20/F A

in PARK CENTRAL PHASE 3 CENTRAL HEIGHTS (TOWER 13)

Tseung Kwan O (Sai Kung District) · Kowloon

Switch unit

Floor

1/F A 905 ft² 1/F B 509 ft² 1/F C 638 ft² 1/F D 465 ft² 1/F E 465 ft² 1/F F 638 ft² 1/F G 509 ft² 1/F H 905 ft² 2/F A 905 ft² 2/F B 509 ft² 2/F C 638 ft² 2/F D 465 ft² 2/F E 465 ft² 2/F F 638 ft² 2/F G 509 ft² 2/F H 905 ft² 3/F A 899 ft² 3/F B 504 ft² 3/F C 638 ft² 3/F D 465 ft² 3/F E 465 ft² 3/F F 638 ft² 3/F G 509 ft² 3/F H 905 ft² 5/F A 905 ft² 5/F B 509 ft² 5/F C 638 ft² 5/F D 472 ft² 5/F E 465 ft² 5/F F 638 ft² 5/F G 509 ft² 5/F H 905 ft² 6/F A 905 ft² 6/F B 509 ft² 6/F C 638 ft² 6/F D 465 ft² 6/F E 465 ft² 6/F F 638 ft² 6/F G 504 ft² 6/F H 905 ft² 7/F A 905 ft² 7/F B 509 ft² 7/F C 638 ft² 7/F D 465 ft² 7/F E 465 ft² 7/F F 638 ft² 7/F G 504 ft² 7/F H 905 ft² 8/F A 905 ft² 8/F B 509 ft² 8/F C 638 ft² 8/F D 465 ft² 8/F E 465 ft² 8/F F 638 ft² 8/F G 509 ft² 8/F H 905 ft² 9/F A 899 ft² 9/F B 509 ft² 9/F C 638 ft² 9/F D 465 ft² 9/F E 465 ft² 9/F F 638 ft² 9/F G 509 ft² 9/F H 905 ft² 10/F A 905 ft² 10/F B 509 ft² 10/F C 638 ft² 10/F D 465 ft² 10/F E 465 ft² 10/F F 638 ft² 10/F G 509 ft² 10/F H 899 ft² 11/F A 899 ft² 11/F B 504 ft² 11/F C 638 ft² 11/F D 465 ft² 11/F E 465 ft² 11/F F 638 ft² 11/F G 509 ft² 11/F H 899 ft² 12/F A 899 ft² 12/F B 509 ft² 12/F C 638 ft² 12/F D 465 ft² 12/F E 465 ft² 12/F F 638 ft² 12/F G 509 ft² 12/F H 905 ft² 13/F A 899 ft² 13/F B 509 ft² 13/F C 638 ft² 13/F D 465 ft² 13/F E 465 ft² 13/F F 638 ft² 13/F G 509 ft² 13/F H 905 ft² 15/F A 899 ft² 15/F B 509 ft² 15/F C 638 ft² 15/F D 472 ft² 15/F E 465 ft² 15/F F 638 ft² 15/F G 504 ft² 15/F H 899 ft² 16/F A 905 ft² 16/F B 509 ft² 16/F C 638 ft² 16/F D 465 ft² 16/F E 465 ft² 16/F F 638 ft² 16/F G 509 ft² 16/F H 905 ft² 17/F A 905 ft² 17/F B 509 ft² 17/F C 638 ft² 17/F D 465 ft² 17/F E 465 ft² 17/F F 638 ft² 17/F G 509 ft² 17/F H 899 ft² 18/F A 905 ft² 18/F B 509 ft² 18/F C 638 ft² 18/F D 465 ft² 18/F E 465 ft² 18/F F 638 ft² 18/F G 509 ft² 18/F H 905 ft² 19/F A 899 ft² 19/F B 509 ft² 19/F C 638 ft² 19/F D 472 ft² 19/F E 465 ft² 19/F F 638 ft² 19/F H 905 ft² 20/F A 905 ft² 20/F B 509 ft² 20/F C 638 ft² 20/F D 465 ft² 20/F E 465 ft² 20/F F 638 ft² 20/F G 509 ft² 20/F H 905 ft² 21/F A 905 ft² 21/F B 509 ft² 21/F C 638 ft² 21/F D 465 ft² 21/F E 472 ft² 21/F F 638 ft² 21/F G 509 ft² 21/F H 905 ft² 22/F A 905 ft² 22/F B 509 ft² 22/F C 638 ft² 22/F D 472 ft² 22/F E 465 ft² 22/F F 638 ft² 22/F G 509 ft² 22/F H 905 ft² 23/F A 905 ft² 23/F B 509 ft² 23/F C 638 ft² 23/F D 465 ft² 23/F E 472 ft² 23/F F 638 ft² 23/F G 509 ft² 23/F H 899 ft² 25/F A 905 ft² 25/F B 509 ft² 25/F C 638 ft² 25/F D 465 ft² 25/F E 465 ft² 25/F F 638 ft² 25/F G 509 ft² 25/F H 905 ft² 26/F A 905 ft² 26/F B 509 ft² 26/F C 638 ft² 26/F D 465 ft² 26/F E 465 ft² 26/F F 638 ft² 26/F G 509 ft² 26/F H 899 ft² 27/F A 905 ft² 27/F B 509 ft² 27/F C 638 ft² 27/F D 472 ft² 27/F E 465 ft² 27/F F 638 ft² 27/F G 504 ft² 27/F H 905 ft² 28/F A 905 ft² 28/F B 509 ft² 28/F C 638 ft² 28/F D 465 ft² 28/F E 465 ft² 28/F F 638 ft² 28/F G 509 ft² 28/F H 905 ft² 29/F A 905 ft² 29/F B 509 ft² 29/F C 638 ft² 29/F D 465 ft² 29/F E 465 ft² 29/F F 638 ft² 29/F G 504 ft² 29/F H 899 ft² 30/F A 899 ft² 30/F B 509 ft² 30/F C 638 ft² 30/F D 465 ft² 30/F E 465 ft² 30/F F 638 ft² 30/F G 504 ft² 30/F H 899 ft² 31/F A 905 ft² 31/F B 504 ft² 31/F C 638 ft² 31/F D 472 ft² 31/F E 465 ft² 31/F F 638 ft² 31/F G 509 ft² 31/F H 899 ft² 32/F A 905 ft² 32/F B 509 ft² 32/F C 638 ft² 32/F D 465 ft² 32/F E 472 ft² 32/F F 638 ft² 32/F G 509 ft² 32/F H 905 ft² 33/F A 899 ft² 33/F B 504 ft² 33/F C 638 ft² 33/F D 465 ft² 33/F E 465 ft² 33/F F 638 ft² 33/F G 509 ft² 33/F H 905 ft² 35/F A 905 ft² 35/F B 509 ft² 35/F C 638 ft² 35/F D 465 ft² 35/F E 465 ft² 35/F F 638 ft² 35/F G 509 ft² 35/F H 899 ft² 36/F A 905 ft² 36/F B 509 ft² 36/F C 638 ft² 36/F D 465 ft² 36/F E 465 ft² 36/F F 638 ft² 36/F G 509 ft² 36/F H 899 ft² 37/F A 899 ft² 37/F B 509 ft² 37/F C 638 ft² 37/F D 465 ft² 37/F E 465 ft² 37/F F 638 ft² 37/F G 509 ft² 37/F H 905 ft² 38/F A 899 ft² 38/F B 509 ft² 38/F C 638 ft² 38/F D 465 ft² 38/F E 465 ft² 38/F F 638 ft² 38/F G 504 ft² 38/F H 899 ft² 39/F A 899 ft² 39/F B 509 ft² 39/F C 638 ft² 39/F D 465 ft² 39/F E 465 ft² 39/F F 638 ft² 39/F G 509 ft² 39/F H 905 ft² 40/F A 905 ft² 40/F B 504 ft² 40/F C 638 ft² 40/F D 465 ft² 40/F E 465 ft² 40/F F 638 ft² 40/F G 509 ft² 40/F H 899 ft² 41/F A 905 ft² 41/F B 509 ft² 41/F C 638 ft² 41/F D 465 ft² 41/F E 465 ft² 41/F F 638 ft² 41/F G 509 ft² 41/F H 905 ft² 42/F A 905 ft² 42/F B 504 ft² 42/F C 638 ft² 42/F D 472 ft² 42/F E 465 ft² 42/F G 504 ft² 42/F H 905 ft² 42/F F 638 ft² 43/F A 905 ft² 43/F B 509 ft² 43/F C 638 ft² 43/F D 472 ft² 43/F E 465 ft² 43/F F 638 ft² 43/F G 509 ft² 43/F H 905 ft² 45/F A 905 ft² 45/F B 509 ft² 45/F C 638 ft² 45/F D 472 ft² 45/F E 465 ft² 45/F F 638 ft² 45/F G 509 ft² 45/F H 899 ft² 46/F A 905 ft² 46/F B 509 ft² 46/F C 638 ft² 46/F D 465 ft² 46/F E 465 ft² 46/F F 638 ft² 46/F G 504 ft² 46/F H 905 ft² 47/F A 905 ft² 47/F B 509 ft² 47/F C 638 ft² 47/F D 465 ft² 47/F E 465 ft² 47/F F 638 ft² 47/F G 509 ft² 47/F H 905 ft² 48/F A 905 ft² 48/F B 504 ft² 48/F C 638 ft² 48/F D 465 ft² 48/F E 472 ft² 48/F F 638 ft² 48/F G 509 ft² 48/F H 905 ft² 49/F A 905 ft² 49/F B 504 ft² 49/F C 638 ft² 49/F D 472 ft² 49/F E 465 ft² 49/F F 638 ft² 49/F G 509 ft² 49/F H 905 ft² 50/F A 899 ft² 50/F B 504 ft² 50/F C 638 ft² 50/F D 465 ft² 50/F E 465 ft² 50/F F 638 ft² 50/F G 504 ft² 50/F H 905 ft² 51/F A 905 ft² 51/F B 504 ft² 51/F D 465 ft² 51/F E 465 ft² 51/F F 638 ft² 51/F G 509 ft² 51/F H 899 ft² 51/F C 638 ft² 52/F A 899 ft² 52/F B 509 ft² 52/F C 638 ft² 52/F D 465 ft² 52/F E 465 ft² 52/F F 638 ft² 52/F G 509 ft² 52/F H 905 ft² 53/F A 905 ft² 53/F D 465 ft² 55/F C 465 ft² 55/F D 465 ft²

Estimate Mortgage & QoL Unit Information Transaction History

Crescira AVM · estimated value ● Medium confidence

HK$15.40M

≈ HK$17,021 / ft² saleable · updated 2026-06-01

Not an offer or formal valuation

Fully appraised HIBOR 1M · 3.9% Prime · 6.125%

At today's rate and a 70% mortgage, the deposit on this unit is about HK$4.62M, with repayments around HK$52,260/mo for the first 5 years.

Open full planner → Compare mortgage offers →

Mortgage plan · rate basis

H-plan · HIBOR + 1.30%

5.2% → capped 4.125%

P-plan · P − 2.00%

4.125%

The H-plan's cap is the P-plan rate, so with HIBOR where it is both price at 4.125% today. The H-plan is only cheaper once 1M HIBOR falls below 2.825%.

If rates change · monthly repayment

LTV

Term

▼ 0.50% · 3.625%

HK$49,176

−HK$3,084/mo

▼ 0.25% · 3.875%

HK$50,705

−HK$1,555/mo

Today · 4.125%

HK$52,260

baseline

▲ 0.50% · 4.625%

HK$55,439

+HK$3,179/mo

Deposit HK$4.62M · loan HK$10.78M · min. income ≈ HK$104,520/mo (50% DSR)

Upfront cash ≈ HK$5.20M (deposit + AVD stamp duty HK$577,659 · Scale 2, in force from 26 Feb 2026)

QoL Matrix

View full Quality-of-Life page → Government open data

Nearest MTR

Mass Transit Railway Tseung Kwan O Station

≈ 3 min walk · 197 m

Education

schools within 1 km (22 within 500 m)

Daily convenience

within 1 km (22 within 500 m)

Health

hospitals/clinics within 1 km

Recreation

parks, libraries, sports within 1 km

Excellent connectivity — about 3 min walk to Mass Transit Railway Tseung Kwan O Station Station.

Family-friendly — 52 schools within a 1 km walk.

Everyday convenience — 39 shopping and daily-needs spots nearby.

Healthcare close by — 4 hospitals/clinics within 1 km.

Green space & leisure — 18 parks, libraries and sports venues nearby.

Location

Unit Information

Floor: 20/F
Flat: A
Saleable Area: 905 Saleable ft²
Gross Area: 1,187 ft²
Efficiency: 76%
District: Tseung Kwan O (Sai Kung District) · Kowloon
School net (POA): 95

Transaction History

Date	Price	Gain / loss	$/ft²	$/ft² gross
2021-09-17	HK$17.50M	+83.2% 5.3y · 16.0%/yr	HK$19,337	HK$14,743
2016-06-03	HK$9.55M	+83.7% 7.3y · 12.0%/yr	HK$10,552	HK$8,046
2009-02-27	HK$5.20M	+1.2%	HK$5,746	HK$4,381
2006-12-14	HK$5.14M	—	HK$5,680	HK$4,330

Other appraised units in this building

Data sourced from Renavon.com