▼ 0.50% · 3.625%
HK$22,578
−HK$1,416/mo
▼ 0.25% · 3.875%
HK$23,281
−HK$713/mo
Today · 4.125%
HK$23,994
baseline
▲ 0.50% · 4.625%
HK$25,454
+HK$1,460/mo
Deposit HK$4.95M · loan HK$4.95M · min. income ≈ HK$47,988/mo (50% DSR)
Upfront cash ≈ HK$5.31M (deposit + AVD stamp duty HK$360,173 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$25,118
−HK$1,357/mo
▼ 0.25% · 3.875%
HK$25,792
−HK$683/mo
Today · 4.125%
HK$26,475
baseline
▲ 0.50% · 4.625%
HK$27,871
+HK$1,396/mo
Deposit HK$4.95M · loan HK$4.95M · min. income ≈ HK$52,950/mo (50% DSR)
Upfront cash ≈ HK$5.31M (deposit + AVD stamp duty HK$360,173 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$24,836
−HK$1,558/mo
▼ 0.25% · 3.875%
HK$25,609
−HK$785/mo
Today · 4.125%
HK$26,394
baseline
▲ 0.50% · 4.625%
HK$28,000
+HK$1,606/mo
Deposit HK$4.46M · loan HK$5.45M · min. income ≈ HK$52,788/mo (50% DSR)
Upfront cash ≈ HK$4.82M (deposit + AVD stamp duty HK$360,173 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$27,630
−HK$1,493/mo
▼ 0.25% · 3.875%
HK$28,371
−HK$752/mo
Today · 4.125%
HK$29,123
baseline
▲ 0.50% · 4.625%
HK$30,658
+HK$1,535/mo
Deposit HK$4.46M · loan HK$5.45M · min. income ≈ HK$58,246/mo (50% DSR)
Upfront cash ≈ HK$4.82M (deposit + AVD stamp duty HK$360,173 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$27,094
−HK$1,699/mo
▼ 0.25% · 3.875%
HK$27,937
−HK$856/mo
Today · 4.125%
HK$28,793
baseline
▲ 0.50% · 4.625%
HK$30,545
+HK$1,752/mo
Deposit HK$3.96M · loan HK$5.94M · min. income ≈ HK$57,586/mo (50% DSR)
Upfront cash ≈ HK$4.32M (deposit + AVD stamp duty HK$360,173 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$30,142
−HK$1,628/mo
▼ 0.25% · 3.875%
HK$30,950
−HK$820/mo
Today · 4.125%
HK$31,770
baseline
▲ 0.50% · 4.625%
HK$33,445
+HK$1,675/mo
Deposit HK$3.96M · loan HK$5.94M · min. income ≈ HK$63,540/mo (50% DSR)
Upfront cash ≈ HK$4.32M (deposit + AVD stamp duty HK$360,173 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$29,352
−HK$1,841/mo
▼ 0.25% · 3.875%
HK$30,265
−HK$928/mo
Today · 4.125%
HK$31,193
baseline
▲ 0.50% · 4.625%
HK$33,091
+HK$1,898/mo
Deposit HK$3.47M · loan HK$6.44M · min. income ≈ HK$62,386/mo (50% DSR)
Upfront cash ≈ HK$3.83M (deposit + AVD stamp duty HK$360,173 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$32,654
−HK$1,764/mo
▼ 0.25% · 3.875%
HK$33,530
−HK$888/mo
Today · 4.125%
HK$34,418
baseline
▲ 0.50% · 4.625%
HK$36,232
+HK$1,814/mo
Deposit HK$3.47M · loan HK$6.44M · min. income ≈ HK$68,836/mo (50% DSR)
Upfront cash ≈ HK$3.83M (deposit + AVD stamp duty HK$360,173 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$31,610
−HK$1,982/mo
▼ 0.25% · 3.875%
HK$32,593
−HK$999/mo
Today · 4.125%
HK$33,592
baseline
▲ 0.50% · 4.625%
HK$35,636
+HK$2,044/mo
Deposit HK$2.97M · loan HK$6.93M · min. income ≈ HK$67,184/mo (50% DSR)
Upfront cash ≈ HK$3.33M (deposit + AVD stamp duty HK$360,173 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$35,166
−HK$1,900/mo
▼ 0.25% · 3.875%
HK$36,109
−HK$957/mo
Today · 4.125%
HK$37,066
baseline
▲ 0.50% · 4.625%
HK$39,019
+HK$1,953/mo
Deposit HK$2.97M · loan HK$6.93M · min. income ≈ HK$74,132/mo (50% DSR)
Upfront cash ≈ HK$3.33M (deposit + AVD stamp duty HK$360,173 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$33,868
−HK$2,124/mo
▼ 0.25% · 3.875%
HK$34,921
−HK$1,071/mo
Today · 4.125%
HK$35,992
baseline
▲ 0.50% · 4.625%
HK$38,182
+HK$2,190/mo
Deposit HK$2.48M · loan HK$7.43M · min. income ≈ HK$71,984/mo (50% DSR)
Upfront cash ≈ HK$2.84M (deposit + AVD stamp duty HK$360,173 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$37,677
−HK$2,036/mo
▼ 0.25% · 3.875%
HK$38,688
−HK$1,025/mo
Today · 4.125%
HK$39,713
baseline
▲ 0.50% · 4.625%
HK$41,806
+HK$2,093/mo
Deposit HK$2.48M · loan HK$7.43M · min. income ≈ HK$79,426/mo (50% DSR)
Upfront cash ≈ HK$2.84M (deposit + AVD stamp duty HK$360,173 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$36,126
−HK$2,265/mo
▼ 0.25% · 3.875%
HK$37,249
−HK$1,142/mo
Today · 4.125%
HK$38,391
baseline
▲ 0.50% · 4.625%
HK$40,727
+HK$2,336/mo
Deposit HK$1.98M · loan HK$7.92M · min. income ≈ HK$76,782/mo (50% DSR)
Upfront cash ≈ HK$2.34M (deposit + AVD stamp duty HK$360,173 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$40,189
−HK$2,172/mo
▼ 0.25% · 3.875%
HK$41,267
−HK$1,094/mo
Today · 4.125%
HK$42,361
baseline
▲ 0.50% · 4.625%
HK$44,594
+HK$2,233/mo
Deposit HK$1.98M · loan HK$7.92M · min. income ≈ HK$84,722/mo (50% DSR)
Upfront cash ≈ HK$2.34M (deposit + AVD stamp duty HK$360,173 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$38,383
−HK$2,407/mo
▼ 0.25% · 3.875%
HK$39,577
−HK$1,213/mo
Today · 4.125%
HK$40,790
baseline
▲ 0.50% · 4.625%
HK$43,272
+HK$2,482/mo
Deposit HK$1.49M · loan HK$8.42M · min. income ≈ HK$81,580/mo (50% DSR)
Upfront cash ≈ HK$1.85M (deposit + AVD stamp duty HK$360,173 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$42,701
−HK$2,307/mo
▼ 0.25% · 3.875%
HK$43,846
−HK$1,162/mo
Today · 4.125%
HK$45,008
baseline
▲ 0.50% · 4.625%
HK$47,381
+HK$2,373/mo
Deposit HK$1.49M · loan HK$8.42M · min. income ≈ HK$90,016/mo (50% DSR)
Upfront cash ≈ HK$1.85M (deposit + AVD stamp duty HK$360,173 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$40,641
−HK$2,549/mo
▼ 0.25% · 3.875%
HK$41,905
−HK$1,285/mo
Today · 4.125%
HK$43,190
baseline
▲ 0.50% · 4.625%
HK$45,818
+HK$2,628/mo
Deposit HK$990K · loan HK$8.91M · min. income ≈ HK$86,380/mo (50% DSR)
Upfront cash ≈ HK$1.35M (deposit + AVD stamp duty HK$360,173 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$45,213
−HK$2,443/mo
▼ 0.25% · 3.875%
HK$46,426
−HK$1,230/mo
Today · 4.125%
HK$47,656
baseline
▲ 0.50% · 4.625%
HK$50,168
+HK$2,512/mo
Deposit HK$990K · loan HK$8.91M · min. income ≈ HK$95,312/mo (50% DSR)
Upfront cash ≈ HK$1.35M (deposit + AVD stamp duty HK$360,173 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).