7/F B
in PARK CENTRAL PHASE 3 CENTRAL HEIGHTS (TOWER 13)
Tseung Kwan O (Sai Kung District) · Kowloon
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At today's rate and a 90% mortgage, the deposit on this unit is about HK$800K, with repayments around HK$34,890/mo for the first 5 years.
The H-plan's cap is the P-plan rate, so with HIBOR where it is both price at 4.125% today. The H-plan is only cheaper once 1M HIBOR falls below 2.825%.
Deposit HK$800K · loan HK$7.20M · min. income ≈ HK$69,780/mo (50% DSR)
Upfront cash ≈ HK$1.04M (deposit + AVD stamp duty HK$239,970 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).
of income on repayments ·
QoL Matrix
Excellent connectivity — about 3 min walk to Mass Transit Railway Tseung Kwan O Station Station.
Family-friendly — 52 schools within a 1 km walk.
Everyday convenience — 39 shopping and daily-needs spots nearby.
Healthcare close by — 4 hospitals/clinics within 1 km.
Green space & leisure — 18 parks, libraries and sports venues nearby.
Location
Unit Information
- Floor
- 7/F
- Flat
- B
- Saleable Area
- 509 Saleable ft²
- Gross Area
- 665 ft²
- Efficiency
- 77%
- District
- Tseung Kwan O (Sai Kung District) · Kowloon
- School net (POA)
- 95
Transaction History
| Date | Price | Gain / loss |
|---|---|---|
| 2023-06-19 | HK$8.07M | +34.5% 6.6y · 5.0%/yr |
| 2016-11-03 | HK$6.00M | +111.3% 4.4y · 9.0%/yr |
| 2005-04-22 | HK$2.84M | — |