▼ 0.50% · 3.625%
HK$17,721
−HK$1,112/mo
▼ 0.25% · 3.875%
HK$18,272
−HK$561/mo
Today · 4.125%
HK$18,833
baseline
▲ 0.50% · 4.625%
HK$19,978
+HK$1,145/mo
Deposit HK$3.89M · loan HK$3.89M · min. income ≈ HK$37,666/mo (50% DSR)
Upfront cash ≈ HK$4.12M (deposit + AVD stamp duty HK$233,149 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$19,715
−HK$1,065/mo
▼ 0.25% · 3.875%
HK$20,243
−HK$537/mo
Today · 4.125%
HK$20,780
baseline
▲ 0.50% · 4.625%
HK$21,875
+HK$1,095/mo
Deposit HK$3.89M · loan HK$3.89M · min. income ≈ HK$41,560/mo (50% DSR)
Upfront cash ≈ HK$4.12M (deposit + AVD stamp duty HK$233,149 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$19,493
−HK$1,223/mo
▼ 0.25% · 3.875%
HK$20,100
−HK$616/mo
Today · 4.125%
HK$20,716
baseline
▲ 0.50% · 4.625%
HK$21,976
+HK$1,260/mo
Deposit HK$3.50M · loan HK$4.27M · min. income ≈ HK$41,432/mo (50% DSR)
Upfront cash ≈ HK$3.73M (deposit + AVD stamp duty HK$233,149 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$21,686
−HK$1,172/mo
▼ 0.25% · 3.875%
HK$22,268
−HK$590/mo
Today · 4.125%
HK$22,858
baseline
▲ 0.50% · 4.625%
HK$24,063
+HK$1,205/mo
Deposit HK$3.50M · loan HK$4.27M · min. income ≈ HK$45,716/mo (50% DSR)
Upfront cash ≈ HK$3.73M (deposit + AVD stamp duty HK$233,149 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$21,266
−HK$1,333/mo
▼ 0.25% · 3.875%
HK$21,927
−HK$672/mo
Today · 4.125%
HK$22,599
baseline
▲ 0.50% · 4.625%
HK$23,974
+HK$1,375/mo
Deposit HK$3.11M · loan HK$4.66M · min. income ≈ HK$45,198/mo (50% DSR)
Upfront cash ≈ HK$3.34M (deposit + AVD stamp duty HK$233,149 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$23,658
−HK$1,278/mo
▼ 0.25% · 3.875%
HK$24,292
−HK$644/mo
Today · 4.125%
HK$24,936
baseline
▲ 0.50% · 4.625%
HK$26,250
+HK$1,314/mo
Deposit HK$3.11M · loan HK$4.66M · min. income ≈ HK$49,872/mo (50% DSR)
Upfront cash ≈ HK$3.34M (deposit + AVD stamp duty HK$233,149 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$23,038
−HK$1,444/mo
▼ 0.25% · 3.875%
HK$23,754
−HK$728/mo
Today · 4.125%
HK$24,482
baseline
▲ 0.50% · 4.625%
HK$25,972
+HK$1,490/mo
Deposit HK$2.72M · loan HK$5.05M · min. income ≈ HK$48,964/mo (50% DSR)
Upfront cash ≈ HK$2.95M (deposit + AVD stamp duty HK$233,149 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$25,629
−HK$1,385/mo
▼ 0.25% · 3.875%
HK$26,316
−HK$698/mo
Today · 4.125%
HK$27,014
baseline
▲ 0.50% · 4.625%
HK$28,438
+HK$1,424/mo
Deposit HK$2.72M · loan HK$5.05M · min. income ≈ HK$54,028/mo (50% DSR)
Upfront cash ≈ HK$2.95M (deposit + AVD stamp duty HK$233,149 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$24,810
−HK$1,556/mo
▼ 0.25% · 3.875%
HK$25,581
−HK$785/mo
Today · 4.125%
HK$26,366
baseline
▲ 0.50% · 4.625%
HK$27,970
+HK$1,604/mo
Deposit HK$2.33M · loan HK$5.44M · min. income ≈ HK$52,732/mo (50% DSR)
Upfront cash ≈ HK$2.56M (deposit + AVD stamp duty HK$233,149 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$27,601
−HK$1,491/mo
▼ 0.25% · 3.875%
HK$28,341
−HK$751/mo
Today · 4.125%
HK$29,092
baseline
▲ 0.50% · 4.625%
HK$30,625
+HK$1,533/mo
Deposit HK$2.33M · loan HK$5.44M · min. income ≈ HK$58,184/mo (50% DSR)
Upfront cash ≈ HK$2.56M (deposit + AVD stamp duty HK$233,149 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$26,582
−HK$1,667/mo
▼ 0.25% · 3.875%
HK$27,409
−HK$840/mo
Today · 4.125%
HK$28,249
baseline
▲ 0.50% · 4.625%
HK$29,968
+HK$1,719/mo
Deposit HK$1.94M · loan HK$5.83M · min. income ≈ HK$56,498/mo (50% DSR)
Upfront cash ≈ HK$2.18M (deposit + AVD stamp duty HK$233,149 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$29,572
−HK$1,598/mo
▼ 0.25% · 3.875%
HK$30,365
−HK$805/mo
Today · 4.125%
HK$31,170
baseline
▲ 0.50% · 4.625%
HK$32,813
+HK$1,643/mo
Deposit HK$1.94M · loan HK$5.83M · min. income ≈ HK$62,340/mo (50% DSR)
Upfront cash ≈ HK$2.18M (deposit + AVD stamp duty HK$233,149 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$28,354
−HK$1,778/mo
▼ 0.25% · 3.875%
HK$29,236
−HK$896/mo
Today · 4.125%
HK$30,132
baseline
▲ 0.50% · 4.625%
HK$31,966
+HK$1,834/mo
Deposit HK$1.55M · loan HK$6.22M · min. income ≈ HK$60,264/mo (50% DSR)
Upfront cash ≈ HK$1.79M (deposit + AVD stamp duty HK$233,149 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$31,544
−HK$1,704/mo
▼ 0.25% · 3.875%
HK$32,390
−HK$858/mo
Today · 4.125%
HK$33,248
baseline
▲ 0.50% · 4.625%
HK$35,000
+HK$1,752/mo
Deposit HK$1.55M · loan HK$6.22M · min. income ≈ HK$66,496/mo (50% DSR)
Upfront cash ≈ HK$1.79M (deposit + AVD stamp duty HK$233,149 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$30,126
−HK$1,889/mo
▼ 0.25% · 3.875%
HK$31,063
−HK$952/mo
Today · 4.125%
HK$32,015
baseline
▲ 0.50% · 4.625%
HK$33,963
+HK$1,948/mo
Deposit HK$1.17M · loan HK$6.61M · min. income ≈ HK$64,030/mo (50% DSR)
Upfront cash ≈ HK$1.40M (deposit + AVD stamp duty HK$233,149 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$33,515
−HK$1,811/mo
▼ 0.25% · 3.875%
HK$34,414
−HK$912/mo
Today · 4.125%
HK$35,326
baseline
▲ 0.50% · 4.625%
HK$37,188
+HK$1,862/mo
Deposit HK$1.17M · loan HK$6.61M · min. income ≈ HK$70,652/mo (50% DSR)
Upfront cash ≈ HK$1.40M (deposit + AVD stamp duty HK$233,149 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$31,898
−HK$2,001/mo
▼ 0.25% · 3.875%
HK$32,890
−HK$1,009/mo
Today · 4.125%
HK$33,899
baseline
▲ 0.50% · 4.625%
HK$35,961
+HK$2,062/mo
Deposit HK$777K · loan HK$6.99M · min. income ≈ HK$67,798/mo (50% DSR)
Upfront cash ≈ HK$1.01M (deposit + AVD stamp duty HK$233,149 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$35,486
−HK$1,918/mo
▼ 0.25% · 3.875%
HK$36,438
−HK$966/mo
Today · 4.125%
HK$37,404
baseline
▲ 0.50% · 4.625%
HK$39,375
+HK$1,971/mo
Deposit HK$777K · loan HK$6.99M · min. income ≈ HK$74,808/mo (50% DSR)
Upfront cash ≈ HK$1.01M (deposit + AVD stamp duty HK$233,149 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).