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At today's rate and a 90% mortgage, the deposit on this unit is about HK$765K, with repayments around HK$33,349/mo for the first 5 years.
The H-plan's cap is the P-plan rate, so with HIBOR where it is both price at 4.125% today. The H-plan is only cheaper once 1M HIBOR falls below 2.825%.
Deposit HK$765K · loan HK$6.88M · min. income ≈ HK$66,698/mo (50% DSR)
Upfront cash ≈ HK$994K (deposit + AVD stamp duty HK$229,371 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).
of income on repayments ·
QoL Matrix
Excellent connectivity — about 2 min walk to Mass Transit Railway Ma On Shan Station Station.
Family-friendly — 35 schools within a 1 km walk.
Everyday convenience — 28 shopping and daily-needs spots nearby.
Healthcare close by — 3 hospitals/clinics within 1 km.
Green space & leisure — 30 parks, libraries and sports venues nearby.
Location
Unit Information
- Floor
- 39/F
- Flat
- 5
- Saleable Area
- 551 Saleable ft²
- Gross Area
- 742 ft²
- Efficiency
- 74%
- District
- Sha Tin District · New Territories East
- School net (POA)
- 89
Transaction History
| Date | Price | Gain / loss |
|---|---|---|
| 2020-08-17 | HK$9.00M | +158.6% 10.7y · 15.0%/yr |
| 2009-12-24 | HK$3.48M | +24.3% |
| 2007-10-10 | HK$2.80M | −3.4% |
| 2005-06-08 | HK$2.90M | +33.0% |
| 2002-02-28 | HK$2.18M | −57.4% |
| 1998-04-09 | HK$5.12M | +33.0% |
| 1998-03-21 | HK$3.85M | −17.7% |
| 1997-04-30 | HK$4.68M | +30.7% |
| 1996-06-14 | HK$3.58M | — |