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At today's rate and a 90% mortgage, the deposit on this unit is about HK$467K, with repayments around HK$20,365/mo for the first 5 years.
The H-plan's cap is the P-plan rate, so with HIBOR where it is both price at 4.125% today. The H-plan is only cheaper once 1M HIBOR falls below 2.825%.
Deposit HK$467K · loan HK$4.20M · min. income ≈ HK$40,730/mo (50% DSR)
Upfront cash ≈ HK$551K (deposit + AVD stamp duty HK$84,389 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).
of income on repayments ·
QoL Matrix
Excellent connectivity — about 2 min walk to Mass Transit Railway Ma On Shan Station Station.
Family-friendly — 35 schools within a 1 km walk.
Everyday convenience — 28 shopping and daily-needs spots nearby.
Healthcare close by — 3 hospitals/clinics within 1 km.
Green space & leisure — 30 parks, libraries and sports venues nearby.
Location
Unit Information
- Floor
- 5/F
- Flat
- 6
- Saleable Area
- 338 Saleable ft²
- Gross Area
- 460 ft²
- Efficiency
- 73%
- District
- Sha Tin District · New Territories East
- School net (POA)
- 89
Transaction History
| Date | Price | Gain / loss |
|---|---|---|
| 2023-02-24 | HK$5.21M | +3.2% 5.2y · 1.0%/yr |
| 2017-12-21 | HK$5.05M | +32.2% 3.3y · 10.0%/yr |
| 2014-08-19 | HK$3.82M | +48.6% |
| 2012-03-21 | HK$2.57M | +36.0% |
| 1995-09-07 | HK$1.89M | — |