▼ 0.50% · 3.625%
HK$18,718
−HK$1,174/mo
▼ 0.25% · 3.875%
HK$19,300
−HK$592/mo
Today · 4.125%
HK$19,892
baseline
▲ 0.50% · 4.625%
HK$21,102
+HK$1,210/mo
Deposit HK$4.10M · loan HK$4.10M · min. income ≈ HK$39,784/mo (50% DSR)
Upfront cash ≈ HK$4.35M (deposit + AVD stamp duty HK$246,264 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$20,824
−HK$1,125/mo
▼ 0.25% · 3.875%
HK$21,382
−HK$567/mo
Today · 4.125%
HK$21,949
baseline
▲ 0.50% · 4.625%
HK$23,106
+HK$1,157/mo
Deposit HK$4.10M · loan HK$4.10M · min. income ≈ HK$43,898/mo (50% DSR)
Upfront cash ≈ HK$4.35M (deposit + AVD stamp duty HK$246,264 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$20,590
−HK$1,291/mo
▼ 0.25% · 3.875%
HK$21,230
−HK$651/mo
Today · 4.125%
HK$21,881
baseline
▲ 0.50% · 4.625%
HK$23,213
+HK$1,332/mo
Deposit HK$3.69M · loan HK$4.51M · min. income ≈ HK$43,762/mo (50% DSR)
Upfront cash ≈ HK$3.94M (deposit + AVD stamp duty HK$246,264 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$22,906
−HK$1,238/mo
▼ 0.25% · 3.875%
HK$23,520
−HK$624/mo
Today · 4.125%
HK$24,144
baseline
▲ 0.50% · 4.625%
HK$25,416
+HK$1,272/mo
Deposit HK$3.69M · loan HK$4.51M · min. income ≈ HK$48,288/mo (50% DSR)
Upfront cash ≈ HK$3.94M (deposit + AVD stamp duty HK$246,264 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$22,462
−HK$1,408/mo
▼ 0.25% · 3.875%
HK$23,160
−HK$710/mo
Today · 4.125%
HK$23,870
baseline
▲ 0.50% · 4.625%
HK$25,323
+HK$1,453/mo
Deposit HK$3.28M · loan HK$4.93M · min. income ≈ HK$47,740/mo (50% DSR)
Upfront cash ≈ HK$3.53M (deposit + AVD stamp duty HK$246,264 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$24,988
−HK$1,351/mo
▼ 0.25% · 3.875%
HK$25,659
−HK$680/mo
Today · 4.125%
HK$26,339
baseline
▲ 0.50% · 4.625%
HK$27,727
+HK$1,388/mo
Deposit HK$3.28M · loan HK$4.93M · min. income ≈ HK$52,678/mo (50% DSR)
Upfront cash ≈ HK$3.53M (deposit + AVD stamp duty HK$246,264 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$24,334
−HK$1,525/mo
▼ 0.25% · 3.875%
HK$25,090
−HK$769/mo
Today · 4.125%
HK$25,859
baseline
▲ 0.50% · 4.625%
HK$27,433
+HK$1,574/mo
Deposit HK$2.87M · loan HK$5.34M · min. income ≈ HK$51,718/mo (50% DSR)
Upfront cash ≈ HK$3.12M (deposit + AVD stamp duty HK$246,264 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$27,071
−HK$1,462/mo
▼ 0.25% · 3.875%
HK$27,797
−HK$736/mo
Today · 4.125%
HK$28,533
baseline
▲ 0.50% · 4.625%
HK$30,037
+HK$1,504/mo
Deposit HK$2.87M · loan HK$5.34M · min. income ≈ HK$57,066/mo (50% DSR)
Upfront cash ≈ HK$3.12M (deposit + AVD stamp duty HK$246,264 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$26,205
−HK$1,644/mo
▼ 0.25% · 3.875%
HK$27,020
−HK$829/mo
Today · 4.125%
HK$27,849
baseline
▲ 0.50% · 4.625%
HK$29,543
+HK$1,694/mo
Deposit HK$2.46M · loan HK$5.75M · min. income ≈ HK$55,698/mo (50% DSR)
Upfront cash ≈ HK$2.71M (deposit + AVD stamp duty HK$246,264 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$29,153
−HK$1,575/mo
▼ 0.25% · 3.875%
HK$29,935
−HK$793/mo
Today · 4.125%
HK$30,728
baseline
▲ 0.50% · 4.625%
HK$32,348
+HK$1,620/mo
Deposit HK$2.46M · loan HK$5.75M · min. income ≈ HK$61,456/mo (50% DSR)
Upfront cash ≈ HK$2.71M (deposit + AVD stamp duty HK$246,264 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$28,077
−HK$1,761/mo
▼ 0.25% · 3.875%
HK$28,951
−HK$887/mo
Today · 4.125%
HK$29,838
baseline
▲ 0.50% · 4.625%
HK$31,653
+HK$1,815/mo
Deposit HK$2.05M · loan HK$6.16M · min. income ≈ HK$59,676/mo (50% DSR)
Upfront cash ≈ HK$2.30M (deposit + AVD stamp duty HK$246,264 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$31,236
−HK$1,687/mo
▼ 0.25% · 3.875%
HK$32,073
−HK$850/mo
Today · 4.125%
HK$32,923
baseline
▲ 0.50% · 4.625%
HK$34,659
+HK$1,736/mo
Deposit HK$2.05M · loan HK$6.16M · min. income ≈ HK$65,846/mo (50% DSR)
Upfront cash ≈ HK$2.30M (deposit + AVD stamp duty HK$246,264 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$29,949
−HK$1,878/mo
▼ 0.25% · 3.875%
HK$30,881
−HK$946/mo
Today · 4.125%
HK$31,827
baseline
▲ 0.50% · 4.625%
HK$33,764
+HK$1,937/mo
Deposit HK$1.64M · loan HK$6.57M · min. income ≈ HK$63,654/mo (50% DSR)
Upfront cash ≈ HK$1.89M (deposit + AVD stamp duty HK$246,264 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$33,318
−HK$1,800/mo
▼ 0.25% · 3.875%
HK$34,212
−HK$906/mo
Today · 4.125%
HK$35,118
baseline
▲ 0.50% · 4.625%
HK$36,969
+HK$1,851/mo
Deposit HK$1.64M · loan HK$6.57M · min. income ≈ HK$70,236/mo (50% DSR)
Upfront cash ≈ HK$1.89M (deposit + AVD stamp duty HK$246,264 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$31,821
−HK$1,995/mo
▼ 0.25% · 3.875%
HK$32,811
−HK$1,005/mo
Today · 4.125%
HK$33,816
baseline
▲ 0.50% · 4.625%
HK$35,874
+HK$2,058/mo
Deposit HK$1.23M · loan HK$6.98M · min. income ≈ HK$67,632/mo (50% DSR)
Upfront cash ≈ HK$1.48M (deposit + AVD stamp duty HK$246,264 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$35,400
−HK$1,913/mo
▼ 0.25% · 3.875%
HK$36,350
−HK$963/mo
Today · 4.125%
HK$37,313
baseline
▲ 0.50% · 4.625%
HK$39,280
+HK$1,967/mo
Deposit HK$1.23M · loan HK$6.98M · min. income ≈ HK$74,626/mo (50% DSR)
Upfront cash ≈ HK$1.48M (deposit + AVD stamp duty HK$246,264 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$33,693
−HK$2,112/mo
▼ 0.25% · 3.875%
HK$34,741
−HK$1,064/mo
Today · 4.125%
HK$35,805
baseline
▲ 0.50% · 4.625%
HK$37,984
+HK$2,179/mo
Deposit HK$821K · loan HK$7.39M · min. income ≈ HK$71,610/mo (50% DSR)
Upfront cash ≈ HK$1.07M (deposit + AVD stamp duty HK$246,264 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$37,483
−HK$2,025/mo
▼ 0.25% · 3.875%
HK$38,488
−HK$1,020/mo
Today · 4.125%
HK$39,508
baseline
▲ 0.50% · 4.625%
HK$41,590
+HK$2,082/mo
Deposit HK$821K · loan HK$7.39M · min. income ≈ HK$79,016/mo (50% DSR)
Upfront cash ≈ HK$1.07M (deposit + AVD stamp duty HK$246,264 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).