▼ 0.50% · 3.625%
HK$17,391
−HK$1,090/mo
▼ 0.25% · 3.875%
HK$17,932
−HK$549/mo
Today · 4.125%
HK$18,481
baseline
▲ 0.50% · 4.625%
HK$19,606
+HK$1,125/mo
Deposit HK$3.81M · loan HK$3.81M · min. income ≈ HK$36,962/mo (50% DSR)
Upfront cash ≈ HK$4.04M (deposit + AVD stamp duty HK$228,802 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$19,347
−HK$1,045/mo
▼ 0.25% · 3.875%
HK$19,866
−HK$526/mo
Today · 4.125%
HK$20,392
baseline
▲ 0.50% · 4.625%
HK$21,467
+HK$1,075/mo
Deposit HK$3.81M · loan HK$3.81M · min. income ≈ HK$40,784/mo (50% DSR)
Upfront cash ≈ HK$4.04M (deposit + AVD stamp duty HK$228,802 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$19,130
−HK$1,200/mo
▼ 0.25% · 3.875%
HK$19,725
−HK$605/mo
Today · 4.125%
HK$20,330
baseline
▲ 0.50% · 4.625%
HK$21,567
+HK$1,237/mo
Deposit HK$3.43M · loan HK$4.19M · min. income ≈ HK$40,660/mo (50% DSR)
Upfront cash ≈ HK$3.66M (deposit + AVD stamp duty HK$228,802 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$21,282
−HK$1,150/mo
▼ 0.25% · 3.875%
HK$21,853
−HK$579/mo
Today · 4.125%
HK$22,432
baseline
▲ 0.50% · 4.625%
HK$23,614
+HK$1,182/mo
Deposit HK$3.43M · loan HK$4.19M · min. income ≈ HK$44,864/mo (50% DSR)
Upfront cash ≈ HK$3.66M (deposit + AVD stamp duty HK$228,802 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$20,869
−HK$1,309/mo
▼ 0.25% · 3.875%
HK$21,518
−HK$660/mo
Today · 4.125%
HK$22,178
baseline
▲ 0.50% · 4.625%
HK$23,527
+HK$1,349/mo
Deposit HK$3.05M · loan HK$4.58M · min. income ≈ HK$44,356/mo (50% DSR)
Upfront cash ≈ HK$3.28M (deposit + AVD stamp duty HK$228,802 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$23,217
−HK$1,254/mo
▼ 0.25% · 3.875%
HK$23,839
−HK$632/mo
Today · 4.125%
HK$24,471
baseline
▲ 0.50% · 4.625%
HK$25,761
+HK$1,290/mo
Deposit HK$3.05M · loan HK$4.58M · min. income ≈ HK$48,942/mo (50% DSR)
Upfront cash ≈ HK$3.28M (deposit + AVD stamp duty HK$228,802 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$22,608
−HK$1,418/mo
▼ 0.25% · 3.875%
HK$23,311
−HK$715/mo
Today · 4.125%
HK$24,026
baseline
▲ 0.50% · 4.625%
HK$25,488
+HK$1,462/mo
Deposit HK$2.67M · loan HK$4.96M · min. income ≈ HK$48,052/mo (50% DSR)
Upfront cash ≈ HK$2.90M (deposit + AVD stamp duty HK$228,802 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$25,151
−HK$1,359/mo
▼ 0.25% · 3.875%
HK$25,826
−HK$684/mo
Today · 4.125%
HK$26,510
baseline
▲ 0.50% · 4.625%
HK$27,908
+HK$1,398/mo
Deposit HK$2.67M · loan HK$4.96M · min. income ≈ HK$53,020/mo (50% DSR)
Upfront cash ≈ HK$2.90M (deposit + AVD stamp duty HK$228,802 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$24,347
−HK$1,527/mo
▼ 0.25% · 3.875%
HK$25,105
−HK$769/mo
Today · 4.125%
HK$25,874
baseline
▲ 0.50% · 4.625%
HK$27,448
+HK$1,574/mo
Deposit HK$2.29M · loan HK$5.34M · min. income ≈ HK$51,748/mo (50% DSR)
Upfront cash ≈ HK$2.52M (deposit + AVD stamp duty HK$228,802 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$27,086
−HK$1,463/mo
▼ 0.25% · 3.875%
HK$27,812
−HK$737/mo
Today · 4.125%
HK$28,549
baseline
▲ 0.50% · 4.625%
HK$30,054
+HK$1,505/mo
Deposit HK$2.29M · loan HK$5.34M · min. income ≈ HK$57,098/mo (50% DSR)
Upfront cash ≈ HK$2.52M (deposit + AVD stamp duty HK$228,802 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$26,086
−HK$1,636/mo
▼ 0.25% · 3.875%
HK$26,898
−HK$824/mo
Today · 4.125%
HK$27,722
baseline
▲ 0.50% · 4.625%
HK$29,409
+HK$1,687/mo
Deposit HK$1.91M · loan HK$5.72M · min. income ≈ HK$55,444/mo (50% DSR)
Upfront cash ≈ HK$2.14M (deposit + AVD stamp duty HK$228,802 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$29,021
−HK$1,568/mo
▼ 0.25% · 3.875%
HK$29,799
−HK$790/mo
Today · 4.125%
HK$30,589
baseline
▲ 0.50% · 4.625%
HK$32,201
+HK$1,612/mo
Deposit HK$1.91M · loan HK$5.72M · min. income ≈ HK$61,178/mo (50% DSR)
Upfront cash ≈ HK$2.14M (deposit + AVD stamp duty HK$228,802 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$27,825
−HK$1,745/mo
▼ 0.25% · 3.875%
HK$28,691
−HK$879/mo
Today · 4.125%
HK$29,570
baseline
▲ 0.50% · 4.625%
HK$31,370
+HK$1,800/mo
Deposit HK$1.53M · loan HK$6.10M · min. income ≈ HK$59,140/mo (50% DSR)
Upfront cash ≈ HK$1.75M (deposit + AVD stamp duty HK$228,802 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$30,955
−HK$1,673/mo
▼ 0.25% · 3.875%
HK$31,786
−HK$842/mo
Today · 4.125%
HK$32,628
baseline
▲ 0.50% · 4.625%
HK$34,348
+HK$1,720/mo
Deposit HK$1.53M · loan HK$6.10M · min. income ≈ HK$65,256/mo (50% DSR)
Upfront cash ≈ HK$1.75M (deposit + AVD stamp duty HK$228,802 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$29,565
−HK$1,853/mo
▼ 0.25% · 3.875%
HK$30,484
−HK$934/mo
Today · 4.125%
HK$31,418
baseline
▲ 0.50% · 4.625%
HK$33,330
+HK$1,912/mo
Deposit HK$1.14M · loan HK$6.48M · min. income ≈ HK$62,836/mo (50% DSR)
Upfront cash ≈ HK$1.37M (deposit + AVD stamp duty HK$228,802 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$32,890
−HK$1,777/mo
▼ 0.25% · 3.875%
HK$33,772
−HK$895/mo
Today · 4.125%
HK$34,667
baseline
▲ 0.50% · 4.625%
HK$36,495
+HK$1,828/mo
Deposit HK$1.14M · loan HK$6.48M · min. income ≈ HK$69,334/mo (50% DSR)
Upfront cash ≈ HK$1.37M (deposit + AVD stamp duty HK$228,802 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$31,304
−HK$1,963/mo
▼ 0.25% · 3.875%
HK$32,277
−HK$990/mo
Today · 4.125%
HK$33,267
baseline
▲ 0.50% · 4.625%
HK$35,291
+HK$2,024/mo
Deposit HK$763K · loan HK$6.86M · min. income ≈ HK$66,534/mo (50% DSR)
Upfront cash ≈ HK$991K (deposit + AVD stamp duty HK$228,802 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$34,825
−HK$1,881/mo
▼ 0.25% · 3.875%
HK$35,759
−HK$947/mo
Today · 4.125%
HK$36,706
baseline
▲ 0.50% · 4.625%
HK$38,641
+HK$1,935/mo
Deposit HK$763K · loan HK$6.86M · min. income ≈ HK$73,412/mo (50% DSR)
Upfront cash ≈ HK$991K (deposit + AVD stamp duty HK$228,802 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).