30/F D
in PARK CENTRAL PHASE 3 CENTRAL HEIGHTS (TOWER 13)
Tseung Kwan O (Sai Kung District) · Kowloon
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At today's rate and a 90% mortgage, the deposit on this unit is about HK$819K, with repayments around HK$35,742/mo for the first 5 years.
The H-plan's cap is the P-plan rate, so with HIBOR where it is both price at 4.125% today. The H-plan is only cheaper once 1M HIBOR falls below 2.825%.
Deposit HK$819K · loan HK$7.37M · min. income ≈ HK$71,484/mo (50% DSR)
Upfront cash ≈ HK$1.07M (deposit + AVD stamp duty HK$245,831 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).
of income on repayments ·
QoL Matrix
Excellent connectivity — about 3 min walk to Mass Transit Railway Tseung Kwan O Station Station.
Family-friendly — 52 schools within a 1 km walk.
Everyday convenience — 39 shopping and daily-needs spots nearby.
Healthcare close by — 4 hospitals/clinics within 1 km.
Green space & leisure — 18 parks, libraries and sports venues nearby.
Location
Unit Information
- Floor
- 30/F
- Flat
- D
- Saleable Area
- 465 Saleable ft²
- Gross Area
- 623 ft²
- Efficiency
- 75%
- District
- Tseung Kwan O (Sai Kung District) · Kowloon
- School net (POA)
- 95
Transaction History
| Date | Price | Gain / loss |
|---|---|---|
| 2022-09-07 | HK$7.60M | +15.2% 3.7y · 4.0%/yr |
| 2018-12-19 | HK$6.60M | +154.8% 13.7y · 11.0%/yr |
| 2005-04-09 | HK$2.59M | — |