7/F F
in PARK CENTRAL PHASE 3 CENTRAL HEIGHTS (TOWER 13)
Tseung Kwan O (Sai Kung District) · Kowloon
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At today's rate and a 90% mortgage, the deposit on this unit is about HK$984K, with repayments around HK$42,902/mo for the first 5 years.
The H-plan's cap is the P-plan rate, so with HIBOR where it is both price at 4.125% today. The H-plan is only cheaper once 1M HIBOR falls below 2.825%.
Deposit HK$984K · loan HK$8.85M · min. income ≈ HK$85,804/mo (50% DSR)
Upfront cash ≈ HK$1.34M (deposit + AVD stamp duty HK$353,567 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).
of income on repayments ·
QoL Matrix
Excellent connectivity — about 3 min walk to Mass Transit Railway Tseung Kwan O Station Station.
Family-friendly — 52 schools within a 1 km walk.
Everyday convenience — 39 shopping and daily-needs spots nearby.
Healthcare close by — 4 hospitals/clinics within 1 km.
Green space & leisure — 18 parks, libraries and sports venues nearby.
Location
Unit Information
- Floor
- 7/F
- Flat
- F
- Saleable Area
- 638 Saleable ft²
- Gross Area
- 843 ft²
- Efficiency
- 76%
- District
- Tseung Kwan O (Sai Kung District) · Kowloon
- School net (POA)
- 95
Transaction History
| Date | Price | Gain / loss |
|---|---|---|
| 2023-10-30 | HK$8.88M | +8.3% 6.7y · 1.0%/yr |
| 2017-02-23 | HK$8.20M | +149.2% 3.5y · 6.0%/yr |
| 2006-12-13 | HK$3.29M | — |