17/F E
in PARK CENTRAL PHASE 3 CENTRAL HEIGHTS (TOWER 13)
Tseung Kwan O (Sai Kung District) · Kowloon
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At today's rate and a 90% mortgage, the deposit on this unit is about HK$791K, with repayments around HK$34,490/mo for the first 5 years.
The H-plan's cap is the P-plan rate, so with HIBOR where it is both price at 4.125% today. The H-plan is only cheaper once 1M HIBOR falls below 2.825%.
Deposit HK$791K · loan HK$7.12M · min. income ≈ HK$68,980/mo (50% DSR)
Upfront cash ≈ HK$1.03M (deposit + AVD stamp duty HK$237,217 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).
of income on repayments ·
QoL Matrix
Excellent connectivity — about 3 min walk to Mass Transit Railway Tseung Kwan O Station Station.
Family-friendly — 52 schools within a 1 km walk.
Everyday convenience — 39 shopping and daily-needs spots nearby.
Healthcare close by — 4 hospitals/clinics within 1 km.
Green space & leisure — 18 parks, libraries and sports venues nearby.
Location
Unit Information
- Floor
- 17/F
- Flat
- E
- Saleable Area
- 465 Saleable ft²
- Gross Area
- 623 ft²
- Efficiency
- 75%
- District
- Tseung Kwan O (Sai Kung District) · Kowloon
- School net (POA)
- 95
Transaction History
| Date | Price | Gain / loss |
|---|---|---|
| 2018-08-09 | HK$8.18M | +99.5% 6.0y · 17.0%/yr |
| 2012-08-09 | HK$4.10M | +20.6% |
| 2010-12-03 | HK$3.40M | +54.5% |
| 2009-02-23 | HK$2.20M | +6.8% |
| 2007-01-18 | HK$2.06M | −18.3% |
| 2005-04-01 | HK$2.52M | — |