▼ 0.50% · 3.625%
HK$17,030
−HK$1,068/mo
▼ 0.25% · 3.875%
HK$17,560
−HK$538/mo
Today · 4.125%
HK$18,098
baseline
▲ 0.50% · 4.625%
HK$19,200
+HK$1,102/mo
Deposit HK$3.73M · loan HK$3.73M · min. income ≈ HK$36,196/mo (50% DSR)
Upfront cash ≈ HK$3.96M (deposit + AVD stamp duty HK$224,059 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$18,946
−HK$1,024/mo
▼ 0.25% · 3.875%
HK$19,454
−HK$516/mo
Today · 4.125%
HK$19,970
baseline
▲ 0.50% · 4.625%
HK$21,022
+HK$1,052/mo
Deposit HK$3.73M · loan HK$3.73M · min. income ≈ HK$39,940/mo (50% DSR)
Upfront cash ≈ HK$3.96M (deposit + AVD stamp duty HK$224,059 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$18,733
−HK$1,175/mo
▼ 0.25% · 3.875%
HK$19,316
−HK$592/mo
Today · 4.125%
HK$19,908
baseline
▲ 0.50% · 4.625%
HK$21,120
+HK$1,212/mo
Deposit HK$3.36M · loan HK$4.11M · min. income ≈ HK$39,816/mo (50% DSR)
Upfront cash ≈ HK$3.58M (deposit + AVD stamp duty HK$224,059 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$20,841
−HK$1,126/mo
▼ 0.25% · 3.875%
HK$21,400
−HK$567/mo
Today · 4.125%
HK$21,967
baseline
▲ 0.50% · 4.625%
HK$23,125
+HK$1,158/mo
Deposit HK$3.36M · loan HK$4.11M · min. income ≈ HK$43,934/mo (50% DSR)
Upfront cash ≈ HK$3.58M (deposit + AVD stamp duty HK$224,059 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$20,436
−HK$1,282/mo
▼ 0.25% · 3.875%
HK$21,072
−HK$646/mo
Today · 4.125%
HK$21,718
baseline
▲ 0.50% · 4.625%
HK$23,039
+HK$1,321/mo
Deposit HK$2.99M · loan HK$4.48M · min. income ≈ HK$43,436/mo (50% DSR)
Upfront cash ≈ HK$3.21M (deposit + AVD stamp duty HK$224,059 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$22,735
−HK$1,229/mo
▼ 0.25% · 3.875%
HK$23,345
−HK$619/mo
Today · 4.125%
HK$23,964
baseline
▲ 0.50% · 4.625%
HK$25,227
+HK$1,263/mo
Deposit HK$2.99M · loan HK$4.48M · min. income ≈ HK$47,928/mo (50% DSR)
Upfront cash ≈ HK$3.21M (deposit + AVD stamp duty HK$224,059 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$22,139
−HK$1,389/mo
▼ 0.25% · 3.875%
HK$22,828
−HK$700/mo
Today · 4.125%
HK$23,528
baseline
▲ 0.50% · 4.625%
HK$24,959
+HK$1,431/mo
Deposit HK$2.61M · loan HK$4.85M · min. income ≈ HK$47,056/mo (50% DSR)
Upfront cash ≈ HK$2.84M (deposit + AVD stamp duty HK$224,059 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$24,630
−HK$1,331/mo
▼ 0.25% · 3.875%
HK$25,291
−HK$670/mo
Today · 4.125%
HK$25,961
baseline
▲ 0.50% · 4.625%
HK$27,329
+HK$1,368/mo
Deposit HK$2.61M · loan HK$4.85M · min. income ≈ HK$51,922/mo (50% DSR)
Upfront cash ≈ HK$2.84M (deposit + AVD stamp duty HK$224,059 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$23,843
−HK$1,495/mo
▼ 0.25% · 3.875%
HK$24,584
−HK$754/mo
Today · 4.125%
HK$25,338
baseline
▲ 0.50% · 4.625%
HK$26,879
+HK$1,541/mo
Deposit HK$2.24M · loan HK$5.23M · min. income ≈ HK$50,676/mo (50% DSR)
Upfront cash ≈ HK$2.46M (deposit + AVD stamp duty HK$224,059 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$26,525
−HK$1,433/mo
▼ 0.25% · 3.875%
HK$27,236
−HK$722/mo
Today · 4.125%
HK$27,958
baseline
▲ 0.50% · 4.625%
HK$29,431
+HK$1,473/mo
Deposit HK$2.24M · loan HK$5.23M · min. income ≈ HK$55,916/mo (50% DSR)
Upfront cash ≈ HK$2.46M (deposit + AVD stamp duty HK$224,059 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$25,546
−HK$1,602/mo
▼ 0.25% · 3.875%
HK$26,340
−HK$808/mo
Today · 4.125%
HK$27,148
baseline
▲ 0.50% · 4.625%
HK$28,799
+HK$1,651/mo
Deposit HK$1.87M · loan HK$5.60M · min. income ≈ HK$54,296/mo (50% DSR)
Upfront cash ≈ HK$2.09M (deposit + AVD stamp duty HK$224,059 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$28,419
−HK$1,536/mo
▼ 0.25% · 3.875%
HK$29,181
−HK$774/mo
Today · 4.125%
HK$29,955
baseline
▲ 0.50% · 4.625%
HK$31,534
+HK$1,579/mo
Deposit HK$1.87M · loan HK$5.60M · min. income ≈ HK$59,910/mo (50% DSR)
Upfront cash ≈ HK$2.09M (deposit + AVD stamp duty HK$224,059 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$27,249
−HK$1,708/mo
▼ 0.25% · 3.875%
HK$28,096
−HK$861/mo
Today · 4.125%
HK$28,957
baseline
▲ 0.50% · 4.625%
HK$30,719
+HK$1,762/mo
Deposit HK$1.49M · loan HK$5.97M · min. income ≈ HK$57,914/mo (50% DSR)
Upfront cash ≈ HK$1.72M (deposit + AVD stamp duty HK$224,059 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$30,314
−HK$1,638/mo
▼ 0.25% · 3.875%
HK$31,127
−HK$825/mo
Today · 4.125%
HK$31,952
baseline
▲ 0.50% · 4.625%
HK$33,636
+HK$1,684/mo
Deposit HK$1.49M · loan HK$5.97M · min. income ≈ HK$63,904/mo (50% DSR)
Upfront cash ≈ HK$1.72M (deposit + AVD stamp duty HK$224,059 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$28,952
−HK$1,815/mo
▼ 0.25% · 3.875%
HK$29,852
−HK$915/mo
Today · 4.125%
HK$30,767
baseline
▲ 0.50% · 4.625%
HK$32,639
+HK$1,872/mo
Deposit HK$1.12M · loan HK$6.35M · min. income ≈ HK$61,534/mo (50% DSR)
Upfront cash ≈ HK$1.34M (deposit + AVD stamp duty HK$224,059 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$32,208
−HK$1,741/mo
▼ 0.25% · 3.875%
HK$33,072
−HK$877/mo
Today · 4.125%
HK$33,949
baseline
▲ 0.50% · 4.625%
HK$35,738
+HK$1,789/mo
Deposit HK$1.12M · loan HK$6.35M · min. income ≈ HK$67,898/mo (50% DSR)
Upfront cash ≈ HK$1.34M (deposit + AVD stamp duty HK$224,059 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$30,655
−HK$1,922/mo
▼ 0.25% · 3.875%
HK$31,608
−HK$969/mo
Today · 4.125%
HK$32,577
baseline
▲ 0.50% · 4.625%
HK$34,559
+HK$1,982/mo
Deposit HK$747K · loan HK$6.72M · min. income ≈ HK$65,154/mo (50% DSR)
Upfront cash ≈ HK$971K (deposit + AVD stamp duty HK$224,059 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$34,103
−HK$1,843/mo
▼ 0.25% · 3.875%
HK$35,018
−HK$928/mo
Today · 4.125%
HK$35,946
baseline
▲ 0.50% · 4.625%
HK$37,840
+HK$1,894/mo
Deposit HK$747K · loan HK$6.72M · min. income ≈ HK$71,892/mo (50% DSR)
Upfront cash ≈ HK$971K (deposit + AVD stamp duty HK$224,059 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).