722 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$35,754
−HK$1,931/mo
▼ 0.25% · 3.875%
HK$36,713
−HK$972/mo
Today · 4.125%
HK$37,685
baseline
▲ 0.50% · 4.625%
HK$39,672
+HK$1,987/mo
Deposit HK$1.24M · loan HK$7.05M · min. income ≈ HK$75,370/mo (50% DSR)
Upfront cash ≈ HK$1.49M (deposit + AVD stamp duty HK$248,722 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$34,029
−HK$2,134/mo
▼ 0.25% · 3.875%
HK$35,087
−HK$1,076/mo
Today · 4.125%
HK$36,163
baseline
▲ 0.50% · 4.625%
HK$38,363
+HK$2,200/mo
Deposit HK$829K · loan HK$7.46M · min. income ≈ HK$72,326/mo (50% DSR)
Upfront cash ≈ HK$1.08M (deposit + AVD stamp duty HK$248,722 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$37,857
−HK$2,045/mo
▼ 0.25% · 3.875%
HK$38,872
−HK$1,030/mo
Today · 4.125%
HK$39,902
baseline
▲ 0.50% · 4.625%
HK$42,005
+HK$2,103/mo
Deposit HK$829K · loan HK$7.46M · min. income ≈ HK$79,804/mo (50% DSR)
Upfront cash ≈ HK$1.08M (deposit + AVD stamp duty HK$248,722 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).