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At today's rate and a 90% mortgage, the deposit on this unit is about HK$493K, with repayments around HK$21,514/mo for the first 5 years.
The H-plan's cap is the P-plan rate, so with HIBOR where it is both price at 4.125% today. The H-plan is only cheaper once 1M HIBOR falls below 2.825%.
Deposit HK$493K · loan HK$4.44M · min. income ≈ HK$43,028/mo (50% DSR)
Upfront cash ≈ HK$604K (deposit + AVD stamp duty HK$110,734 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).
of income on repayments ·
QoL Matrix
Excellent connectivity — about 2 min walk to Mass Transit Railway Ma On Shan Station Station.
Family-friendly — 35 schools within a 1 km walk.
Everyday convenience — 28 shopping and daily-needs spots nearby.
Healthcare close by — 3 hospitals/clinics within 1 km.
Green space & leisure — 30 parks, libraries and sports venues nearby.
Location
Unit Information
- Floor
- 5/F
- Flat
- 3
- Saleable Area
- 363 Saleable ft²
- Gross Area
- 491 ft²
- Efficiency
- 74%
- District
- Sha Tin District · New Territories East
- School net (POA)
- 89
Transaction History
| Date | Price | Gain / loss |
|---|---|---|
| 2020-08-03 | HK$5.98M | +47.7% 4.3y · 11.0%/yr |
| 2016-05-12 | HK$4.05M | +76.1% 5.3y · 14.0%/yr |
| 2011-02-02 | HK$2.30M | +11.7% |
| 2010-03-01 | HK$2.06M | +39.2% |
| 2009-01-12 | HK$1.48M | −11.9% |
| 1998-12-09 | HK$1.68M | −13.0% |
| 1996-09-14 | HK$1.93M | — |