▼ 0.50% · 3.625%
HK$19,471
−HK$1,221/mo
▼ 0.25% · 3.875%
HK$20,077
−HK$615/mo
Today · 4.125%
HK$20,692
baseline
▲ 0.50% · 4.625%
HK$21,951
+HK$1,259/mo
Deposit HK$4.27M · loan HK$4.27M · min. income ≈ HK$41,384/mo (50% DSR)
Upfront cash ≈ HK$4.53M (deposit + AVD stamp duty HK$256,171 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$21,661
−HK$1,171/mo
▼ 0.25% · 3.875%
HK$22,242
−HK$590/mo
Today · 4.125%
HK$22,832
baseline
▲ 0.50% · 4.625%
HK$24,035
+HK$1,203/mo
Deposit HK$4.27M · loan HK$4.27M · min. income ≈ HK$45,664/mo (50% DSR)
Upfront cash ≈ HK$4.53M (deposit + AVD stamp duty HK$256,171 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$21,418
−HK$1,343/mo
▼ 0.25% · 3.875%
HK$22,084
−HK$677/mo
Today · 4.125%
HK$22,761
baseline
▲ 0.50% · 4.625%
HK$24,146
+HK$1,385/mo
Deposit HK$3.84M · loan HK$4.70M · min. income ≈ HK$45,522/mo (50% DSR)
Upfront cash ≈ HK$4.10M (deposit + AVD stamp duty HK$256,171 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$23,828
−HK$1,287/mo
▼ 0.25% · 3.875%
HK$24,467
−HK$648/mo
Today · 4.125%
HK$25,115
baseline
▲ 0.50% · 4.625%
HK$26,439
+HK$1,324/mo
Deposit HK$3.84M · loan HK$4.70M · min. income ≈ HK$50,230/mo (50% DSR)
Upfront cash ≈ HK$4.10M (deposit + AVD stamp duty HK$256,171 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$23,365
−HK$1,466/mo
▼ 0.25% · 3.875%
HK$24,092
−HK$739/mo
Today · 4.125%
HK$24,831
baseline
▲ 0.50% · 4.625%
HK$26,341
+HK$1,510/mo
Deposit HK$3.42M · loan HK$5.12M · min. income ≈ HK$49,662/mo (50% DSR)
Upfront cash ≈ HK$3.67M (deposit + AVD stamp duty HK$256,171 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$25,994
−HK$1,404/mo
▼ 0.25% · 3.875%
HK$26,691
−HK$707/mo
Today · 4.125%
HK$27,398
baseline
▲ 0.50% · 4.625%
HK$28,842
+HK$1,444/mo
Deposit HK$3.42M · loan HK$5.12M · min. income ≈ HK$54,796/mo (50% DSR)
Upfront cash ≈ HK$3.67M (deposit + AVD stamp duty HK$256,171 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$25,312
−HK$1,588/mo
▼ 0.25% · 3.875%
HK$26,100
−HK$800/mo
Today · 4.125%
HK$26,900
baseline
▲ 0.50% · 4.625%
HK$28,537
+HK$1,637/mo
Deposit HK$2.99M · loan HK$5.55M · min. income ≈ HK$53,800/mo (50% DSR)
Upfront cash ≈ HK$3.24M (deposit + AVD stamp duty HK$256,171 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$28,160
−HK$1,521/mo
▼ 0.25% · 3.875%
HK$28,915
−HK$766/mo
Today · 4.125%
HK$29,681
baseline
▲ 0.50% · 4.625%
HK$31,246
+HK$1,565/mo
Deposit HK$2.99M · loan HK$5.55M · min. income ≈ HK$59,362/mo (50% DSR)
Upfront cash ≈ HK$3.24M (deposit + AVD stamp duty HK$256,171 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$27,260
−HK$1,709/mo
▼ 0.25% · 3.875%
HK$28,108
−HK$861/mo
Today · 4.125%
HK$28,969
baseline
▲ 0.50% · 4.625%
HK$30,732
+HK$1,763/mo
Deposit HK$2.56M · loan HK$5.98M · min. income ≈ HK$57,938/mo (50% DSR)
Upfront cash ≈ HK$2.82M (deposit + AVD stamp duty HK$256,171 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$30,326
−HK$1,638/mo
▼ 0.25% · 3.875%
HK$31,139
−HK$825/mo
Today · 4.125%
HK$31,964
baseline
▲ 0.50% · 4.625%
HK$33,649
+HK$1,685/mo
Deposit HK$2.56M · loan HK$5.98M · min. income ≈ HK$63,928/mo (50% DSR)
Upfront cash ≈ HK$2.82M (deposit + AVD stamp duty HK$256,171 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$29,207
−HK$1,831/mo
▼ 0.25% · 3.875%
HK$30,115
−HK$923/mo
Today · 4.125%
HK$31,038
baseline
▲ 0.50% · 4.625%
HK$32,927
+HK$1,889/mo
Deposit HK$2.13M · loan HK$6.40M · min. income ≈ HK$62,076/mo (50% DSR)
Upfront cash ≈ HK$2.39M (deposit + AVD stamp duty HK$256,171 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$32,492
−HK$1,756/mo
▼ 0.25% · 3.875%
HK$33,364
−HK$884/mo
Today · 4.125%
HK$34,248
baseline
▲ 0.50% · 4.625%
HK$36,053
+HK$1,805/mo
Deposit HK$2.13M · loan HK$6.40M · min. income ≈ HK$68,496/mo (50% DSR)
Upfront cash ≈ HK$2.39M (deposit + AVD stamp duty HK$256,171 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$31,154
−HK$1,953/mo
▼ 0.25% · 3.875%
HK$32,123
−HK$984/mo
Today · 4.125%
HK$33,107
baseline
▲ 0.50% · 4.625%
HK$35,122
+HK$2,015/mo
Deposit HK$1.71M · loan HK$6.83M · min. income ≈ HK$66,214/mo (50% DSR)
Upfront cash ≈ HK$1.96M (deposit + AVD stamp duty HK$256,171 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$34,658
−HK$1,873/mo
▼ 0.25% · 3.875%
HK$35,588
−HK$943/mo
Today · 4.125%
HK$36,531
baseline
▲ 0.50% · 4.625%
HK$38,456
+HK$1,925/mo
Deposit HK$1.71M · loan HK$6.83M · min. income ≈ HK$73,062/mo (50% DSR)
Upfront cash ≈ HK$1.96M (deposit + AVD stamp duty HK$256,171 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$33,101
−HK$2,076/mo
▼ 0.25% · 3.875%
HK$34,131
−HK$1,046/mo
Today · 4.125%
HK$35,177
baseline
▲ 0.50% · 4.625%
HK$37,317
+HK$2,140/mo
Deposit HK$1.28M · loan HK$7.26M · min. income ≈ HK$70,354/mo (50% DSR)
Upfront cash ≈ HK$1.54M (deposit + AVD stamp duty HK$256,171 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$36,824
−HK$1,990/mo
▼ 0.25% · 3.875%
HK$37,812
−HK$1,002/mo
Today · 4.125%
HK$38,814
baseline
▲ 0.50% · 4.625%
HK$40,860
+HK$2,046/mo
Deposit HK$1.28M · loan HK$7.26M · min. income ≈ HK$77,628/mo (50% DSR)
Upfront cash ≈ HK$1.54M (deposit + AVD stamp duty HK$256,171 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$35,048
−HK$2,198/mo
▼ 0.25% · 3.875%
HK$36,138
−HK$1,108/mo
Today · 4.125%
HK$37,246
baseline
▲ 0.50% · 4.625%
HK$39,512
+HK$2,266/mo
Deposit HK$854K · loan HK$7.69M · min. income ≈ HK$74,492/mo (50% DSR)
Upfront cash ≈ HK$1.11M (deposit + AVD stamp duty HK$256,171 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$38,991
−HK$2,106/mo
▼ 0.25% · 3.875%
HK$40,036
−HK$1,061/mo
Today · 4.125%
HK$41,097
baseline
▲ 0.50% · 4.625%
HK$43,263
+HK$2,166/mo
Deposit HK$854K · loan HK$7.69M · min. income ≈ HK$82,194/mo (50% DSR)
Upfront cash ≈ HK$1.11M (deposit + AVD stamp duty HK$256,171 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).