▼ 0.50% · 3.625%
HK$18,349
−HK$1,151/mo
▼ 0.25% · 3.875%
HK$18,920
−HK$580/mo
Today · 4.125%
HK$19,500
baseline
▲ 0.50% · 4.625%
HK$20,686
+HK$1,186/mo
Deposit HK$4.02M · loan HK$4.02M · min. income ≈ HK$39,000/mo (50% DSR)
Upfront cash ≈ HK$4.26M (deposit + AVD stamp duty HK$241,409 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$20,413
−HK$1,103/mo
▼ 0.25% · 3.875%
HK$20,961
−HK$555/mo
Today · 4.125%
HK$21,516
baseline
▲ 0.50% · 4.625%
HK$22,650
+HK$1,134/mo
Deposit HK$4.02M · loan HK$4.02M · min. income ≈ HK$43,032/mo (50% DSR)
Upfront cash ≈ HK$4.26M (deposit + AVD stamp duty HK$241,409 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$20,184
−HK$1,266/mo
▼ 0.25% · 3.875%
HK$20,812
−HK$638/mo
Today · 4.125%
HK$21,450
baseline
▲ 0.50% · 4.625%
HK$22,755
+HK$1,305/mo
Deposit HK$3.62M · loan HK$4.43M · min. income ≈ HK$42,900/mo (50% DSR)
Upfront cash ≈ HK$3.86M (deposit + AVD stamp duty HK$241,409 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$22,455
−HK$1,213/mo
▼ 0.25% · 3.875%
HK$23,057
−HK$611/mo
Today · 4.125%
HK$23,668
baseline
▲ 0.50% · 4.625%
HK$24,915
+HK$1,247/mo
Deposit HK$3.62M · loan HK$4.43M · min. income ≈ HK$47,336/mo (50% DSR)
Upfront cash ≈ HK$3.86M (deposit + AVD stamp duty HK$241,409 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$22,019
−HK$1,381/mo
▼ 0.25% · 3.875%
HK$22,704
−HK$696/mo
Today · 4.125%
HK$23,400
baseline
▲ 0.50% · 4.625%
HK$24,824
+HK$1,424/mo
Deposit HK$3.22M · loan HK$4.83M · min. income ≈ HK$46,800/mo (50% DSR)
Upfront cash ≈ HK$3.46M (deposit + AVD stamp duty HK$241,409 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$24,496
−HK$1,323/mo
▼ 0.25% · 3.875%
HK$25,153
−HK$666/mo
Today · 4.125%
HK$25,819
baseline
▲ 0.50% · 4.625%
HK$27,180
+HK$1,361/mo
Deposit HK$3.22M · loan HK$4.83M · min. income ≈ HK$51,638/mo (50% DSR)
Upfront cash ≈ HK$3.46M (deposit + AVD stamp duty HK$241,409 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$23,854
−HK$1,496/mo
▼ 0.25% · 3.875%
HK$24,596
−HK$754/mo
Today · 4.125%
HK$25,350
baseline
▲ 0.50% · 4.625%
HK$26,892
+HK$1,542/mo
Deposit HK$2.82M · loan HK$5.23M · min. income ≈ HK$50,700/mo (50% DSR)
Upfront cash ≈ HK$3.06M (deposit + AVD stamp duty HK$241,409 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$26,537
−HK$1,434/mo
▼ 0.25% · 3.875%
HK$27,249
−HK$722/mo
Today · 4.125%
HK$27,971
baseline
▲ 0.50% · 4.625%
HK$29,445
+HK$1,474/mo
Deposit HK$2.82M · loan HK$5.23M · min. income ≈ HK$55,942/mo (50% DSR)
Upfront cash ≈ HK$3.06M (deposit + AVD stamp duty HK$241,409 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$25,689
−HK$1,611/mo
▼ 0.25% · 3.875%
HK$26,488
−HK$812/mo
Today · 4.125%
HK$27,300
baseline
▲ 0.50% · 4.625%
HK$28,961
+HK$1,661/mo
Deposit HK$2.41M · loan HK$5.63M · min. income ≈ HK$54,600/mo (50% DSR)
Upfront cash ≈ HK$2.66M (deposit + AVD stamp duty HK$241,409 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$28,579
−HK$1,544/mo
▼ 0.25% · 3.875%
HK$29,345
−HK$778/mo
Today · 4.125%
HK$30,123
baseline
▲ 0.50% · 4.625%
HK$31,710
+HK$1,587/mo
Deposit HK$2.41M · loan HK$5.63M · min. income ≈ HK$60,246/mo (50% DSR)
Upfront cash ≈ HK$2.66M (deposit + AVD stamp duty HK$241,409 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$27,524
−HK$1,726/mo
▼ 0.25% · 3.875%
HK$28,380
−HK$870/mo
Today · 4.125%
HK$29,250
baseline
▲ 0.50% · 4.625%
HK$31,029
+HK$1,779/mo
Deposit HK$2.01M · loan HK$6.04M · min. income ≈ HK$58,500/mo (50% DSR)
Upfront cash ≈ HK$2.25M (deposit + AVD stamp duty HK$241,409 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$30,620
−HK$1,654/mo
▼ 0.25% · 3.875%
HK$31,441
−HK$833/mo
Today · 4.125%
HK$32,274
baseline
▲ 0.50% · 4.625%
HK$33,975
+HK$1,701/mo
Deposit HK$2.01M · loan HK$6.04M · min. income ≈ HK$64,548/mo (50% DSR)
Upfront cash ≈ HK$2.25M (deposit + AVD stamp duty HK$241,409 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$29,359
−HK$1,841/mo
▼ 0.25% · 3.875%
HK$30,272
−HK$928/mo
Today · 4.125%
HK$31,200
baseline
▲ 0.50% · 4.625%
HK$33,098
+HK$1,898/mo
Deposit HK$1.61M · loan HK$6.44M · min. income ≈ HK$62,400/mo (50% DSR)
Upfront cash ≈ HK$1.85M (deposit + AVD stamp duty HK$241,409 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$32,661
−HK$1,765/mo
▼ 0.25% · 3.875%
HK$33,537
−HK$889/mo
Today · 4.125%
HK$34,426
baseline
▲ 0.50% · 4.625%
HK$36,240
+HK$1,814/mo
Deposit HK$1.61M · loan HK$6.44M · min. income ≈ HK$68,852/mo (50% DSR)
Upfront cash ≈ HK$1.85M (deposit + AVD stamp duty HK$241,409 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$31,194
−HK$1,956/mo
▼ 0.25% · 3.875%
HK$32,164
−HK$986/mo
Today · 4.125%
HK$33,150
baseline
▲ 0.50% · 4.625%
HK$35,167
+HK$2,017/mo
Deposit HK$1.21M · loan HK$6.84M · min. income ≈ HK$66,300/mo (50% DSR)
Upfront cash ≈ HK$1.45M (deposit + AVD stamp duty HK$241,409 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$34,702
−HK$1,875/mo
▼ 0.25% · 3.875%
HK$35,633
−HK$944/mo
Today · 4.125%
HK$36,577
baseline
▲ 0.50% · 4.625%
HK$38,505
+HK$1,928/mo
Deposit HK$1.21M · loan HK$6.84M · min. income ≈ HK$73,154/mo (50% DSR)
Upfront cash ≈ HK$1.45M (deposit + AVD stamp duty HK$241,409 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$33,028
−HK$2,072/mo
▼ 0.25% · 3.875%
HK$34,056
−HK$1,044/mo
Today · 4.125%
HK$35,100
baseline
▲ 0.50% · 4.625%
HK$37,235
+HK$2,135/mo
Deposit HK$805K · loan HK$7.24M · min. income ≈ HK$70,200/mo (50% DSR)
Upfront cash ≈ HK$1.05M (deposit + AVD stamp duty HK$241,409 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$36,744
−HK$1,985/mo
▼ 0.25% · 3.875%
HK$37,729
−HK$1,000/mo
Today · 4.125%
HK$38,729
baseline
▲ 0.50% · 4.625%
HK$40,770
+HK$2,041/mo
Deposit HK$805K · loan HK$7.24M · min. income ≈ HK$77,458/mo (50% DSR)
Upfront cash ≈ HK$1.05M (deposit + AVD stamp duty HK$241,409 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).