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At today's rate and a 90% mortgage, the deposit on this unit is about HK$534K, with repayments around HK$23,312/mo for the first 5 years.
The H-plan's cap is the P-plan rate, so with HIBOR where it is both price at 4.125% today. The H-plan is only cheaper once 1M HIBOR falls below 2.825%.
Deposit HK$534K · loan HK$4.81M · min. income ≈ HK$46,624/mo (50% DSR)
Upfront cash ≈ HK$655K (deposit + AVD stamp duty HK$120,254 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).
of income on repayments ·
QoL Matrix
Excellent connectivity — about 2 min walk to Mass Transit Railway Ma On Shan Station Station.
Family-friendly — 35 schools within a 1 km walk.
Everyday convenience — 28 shopping and daily-needs spots nearby.
Healthcare close by — 3 hospitals/clinics within 1 km.
Green space & leisure — 30 parks, libraries and sports venues nearby.
Location
Unit Information
- Floor
- 35/F
- Flat
- 7
- Saleable Area
- 338 Saleable ft²
- Gross Area
- 460 ft²
- Efficiency
- 73%
- District
- Sha Tin District · New Territories East
- School net (POA)
- 89
Transaction History
| Date | Price | Gain / loss |
|---|---|---|
| 2025-04-01 | HK$4.98M | −7.4% 8.0y · −1.0%/yr |
| 2017-05-12 | HK$5.38M | +121.4% 6.7y · 18.0%/yr |
| 2010-08-23 | HK$2.43M | +14.6% |
| 2010-07-02 | HK$2.12M | +11.6% |
| 1999-06-12 | HK$1.90M | −10.4% |
| 1995-08-24 | HK$2.12M | — |